HDFC Bank Credit Card Application Status

If you have applied for HDFC credit card and it's not approved yet, check the status of your application. Tracking application status helps determine whether the application stands, and there are many ways to do the same. HDFC credit card application status can be checked online and offline. It just requires some details, which you have filled out on the application form. Read this article to learn how to find out the HDFC Bank credit card status.

How to Check HDFC Credit Card Application Status Online?

HDFC Bank always believes in giving a hassle-free experience to its customers when it comes to checking the application status. You can check the HDFC Bank credit card status by visiting the bank’s online portal. 

Here’s how to track HDFC credit card:

• Step 1: Visit the HDFC Bank website.
• Step 2: Enter your mobile number.
• Step 3: Now you will have to enter data for one of these three below details. 

Track by Application Reference Number

You will have to enter your 16-digit application reference number. When you complete the HDFC Bank credit card application, you receive a receipt containing the application reference number.

Track by Application Form Number

In this case, you will enter the application number as it appears on your credit card application form. 

Track by Date of Birth

You can enter your date of birth as provided in the credit card application for an HDFC credit card status check.

Final Step: Enter the captcha and click on ‘Submit’.

Your credit card application status will be displayed on the screen.

Check your HDFC Credit Card Status Through Mobile Number

To track the status of your HDFC credit card application through mobile number, follow these steps:

1. Visit the ‘track application’ page on HDFC Bank’s official website.
2. Enter your date of birth in the designated space.
3. Enter your mobile number in the designated space.
4. Submit the information.
5. the current status of your application will display on the next screen.

Check your HDFC Credit Card Status Through AirWay Bill Number

You can check your credit card status through AirWay Bill only if your application has already been approved. In that case, you will receive the AirWay bill number via SMS or letter. Here’s how to check the HDFC Bank credit card application status using the AirWay bill number:

Step 1: Visit the online portal of HDFC Bank to track HDFC credit card status via AirWay bill number.

Step 2: Type in your AirWay bill number and click on ‘View Details’.

The credit card status will be displayed on the screen.

Check Status of HDFC Credit Card Application Offline

To do the HDFC credit card application tracking offline, you can visit your nearest HDFC Bank branch. Do keep your application reference number or application form number handy, as the bank officials could ask you about them.

Credit Card Application Status Terminology

The result of your HDFC credit card application status will show following terms, which tells where you application stands. Here is the the meaning of that terminology:

• In process: the bank is still reviewing your application, and it will take additional days for the credit card to be dispatched.
• Dispatched: you might receive an SMS with the Airmail number of the shipment carrying your card; if not, wait up to two more days before contacting customer care.
• Disapproved: your application will not be processed further, and you will receive an SMS with or without the reason for rejection; contact customer care for clarifications.
• On-hold: the bank needs additional or missing details, which you will be informed of via SMS or email; once resolved, the application review will proceed.
• No records found, the provided details might be incorrect or mismatched; if details are correct, contact customer care for assistance. 

Reason for HDFC Credit Card Application Decline 

There are several reasons why bank officials could reject your HDFC Bank credit card application. Some of them are:

• Poor CIBIL score
• Insufficient income
• Inappropriate employment history
• High debt-to-income ratio
• Address verification unsuccessful
• Unfinished application form
• Wrong information in the application form

HDFC Credit Card Status Customer Care

You can call the HDFC credit card status enquiry number and track the credit card status. You just need to call HDFC’s customer care number - 1800-202-6161 or 1860-267-6161, to get details regarding your credit card. You should keep your application reference number and application form number handy as the officials could ask for them to verify your identity.

HDFC Credit Card Status By PAN Number

As of now, there is no way to check your credit card status only with your PAN number. You will need your application form number or application reference number for HDFC credit card status tracking.