HDFC Bank Credit Card Application Status

To track your HDFC Bank credit card status after applying, you can use both online and offline methods. The bank allows applicants to check their HDFC Bank credit card application status using details like application reference number, mobile number, Air Waybill or by visiting a branch. A quick HDFC Bank credit card status check helps you track approval or dispatch updates easily.

Read on to learn how to check HDFC Bank credit card application status.

Overview of Ways to Check HDFC Bank Credit Card Status

How to Check HDFC Credit Card Application Status Online?

HDFC Bank prioritizes providing a hassle-free experience, including when it comes to checking your credit card application status. To check your HDFC credit card status, simply visit the bank’s online portal. This easy-to-use feature allows you to track your application anytime.

Here’s how to track HDFC credit card:

• Step 1: Visit the HDFC Bank website.
• Step 2: Enter your mobile number.
• Step 3: Now you will have to enter data for one of these three below details. 

Track by Application Reference Number

To check your HDFC credit card application status, enter your 16-digit application reference number on the bank’s online portal. This reference number is provided to you when you complete your application, and it’s essential for tracking your credit card status easily.

Track by Application Form Number

In this case, you will enter the application number as it appears on your credit card application form. 

Track by Date of Birth

You can enter your date of birth as provided in the credit card application for an HDFC credit card status check.

Final Step: Enter the captcha and click on ‘Submit’.

Your credit card application status will be displayed on the screen.

Check your HDFC Credit Card Status Through Mobile Number

To track the status of your HDFC credit card application through mobile number, follow these steps:

• Visit the ‘track application’ page on HDFC Bank’s official website.
• Enter your date of birth in the designated space.
• Enter your mobile number in the designated space.
• Submit the information.
• the current status of your application will display on the next screen.

Check your HDFC Credit Card Status Through AirWay Bill Number

You can check your credit card status through AirWay Bill only if your application has already been approved. In that case, you will receive the AirWay bill number via SMS or letter. Here’s how to check the HDFC Bank credit card application status using the AirWay bill number:

Step 1: Visit the online portal of HDFC Bank to track HDFC credit card status via AirWay bill number.

Step 2: Type in your AirWay bill number and click on ‘View Details’.

The credit card status will be displayed on the screen.

Check Status of HDFC Credit Card Application Offline

To do the HDFC credit card application tracking offline, you can visit your nearest HDFC Bank branch. Do keep your application reference number or application form number handy, as the bank officials could ask you about them.

HDFC Credit Card Status by PAN Number

You cannot track your HDFC credit card status with only your PAN number. You’ll need your application reference number or application form number to check the status.

HDFC Credit Card Status Customer Care

You can also track the HDFC credit card status by calling the bank’s customer care numbers: 1800-202-6161 or 1860-267-6161. When calling, have your application reference number and application form number ready, as the customer care team may ask for them to verify your identity and provide details about your application.

How Long Does HDFC Bank Take to Approve Credit Card Applications?

Most HDFC Bank credit cards are processed within 7–15 working days after application. However, delays may occur due to verification or document issues. Applicants can track HDFC Bank credit card status regularly using the application reference number or registered mobile number.

Credit Card Application Status Terminology

The result of your HDFC credit card application status will show following terms, which tells where you application stands. Here is the the meaning of that terminology:

• In process: the bank is still reviewing your application, and it will take additional days for the credit card to be dispatched.
• Dispatched: you might receive an SMS with the Airmail number of the shipment carrying your card; if not, wait up to two more days before contacting customer care.
• Disapproved: your application will not be processed further, and you will receive an SMS with or without the reason for rejection; contact customer care for clarifications.
• On-hold: the bank needs additional or missing details, which you will be informed of via SMS or email; once resolved, the application review will proceed.
• No records found, the provided details might be incorrect or mismatched; if details are correct, contact customer care for assistance. 

Reason for HDFC Credit Card Application Decline 

There are several reasons why bank officials could reject your HDFC Bank credit card application. Some of them are:

• Poor CIBIL score
• Insufficient income
• Inappropriate employment history
• High debt-to-income ratio
• Address verification unsuccessful
• Unfinished application form
• Wrong information in the application form

Final Word

Tracking your HDFC Bank credit card application status helps you stay informed about your approval process and ensures timely action if needed. Whether you apply online or offline, you can easily perform an HDFC Bank credit card status check using your mobile number, application reference number, or other details.