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State Bank of India (SBI) offers credit cards with exceptional benefits, tailored to your lifestyle.
Earn reward points on shopping, travel, and OTT subscriptions, and redeem them for discounts and vouchers.
From cashback to travel perks, SBI has a card for everyone. Explore the top cards and maximize your rewards today!
State Bank of India (SBI) offers credit cards with exceptional benefits, tailored to your lifestyle.
Earn reward points on shopping, travel, and OTT subscriptions, and redeem them for discounts and vouchers.
You can earn points through various online and offline transactions. Each card is designed for specific spending categories, so check your card’s terms to optimize rewards.
From cashback to travel perks, SBI has a card for everyone. Explore the top cards and maximize your rewards today!
Checking your SBI credit card reward points is easy and comprises of different modes. Below, we have discussed each mode with a detailed breakdown of steps to follow.
You can check your SBI credit card reward points by visiting the net banking portal. Just follow the below steps:
Step 1: Visit the SBI Credit Card portal.
Step 2: Login with your credentials.
Step 3: Go to the dashboard, and scroll to the bottom to find the reward points summary along with the expiry date.
You can find the summary of your reward points on your latest credit card statement. For this, you will have to check the reward points summary section.
You can interact with SBI’s ILA chatbot to find your statement. Here are the steps to follow:
Step 1: Open the chat box and click on ‘Statement’.
Step 2: Then enter “I want to view my statement”.
Step 3: Log in with your credit card credentials to view your statement.
You can send an SMS with the following message - "REWARD <space>last 4 digits of your credit card number" to 5676791 to learn about your reward points summary.
You can log in to the SBI Card mobile app to find out the reward points on your SBI credit card.
You can give a missed call at 8422845514 from your registered phone number to find out your SBI credit card reward points.
You can redeem the SBI credit card reward points via net banking, or using the mobile application. Check below to know the steps for each mode:
Here’s how to redeem SBI credit card points via net banking:
Step 1: Visit the SBI Credit Card portal.
Step 2: Log in using your user ID, mobile number, or card details.
Step 3: Visit the ‘Rewards’ section and click on ‘Redeem Rewards’.
Step 4: From the rewards catalogue, select the items you want to buy.
Step 5: Click on ‘Redeem Now’ to finish the transaction.
Here’s how to redeem SBI card reward points by using SBI’s mobile app:
Step 1: Download SBI’s mobile app from the PlayStore or App Store
Step 2: Log in with your credentials.
Step 3: On the left side, you will find the ‘Rewards’ option. Tap on it.
Step 4: Now tap on ‘Redeem Rewards’.
Step 5: Go through the ‘Rewards Catalogue’ and choose the items that you want to buy.
Step 6: Tap on ‘Redeem’ to confirm the transaction.
To convert SBI credit card reward points to cash, you will have to write an email to SBI or call the helpline number - 1860 180 1290, 1860 500 1290, 1800 180 1290 or 39 02 02 02 (Prefix local STD code).
The table below highlights the best SBI credit card reward points:
| SBI Credit Card | Annual Fee | Rewards |
| SBI Card Elite | Rs. 4,999 |
|
| SBI Card Prime | Rs. 2,999
|
|
Doctor's SBI Card (in association with IMA)
| Rs. 1,499 |
|
SBI Pulse Credit Card
| Rs. 1,499
|
|
Air India SBI Signature Card
| Rs. 4,999 |
|
BPCL SBI Card OCTANE
| Rs. 1,499 |
|
Before you know how you can redeem your reward points, it is important to know the characteristics of such points. Here, we have covered some of the key features of SBI credit card reward points that you must remain aware of:
SBI credit cards provide travel benefits like complimentary lounge access at domestic and international airports. You can also enjoy discounts on flight and hotel bookings through travel platforms.
Enjoy a 1% fuel surcharge waiver with SBI credit cards. With the BPCL SBI Card OCTANE, earn 25 reward points for every Rs. 100 spent on BPCL products via their website or app.
Earn reward points on dining, groceries, and other expenses with SBI credit cards, offering great value for your spends.
Spend a specific amount in a year and get your renewal fee waived, depending on your card variant.
The Doctor's SBI Card, endorsed by the Indian Medical Association, offers Rs. 20 lakh professional indemnity insurance coverage.
You can redeem your SBI credit card reward points across the following categories:
You can visit the SBI website to check the products you can buy under various categories.
SBI credit cards offer a world of rewards tailored to your spending habits. Understanding how to maximize these reward points can help you make smarter financial decisions while enjoying exciting perks. Here's a complete guide to ensure you get the most value out of your SBI credit card.
SBI offers a variety of credit cards, each designed to cater to specific transaction preferences. Whether you spend more on shopping, dining, travel, or fuel, there’s a card that aligns with your lifestyle. Selecting the right card ensures you earn reward points faster and more efficiently.
To unlock the full potential of your SBI credit card:
Redeeming your points is simple and convenient through SBI’s online platforms:
By following these steps, you can easily turn your reward points into tangible benefits.
SBI credit cards are not just a payment tool but a gateway to rewarding experiences. With the right strategy, you can maximize your rewards, enjoy exclusive deals, and save significantly on your expenses. Choose wisely, spend strategically, and make every transaction count!
Related SBI Articles:
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2. SBI Credit Card Customer Care Number
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4. SBI Debit Card - How To Activate SBI Debit Card Online/Offline?
5. Close SBI Credit Card - How To Close SBI Credit Card?
6. Unblock SBI Credit Card - How To Unblock SBI Credit Card?
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8. SBI Debit Card PIN Generation - How To Generate SBI Debit Card PIN?
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