HDFC Debit Card PIN Generation - How to Generate HDFC Debit Card PIN?

In this digital age, debit cards have become a crucial part of our lives. It helps us to withdraw money and conduct financial transactions anytime and anywhere. Nevertheless, whenever you get your debit card from the bank, you must ensure its safety by creating a PIN to use it in a stress-free manner.

So, to use an HDFC debit card, you first need to create a PIN to activate your card. In this article, we will talk about the various methods of HDFC debit card PIN generation to help you complete transactions seamlessly.

HDFC Debit Card PIN Generation through Net Banking

As an HDFC customer, once you open a current or savings account and receive your debit card from the bank, you must create a PIN to activate the card and avail of its benefits. If you are wondering how to generate an ATM PIN for an HDFC debit card online, you can follow these simple and hassle-free steps:

Step 1: Visit the official website of HDFC NetBanking and log in to your account with the credentials. 

Step 2: On the menu bar, click the ‘Debit Cards’ tab under the ‘Pay’ tab.

Step 3: Select your debit card and choose ‘Set PIN’. 

Step 4: Enter your HDFC debit card number and generate a new PIN.

Step 5: Enter the OTP received on your registered phone number.

Once the authentication is successful, you will receive a notification about the same.

HDFC Debit Card PIN Generation through Mobile Banking

In addition, if you want to generate a PIN for your HDFC debit card via mobile banking, you can follow the steps mentioned below:

Step 1: Open the HDFC mobile banking application and log in with your credentials.

Step 2: Navigate to the ‘Menu’ tab on the application’s top left corner and choose the ‘Pay’ option.

Step 3: Select the ‘Cards’ option and click the ‘Debit Cards’ option.

Step 4: Choose the ‘Set PIN’ option, enter your debit card number and generate a new PIN for the card.

Step 5: Once you create a new PIN, you have to authenticate it by entering the OTP received on your registered phone number.

Once you complete all the steps, you will receive a notification on your registered phone number. This suggests a successful authentication of your HDFC debit card PIN generation. 

HDFC Debit Card PIN Generation through ATM

If you are wondering how to generate a PIN for an HDFC debit card via ATM, you can follow this step-by-step guide:

Step 1: Visit the nearest HDFC Bank ATM and insert your debit card into the machine.

Step 2: Select the ‘Set Debit Card PIN’ option from the various services available.

Step 3: Enter the PIN you received on your welcome kit and select the ‘Set PIN’ option.

Step 4: Create a new PIN for your HDFC debit card and click the ‘Confirm’ button.

The machine will display a confirmation message after successful PIN generation of your HDFC debit card.

HDFC Debit Card PIN Generation through MyCards

HDFC Bank also permits you to generate a PIN for your debit card via the MyCards portal. Do keep in mind that you can only open the HDFC MyCards portal from your registered mobile number. You can follow the simple steps mentioned below to generate HDFC debit card PIN through MyCards:

Step 1: Log in to your MyCards portal.

Step 2: Click on the ‘Debit Card’ option.

Step 3: Enter the last 4 digits of your debit card number and your date of birth.

Step 4: Click on the ‘Set PIN’ option.

Step 5: Verify your mobile number through PAN number, date of birth or Customer ID.

Step 6: You will receive the OTP on your mobile number. Enter the OTP and continue.

Step 7: Enter your PIN and customer ID. 

Once your Customer ID is verified, your HDFC debit card PIN gets generated.

HDFC Debit Card PIN Generation through SMS

Currently, HDFC Bank does not offer any service to generate debit card PIN via SMS.

HDFC Debit Card PIN Generation through Customer Care

Apart from the mentioned ways, the HDFC debit card PIN generated by a call is also available. To avail of this facility, you can follow these simple and hassle-free steps:

Step 1: Call HDFC Bank customer care at 1800 202 6161 / 1860 267 6161 from your registered phone number.

Step 2: Choose the debit card-related inquiries and provide your bank account number.

Step 3: You will receive an OTP on your phone number.

Step 4: Visit the nearest HDFC Bank ATM and insert your debit card.

Step 5: Choose the ‘Banking’ option and then opt for ‘PIN Generation’.

Step 6: Enter the OTP received on your phone number and set a new PIN for your HDFC debit card.

Once you click the ‘Confirm’ button, your HDFC debit card PIN gets generated.

Change HDFC Debit Card PIN

In addition to generating a PIN for your HDFC debit card, the bank allows you to change or reset your debit card PIN whenever needed. To do this, you can follow the steps provided below:

Step 1: Visit the official website of HDFC NetBanking and log in to your account with the credentials.

Step 2: Select the ‘Debit Cards’ option under the ‘Pay’ tab and choose the ‘Instant PIN Generation’ option under ‘Requests’.

Step 3: Select the debit card for which you want to change the PIN and click ‘Continue’.

Step 4: Enter the card details, such as CVV and its expiry date.

Step 5: An OTP will be sent to your mobile number. Enter the OTP and continue.

Step 6: Enter the new PIN and ‘Confirm’. 

Once you click confirm, your PIN will be changed instantly, and you must input the new PIN for transactions.

Overall, HDFC debit card PIN generation is simple and hassle-free. You can opt for either one of the modes mentioned above to generate a new PIN for your HDFC debit card. However, you must keep changing your debit card PIN once a quarter to ensure the safety and security of your bank account.