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HDFC Bank Timings: Opening Time, Lunch Time, Closing Time & Saturday Timings

By Mayashree Acharya

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Updated on: Jan 31st, 2024

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11 min read

A leading banking and financial service company in India, HDFC Bank has been widely known for offering a diverse range of products and services since 1994. HDFC’s products and services are readily accessible from its extensive network of 7,945 branches spread across the country. 

This vast network allows customers to easily visit these branches to carry out a variety of banking activities. In this article, we will walk you through the HDFC Bank timings while highlighting other associated details so that you can visit its branch at the right time. 

HDFC Bank Opening Time

Generally, all HDFC Bank branches in India open at 9:30 a.m. However, the branches start operating from 10:00 a.m., offering a total of 5 banking hours each day. During this general timing, HDFC Bank offers different types of banking and financial services and solutions to its customers. 

HDFC Bank Closing Time

All branches of HDFC Bank across the country close at 4:30 p.m. No banking services are available beyond this time for the respective working days. Thus, all customers need to plan their banking transactions accordingly to ensure timely completion before HDFC Bank branch close time.

HDFC Bank Working Days

The HDFC Bank branches in India operate all days of the weekexcept for 2nd and 4th Saturdays and all Sundays. Other than the weekend, the bank remains closed during different bank holidays. The total number of bank holidays in a year is scheduled by the Reserve Bank of India, including national holidays, state government holidays, and regional and major festivals celebrated in India. 

HDFC Bank Lunch Time

Lunchtime at HDFC Bank branches is typically between 1:00 PM and 2:00 PM. However, the lunch hour of its branches varies, depending upon the location of the branch. In some branches, the bank staff goes out for lunch breaks in separate shifts, providing continuous service and ensuring that customers do not have to wait during their visit. 

HDFC Bank Timings on Saturday 

Other than the 2nd and 4th Saturday, the HDFC Bank operates on all Saturdays in a month during the usual working hours which are from 9:30 a.m. to 4:30 p.m. However, an HDFC Bank branch may remain closed during the 1st, 3rd, and 5th Saturday in case these days fall on a national or bank holiday. 

HDFC Working Hours for Customer Support

Let us take a look at the following table to find out the HDFC Bank timings in case of customer support, categorised as per the bank services. 

Customer Support ServicesBank Timings 
Banking8:00 a.m. to 8:00 p.m. on all days 
Credit Card24 hours on all days 
Loan Services8:00 a.m. to 8:00 p.m. on all days  
Demat and Loan Against Securities Account Services8:30 a.m. to 5:30 p.m. from Monday to Saturday (2nd & 4th Saturday not available)
Mutual Fund or Investment Services Account-related Services9:30 a.m. to 6:30 p.m. from Monday to Saturday (2nd & 4th Saturday not available) 

IMPS Timings of HDFC Bank

HDFC Bank provides the IMPS fund transfer facility throughout the year. It is available 24X7 for 365 days. It offers round-the-clock services through all its branches established across India. 

NEFT Timings of HDFC Bank 

  • 7am to 7pm on RBI working day: The maximum amount of funds that can be transferred per day is a Maximum up to Rs.50 Lakhs)
  • From 7pm - 7am on working days & all holidays (including 2nd & 4th Saturdays and Sundays): A maximum of Rs.2.00 lacs per transaction can be transferred.

RTGS Timings of HDFC Bank

At HDFC Bank, an individual can visit anytime throughout the year to initiate RTGS transactions, except from 11:30 p.m. to 12:30 a.m. Apart from visiting the nearest branch of the bank, you can avail the benefits of the RTGS facility through its official website. For specific RTGS timings, you need to connect with a bank representative and visit accordingly. 

Now that you are aware of the HDFC Bank timings, you can easily schedule your next visit to its nearest branch. Although the usual banking hours start from 9:30 a.m. to 4:30 p.m., this timing varies from branch to branch. Therefore, it is in your best interest to contact your nearest branch and confirm the banking hours before visiting. 

Related HDFC Articles:
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2. HDFC Life New Immediate Annuity Plan Interest Rate and Benefits
3. HDFC Credit Card Cash Withdrawal Charges
4. How to Link Aadhaar with HDFC Bank Account Online and Offline?
5. HDFC Bank Savings Account Interest Rate & Minimum Balance
6. HDFC Bank Customer ID - How To Get/Find HDFC Customer ID?
7. HDFC Credit Card Status - HDFC Bank Credit Card Application Status
8. How to Generate HDFC Debit Card PIN
9. How To Close HDFC Bank Account Online And Offline
10. How To Activate HDFC Credit Card
11. How To Activate HDFC Debit Card
12. HDFC UPI Limit - How To Increase UPI Transaction Limit In HDFC
13. How To Increase Credit Card Limit HDFC
14. Close HDFC Credit Card: How To Close HDFC Credit Card
15. How To Add A Beneficiary In HDFC Bank
16. HDFC NEFT Charges
17. HDFC Car Loan Status Check
18. HDFC Home Loan Statement
19. How To Generate HDFC Credit Card PIN
20. HDFC Bank Holidays List 2024

Frequently Asked Questions

Is HDFC Bank open today?

HDFC Bank remains open throughout all weekdays in a month, that is from Monday to Friday, except for bank and national holidays. In addition, you can also visit the nearest branch of HDFC Bank on 1st, 3rd, and 5th Saturdays.

Does HDFC Bank open on Saturday?

Yes, all the branches of HDFC Bank across India operate on Saturdays in a month, except for the 2nd and 4th Saturdays and bank holidays. 

How do I get my HDFC account statement after banking hours?

An HDFC Bank customer can generate their account statement after banking hours by either using the net banking portal or the HDFC mobile banking app. 

How can I transfer funds after HDFC Bank working hours?

In case you want to transfer funds via NEFT or RTGS after the HDFC Bank timings, you can do so by visiting the bank’s official website or logging in to its mobile app. 

Can I call the bank on Sunday for any enquiry?

Yes, you can call the HDFC Bank via its toll-free number on Sunday for any bank-related enquiry. 

How can I deposit a cheque post-banking hours?

HDFC account holders can deposit cheques in the collection boxes within or outside the branch after banking hours. 

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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Quick Summary

HDFC Bank, a prominent Indian financial institution, operates from 9:30 a.m. to 4:30 p.m., closing on 2nd and 4th Saturdays and Sundays. With a wide service range, including customer support till 8 p.m., HDFC offers various services like IMPS, NEFT, and RTGS, ensuring round-the-clock assistance to customers.

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