HDFC Credit Card Status - HDFC Bank Credit Card Application Status

In the present era, credit cards have become an important financial tool, helping individuals to deal with different financial situations. Most banks and financial institutions provide credit cards to people who fulfil certain criteria. One such well-known bank giving this facility is HDFC Bank.

If you have applied for an HDFC credit card, you may want to check the status of your application. Tracking application status helps get an idea of whether the application will be approved, and there are many ways to do the same.

In this article, we will discuss how to find out the HDFC Bank credit card status.

How to Check HDFC Credit Card Application Status Online?

HDFC Bank always believes in giving a hassle-free experience to its customers when it comes to checking the application status. You can check the HDFC Bank credit card status by visiting the bank’s online portal. 

Here’s how to track HDFC credit card:

Step 1: Visit the HDFC Bank website.

Step 2: Enter your mobile number.

Step 3: Now you will have to enter data for one of these three following fields:

• Application Reference Number

You will have to enter your 16-digit application reference number. When you complete the HDFC Bank credit card application, you receive a receipt containing the application reference number.

• Application Form Number

In this case, you will enter the application number as it appears on your credit card application form. 

• Date of Birth

You can enter your date of birth as provided in the credit card application for an HDFC credit card status check.

Step 4: Enter the captcha and click on ‘Submit’.

Your credit card application status will be displayed on the screen.

Check your HDFC Credit Card Status Through Mobile Number

Even though checking HDFC credit card status is easy, you cannot track its status by just using your mobile number. You need to enter your application reference number, date of birth, or application form number, along with your mobile number, to complete the tracking process through the HDFC Bank website.

Check your HDFC Credit Card Status Through AirWay Bill Number

You can check your credit card status through AirWay Bill only if your application has already been approved. In that case, you will receive the AirWay bill number via SMS or letter. Here’s how to check the HDFC Bank credit card application status using the AirWay bill number:

Step 1: Visit the online portal of HDFC Bank to track HDFC credit card status via AirWay bill number.

Step 2: Type in your AirWay bill number and click on ‘View Details’.

The credit card status will be displayed on the screen.

Check Status of HDFC Credit Card Application Offline

To do the HDFC credit card application tracking offline, you can visit your nearest HDFC Bank branch. Do keep your application reference number or application form number handy, as the bank officials could ask you about them.

Credit Card Application Status Check Results

There are several ways for HDFC Bank credit card status tracking, such as going to the online portal and entering your mobile number, along with your application reference number, application form number or date of birth. You can also use the AirWay bill number and enter it online or visit the nearest HDFC Bank branch to check the HDFC Bank credit card status.

By implementing these methods, the page you are redirected to will either show your application is under process, application approved or, worst case scenario, rejected.

HDFC Credit Card Status Decline Means

There are several reasons why bank officials could reject your HDFC Bank credit card application. Some of them are:

• Poor CIBIL score
• Insufficient income
• Inappropriate employment history
• High debt-to-income ratio
• Address verification unsuccessful
• Unfinished application form
• Wrong information in the application form

HDFC Credit Card Status Customer Care

You can call the HDFC credit card status enquiry number and track the credit card status. You just need to call HDFC’s customer care number - 1800-202-6161 or 1860-267-6161, to get details regarding your credit card. You should keep your application reference number and application form number handy as the officials could ask for them to verify your identity.

HDFC Credit Card Status By PAN Number

As of now, there is no way to check your credit card status only with your PAN number. You will need your application form number or application reference number for HDFC credit card status tracking.

Safety Tips for Your Credit Card

Here are some ways to keep your credit card safe.

• Always keep your card with yourself

This seems obvious, but many people forget it. Whenever you use your credit card for a transaction, ensure the card is swiped right in front of you, and you take back the card.

• Sign your card

This allows a merchant to match your identity with the receipt. In case of a discrepancy, the merchant may refuse the transaction, thus boosting the security of your HDFC Bank credit card.

• Remember your PIN and change it frequently

It's better that you do not write your PIN anywhere. Instead, memorise it. Change it frequently to make it more secure. And do not share your PIN or CVV with anyone.

• Study bank statement carefully

You should check your bank statement for any suspicious transactions. Sometimes, you could miss a suspicious transaction, even if you received an SMS or email notification it.

• Stay away from suspicious links

Always look for the ‘s’ while using your card on a certain website. We are referring to the ‘s’ in ‘https’. It is shown on your browser’s address bar and indicates that the website is secure for an online transaction. Stay away from random links that you may receive via SMS or email. They may be traps for an online scam.

• Be careful about public Wi-Fi

Public Wi-Fi should not be preferred for transactions. Hackers may use it to steal your data. Instead, prefer your personal computer and network for the transaction. You can use a virtual keyboard to minimise the chances of hacking further.

• Create transaction limits

You can set transaction limits for your HDFC Bank credit card. This will save you in the case of a fraud.

HDFC Bank Credit Card Status Types

The table below provides the different status of HDFC Bank credit card application:

Now that you know how to track your credit card's status, follow all the steps accurately to avoid any discrepancies. Remember, a credit card is a very significant financial tool and must be used with utmost security to avoid your money getting stolen or misused by others.