Here’s How One Can Download Demat Holding Statement

Today, many people invest in the stock market to grow their money. If you own shares or stocks, you need a special Demat account to keep them safe. The Demat account is like a bank account, but it holds your shares electronically instead of having money. You need a Demat holding statement to know what shares you own and what they are worth. This article explains what a Demat account is, what a Demat holding statement is, why it’s essential, and how you can download it step by step.

What is a Demat Account?

A Demat account is a place where your shares or stocks are stored electronically. In the past, people used to get physical certificates (like paper documents) when they bought shares. These papers were hard to keep safe and easy to lose. Now, everything is stored digitally with a Demat account, so it’s safer and easier to manage.

Think of a Demat account as a digital locker for your shares. Just like you need a bank account to keep your money, you need a Demat account to keep your shares if you want to buy or sell them in the stock market.

What is a Demat Holding Statement?

A Demat holding statement is a document that shows all the details about the shares you own in your Demat account. It’s like a report card that tells you:

Which shares you own: If you own shares of companies like Reliance or Tata, the statement will list them.

How many shares: It shows each company's exact number of shares you own.

Value: It tells you how much your shares are worth based on their current price in the stock market.

Your transactions: This shows what shares you bought or sold over a specific period, such as a month or a year.

This statement helps you understand everything about your investments in one place. It’s beneficial when you want to check if your investments are growing or when you need to file your income tax return (a government form where you report your earnings).

Why Do You Need Demat Account?

In India, you must have a Demat account to buy or sell shares in the stock market. Without it, you cannot store your shares electronically and cannot trade (buy or sell) them. The government and stock market authorities, like the Securities and Exchange Board of India (SEBI), have made this rule to make trading safe and organised.

You also need a Trading account along with your Demat account. The Trading account places orders to buy or sell shares, while the Demat account stores those shares. Usually, when you open a Demat account, the company or bank also helps you open a Trading account.

Who Can Open a Demat Account?

Anyone can open a Demat account! You don’t need to be wealthy or highly educated. You just need to work with a Depository Participant (DP), a bank, broker, or financial company registered with one of two organisations in India.

• National Securities Depository Limited (NSDL): This is one of the leading organisations that manages Demat accounts in India.
• Central Depository Services (India) Limited (CDSL): This is the other central organisation that does the same job.

Why Should You Download Your Demat Holding Statement?

Downloading your Demat holding statement is essential because

Helps to track investments: You can see which shares you own, how many, and their value. This helps you know if you’re making money or losing money.

It’s needed for taxes: When you file your income tax return, the government may ask for details about your shares. The Demat holding statement has all this information.

It answers your questions: If you’re confused about your transactions (like when you bought or sold shares), the statement gives you a clear picture.

It’s easy to get: You can download it anytime from your phone or computer.

How to Download Your Demat Holding Statement

There are two main ways to download your Demat holding statement. Both are simple, and you can choose the one that’s easier for you. Let’s go through each method step by step.

Method 1: Downloading from NSDL or CDSL (Central Depositories)

NSDL and CDSL are the two prominent organisations in India that manage all Demat accounts. Your Demat account is linked to either NSDL or CDSL, depending on which one your broker or bank uses. You can download your statement directly from their websites.

Steps to download from NSDL

Open your phone or computer browser and go to the NSDL website. 

Look for a section called CAS (Consolidated Account Statement).

Enter your Demat account number (a unique number given when you opened your Demat account) or your PAN card number. If you’re using the website for the first time, you may need to register by providing your details.

Follow the website instructions. You may need to enter a password or verify your identity with an OTP.

You can select the time period for which you want the statement (for example, the last month, the last three months, or the last year).

Once you see your statement on the screen, you can download it as a PDF file. Click the download button to save the file to your phone or computer.

Steps to download from CDSL

Open your browser and go to the CDSL website. Look for a section called CAS or E-CAS (Electronic Consolidated Account Statement).

Enter your Demat account number, PAN card number, or other details as asked. If you’re new, you may need to create an account by registering.

You may get an OTP on your phone or email to confirm it’s you.

Select the dates for which you want the statement (like last month or last year).

Once the statement appears, click the download button to save it as a PDF file.

Method 2: Downloading from Your Broker’s Platform

Your broker (the company where you opened your Demat account, like Zerodha, Upstox, or Angel One) has a website or mobile app where you can buy and sell shares. This same platform lets you download your Demat holding statement. 

Here’s how:

Open the broker’s app or website: If you use a mobile app, open it. Or go to the broker’s website on your computer or phone.

Use your username and password to log in. If you’ve forgotten your password, there’s usually a “Forgot Password” option to reset it using your phone or email.

Once logged in, look at the app or website’s main screen (called the dashboard). There will be a section called “Portfolio”, “Holdings”, “Account Statement”, or “Reports”. Click on it.

Choose the time period for which you want the statement (e.g., the last 30 days or the last year).

You’ll see an option to view or download the statement. Click the download button, and the statement will save as a PDF file on your phone or computer.

What to Do If You Face Problems?

Sometimes, you might face issues while downloading your statement. Here are some common problems and solutions:

Forgot your login details: If you don’t remember your username or password for the broker’s app or NSDL/CDSL website, use the “Forgot Password” or “Reset Password” option. You’ll get an OTP to create a new password.

If you don’t know your Demat account number, check your broker's welcome letter or email. You can also call your broker’s customer care to get it.

Website or app not working: If the website or app is slow or not loading, try again after some time. You can also use a different device (like another phone or computer).

Need help? If you’re confused, call your broker’s customer care or visit their office.

Why Is the Demat Holding Statement Important for Taxes?

When you earn money from selling shares, you may need to pay capital gains tax to the government. The Demat holding statement shows all your transactions, which helps you calculate how much profit you made. You can share this statement with a chartered accountant (who helps with taxes) or use it when filing your income tax return.

Even if you didn’t sell shares, the statement is helpful to show what you own. This can be important for financial planning or when applying for loans.

Tips for Managing Your Demat Account

Check your statement regularly: Download your Demat holding statement every few months to stay updated on your investments.

Keep your details safe: Don’t share your Demat account number, login ID, or password with anyone.

Update your contact details: Make sure your phone number and email ID are current with your broker and NSDL/CDSL. This ensures you get OTP’s and essential messages.

Learn about your investments: If you’re new to the stock market, ask your broker or a trusted person to explain how shares work. This will help you make better decisions.

Conclusion

A demat account is necessary to buy or sell shares in India. The demat holding statement is like a report that tells you everything about your shares, what you own, how many, and their value. Downloading this statement is easy and can be done in two ways: from the NSDL or CDSL websites, or your broker’s app or website. Log in, select the time period, and download the PDF file.