HDFC Credit Card Activation - How To Activate HDFC Credit Card?

HDFC Bank offers a variety of credit cards to its customers. With HDFC credit cards, you can enjoy innumerable offers and benefits on your credit card transactions. Once you have received a new HDFC credit card, you will have to activate it to utilise its benefits.  As per the Reserve Bank of India’s (RBI) guidelines, you are required to activate your HDFC credit card within 37 days (30 days period + 7 days grace period) of receiving it. If you have not activated your card within this period, it will be closed immediately. 

Hence, it is very important to learn how to activate an HDFC credit card. In this article, we will discuss the different ways of doing it.

HDFC Credit Card Activation Online?

Activating your HDFC credit card is very simple. Here are the steps you need to follow to complete the HDFC credit card activation online via Net Banking:

• Step 1: Log in to the HDFC NetBanking Portal by entering your customer/user ID and password.
• Step 2: Go to the ‘Cards’ option and select ‘Requests’ under the Credit Cards heading available on the left-hand side of the screen. 
• Step 3: Choose ‘Instant PIN generation’ from the drop-down list.
• Step 4: Now, you will have to select the card for which you want to generate the PIN.
• Step 5: Enter your new 4-digit PIN.
• Step 6: Re-enter the PIN to complete verification and click on confirm.
• Step 7: You will receive OTP on your registered phone number. Enter in the OTP to finish the HDFC Bank credit card activation.

HDFC Bank Credit Card PIN Activation Through MyCards Portal

You can complete the HDFC credit card activation process by also logging into the bank’s MyCards portal. Please bear in mind that this can be done only on your smartphone. Here’s how to do it:

• Step 1: Visit the official MyCards portal and register on it by entering your mobile number and OTP. 
• Step 2: Click the ‘Credit Card’ tab.
• Step 3: Now register your credit card by entering the last 4 digits.
• Step 4: Choose ‘Set PIN’ on the next page.
• Step 5: Create your 4-digit PIN by entering the numbers.
• Step 6: Again, enter your 4-digit PIN, specify the card expiration date, and select confirm. 
• Step 7: You will receive OTP on your registered phone number. Enter in the OTP to finish the HDFC Bank credit card activation.

How To Activate HDFC Credit Card Through Mobile App?

HDFC Bank always aims to give its customers a hassle-free banking experience. So, the bank also helps you activate your card using the HDFC mobile app. Let us learn how to activate a new credit card of HDFC Bank, after downloading the HDFC Bank app on your phone:

• Step 1: Log in to the official HDFC Bank app by entering your mPIN.
• Step 2: Select the 'Cards' option.
• Step 3: Tap on ‘Credit Cards’ from the drop-down.
• Step 4: Tap on ‘Requests’.
• Step 5: Select ‘Instant PIN generation’.
• Step 6: Select the card number for which you want to generate the PIN.
• Step 7: Type the 4-digit PIN.
• Step 8: Again, type the PIN for confirmation.
• Step 9: Enter the OTP received on your registered phone number to activate your HDFC credit card.

How To Activate HDFC Credit Card Through WhatsApp?

Now you can also use WhatsApp to activate your HDFC Bank credit card. Check the steps below to learn how:

• Step 1: Save the HDFC Bank’s WhatsApp number, 7070022222, on your phone’s contact list.
• Step 2: Send the following message to this number - ‘Manage My Credit Card’.
• Step 3: Choose ‘Online Transactions’ from the options presented to you.
• Step 4: Enter the OTP received on your phone.
• Step 5: Type the last 4 digits of your credit card.
• Step 6: You will see a ‘disabled’ status for your credit card transactions. 
• Step 7: Enable it to complete your HDFC new credit card activation.

HDFC Credit Card Activation Offline?

You can activate your HDFC Bank credit card even without using your internet connection. For this, you can either visit your nearest ATM or call the toll number 1860 266 0333. 

How To Activate HDFC Credit Card In ATM?

Here’s how to activate a new HDFC credit card by visiting an ATM:

• Step 1: Call the toll number 1860 266 0333.
• Step 2: Follow the instructions to receive an OTP on your registered phone number.
• Step 3: Visit your nearest ATM and enter the credit card.
• Step 4: Select the ‘Create new ATM PIN using OTP’ option.
• Step 5: Enter the OTP that you have received on your phone.
• Step 6: Enter your registered phone number.
• Step 7: Create your 4-digit PIN.

HDFC Credit Card Activation Customer Care Number

For HDFC Bank credit card pin activation by calling the customer care number of the bank, follow the below steps:

• Step 1: Call the toll number 1860 266 0333 from your registered phone number.
• Step 2: Tap the last 4 digits of your credit card number and then tap hash (#).
• Step 3: Press 1 when prompted to 'Generate OTP'. The OTP will be sent to your mobile number via SMS.
• Step 4: Type the 6-digit OTP sent to your registered number.
• Step 5: Create the 4-digit PIN followed by hash (#).

How To Activate HDFC Credit Card Without Net Banking?

You can use WhatsApp, MyCards, mobile app, call the toll number, or visit your nearest ATM to activate your HDFC Bank credit card. Thus, you have many options besides net banking to activate your HDFC Bank credit card.

How To Activate Renewed HDFC Credit Card?

Below are the steps on how to do credit card activation HDFC for a renewed credit card:

• Step 1: Log in to the HDFC NetBanking Portal by entering your customer/user ID and password.
• Step 2: Go to the ‘Credit Card’ tab and click the ‘Manage my Credit Card’ option.
• Step 3: Select the option for Online(E-Commerce) transactions.
• Step 4: Choose the credit card which you want to activate.
• Step 5: Enter your registered phone number to receive the OTP.
• Step 6: Enter the last 4 digits of your credit card.
• Step 7: Now change the status of your card’s online transactions.

HDFC Credit Card International Activation

All credit cards are, by default, inactivated for international usage. Nonetheless, if you are travelling outside India, you can activate your new HDFC credit card by following the simple steps:

• Step 1: Log in to the HDFC NetBanking Portal by entering your customer/user ID and password.
• Step 2: Go through the ‘Credit Card’ section and select your credit card.
• Step 3: Click on ‘Customise’.
• Step 4: Turn on ‘International Usage’.
• Step 5: Select how you want to receive the OTP.
• Step 6: Enter the OTP to confirm the HDFC credit card international activation.

Thus, you can activate your HDFC credit card in different ways. If you prefer using the internet, you can simply log in to the net banking portal to activate your card. On the other hand, if you want to activate your HDFC credit card offline, you can simply call the toll number or visit your local HDFC Bank branch. You can even use WhatsApp, download the official mobile app, or visit an ATM to activate your credit card. So you can choose the method of activation that is convenient for you.

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