PF Balance Check – Check EPF Account Balance With Mobile Number, Missed Call, Without & With UAN Number

The Employees’ Provident Fund (EPF) acts as a saving tool. The employee and the employer contribute an equal amount towards savings that can be availed upon retirement or after switching jobs. The interest rate applicable to the EPF contributions is 8.1% for the period October 1st 2021 to December 31st 2022.

You can now check your EPF balance via SMS, by giving a missed call, via the EPFO app/Umang app, and the EPFO Portal/Umang App. By allowing employees to access the EPF balance, they can easily:

•  Plan their expenses well
• Avail a loan against their EPF balance
• Check the status of their PF balance

For more information, read our articles on PF Claim Status, PF Transfer, EPF Withdrawal & EPF Payment.

Latest Update

Union Budget 2021 Outcome
In case the employee’s PF contribution was deducted but not deposited by the employer, it will not be allowed as a deduction for the employer.

PF Balance Check Using EPFO Portal

To check EPF balance, make sure that the employer has activated your Universal Account Number (UAN). UAN is a unique identification number provided for all employees enrolled under the EPF scheme. All employees should have only one UAN during their working life irrespective of the companies they change. UAN is important as the entire process related to the EPF services are now operated online. Thanks to UAN, accessing your PF account services, such as withdrawal, checking EPF balance, and EPF loan application is easy.

Once your UAN number is activated, follow these steps:

Step 1: Log on to the EPFO portal. Go to the tab ‘Our Services’ and choose the option that says “for employees” from the drop-down menu.

Step 2: Now, click on the option ‘Member passbook’ under “Services.”

Step 3: A login page will appear. Enter your UAN number and password here after it has been activated.

Once you log in, you can access your EPF account.

PF Balance Check by Sending an SMS

Once the UAN is integrated with your KYC details, follow these steps:

1. Send an SMS to mobile number 7738299899.
2. The message will be sent in the format ‘EPFOHO UAN ENG‘.

You’ll have to set your preferred language of communication in the SMS. Just use the first three characters of your preferred language to do so. If you wish to receive updates in English, use the first three characters of the word English, i.e. EPFOHO UAN ENG.

If you want to receive the message updates in Marathi, then type in EPFOHO UAN MAR. This facility is available in English, Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam, and Bengali.

PF Balance Check Through a Missed Call

You can inquire about your EPF balance by giving a missed call to the authorised phone from your registered mobile number. This service is only available upon the integration of your UAN with your KYC details. If you are unable to do this, you can take the help of your employer.

Once the UAN  is integrated with your KYC details, follow the steps mentioned below:

1. Give a missed call to 011-22901406 from your registered mobile number.
2. After placing a missed call, you will receive an SMS with your PF details.

PF Balance Check Using the UMANG/EPFO App

Employees can check their EPF balance on their phones by downloading the Unified Mobile Application for New-age Governance (UMANG) app. Aside from checking EPF balances, the app allows you to file and track claims. Members must complete a one-time registration using their UAN-registered cellphone number to access the app.

Let’s have a look at how you can use the UMANG app to view your historical EPF transactions:

1. Instal the UMANG app and open it on your mobile phone. Click on the EPFO option.

2. Select “Employee Centric Services.”

• 

3. The “View Passbook” option will appear on the following screen. After you click it, you’ll be prompted to input your UAN number, and the One-Time Password (OTP) provided to your registered cellphone number. You may access your EPF transactions, including withdrawals and deposits from your current and previous jobs, by clicking on ‘Login.’

• 

How to Check PF Balance Without UAN?

Here is how you can check your PF balance without UAN:

• Go to https://www.epfindia.gov.in/ to access the EPFO’s official website.
• Select the option “Click here to check your PF balance” from the homepage (which is a link).
• The EPFO page will appear, followed by displaying the member’s balance.
• Select your state.
• The EPF’s main office.
• Your business’s code.
• Enter the PF account number, name, and mobile phone number.
• Check the “I agree” box in the acknowledgement box.

Is e-Nomination Process for PF Account Mandatory?

The Employees’ Provident Fund Organisation (EPFO) has made e-nomination for PF accounts mandatory, which is a significant change. EPFO members should be aware that the organisation offers a variety of programmes, including the EPFO Provident Fund (EPF) (PF).

How to Submit an e-Nomination in EPFO?

• Visit epfindia.gov.in and click on ‘Service’.

• Choose the ‘For Employees’ option and Click on ‘Member UAN/ Online Service’.

• Login using the EPFO UAN and password.

• Now, select the ‘E-nomination’ option under the ‘Manage’ tab.

• Below the ‘Provide Details’ tab that must have appeared on the screen, click on ‘Save’.

• Now, click on ‘Yes’ to update the family declaration.

• Now add the family member’s details in the e-nomination form by clicking on ‘Add Family Details’. More than one nominee can also be added.

• Click on ‘Nomination Details’ to declare the total amount of share.

• Next, click on ‘Save EPF Nomination’.

• Lastly, click on ‘E-sign’ to generate OTP and submit the OTP received on the mobile number linked with Aadhaar.

The e-nomination process is now complete.

Frequently Asked Questions

How do I check the balance in my EPF account?

1. Visit the website for members’ login.
2. Enter your UAN and password.
3. After logging in, you can view and download your EPF account statement.

How do I check my EPF account balance using a mobile app?

1. You can download and instal the UMANG app from the play store
2. You can also download the UMANG mobile app by giving a missed call to 97183917183.
3. Select the EPFO option on the app and click on the ‘Employee Centric Service’ option.
4. Enter your UAN and proceed with the OTP received on your registered mobile number.
5. You can check your EPF balance under ‘view passbook’.

Can I check my EPF account balance by giving a missed call?

• It would help if you were a member of the EPFO with a UAN and registered your mobile number.
• You can then check your EPF account balance by giving a missed call to 011-22901406 from your registered mobile number.

I have a UAN number linked to an operative PF Account. Now I have one old inoperative PF account, and my previous employer’s company dissolved. How can I withdraw or link it to my existing UAN?

PF transfer is the only process to link your old PF account to your current UAN number. Here is the step by step process:

• Go to the UAN member portal and log in with your UAN and password.
• Now go online services in the menu bar and click on one member one EPF account (transfer request).
• Now a new page will open. Choose attestation through a previous employer or present employer (present employer is recommendable).
• After choosing the employer, enter your old PF account number (or) old UAN and click on get details to see the previous employer details.
• Now click on get OTP and enter the OTP received your mobile number.

Once you verify the OTP, your PF transfer claim will be submitted, and within 20 days, your PF amount will be transferred to your new PF account; at the same time, your old PF account details will be saved in your current UAN.

Will I be able to check my EPF account balance through an SMS facility?

You can also check your PF balance by sending an SMS to the mobile number 7738299899. Do note that you should register your mobile number and complete the KYC on the EPFO portal. While sending an SMS, you can choose the language for communication. For example, if you choose English, you can send a text SMS as EPFOHO UAN ENG to know your account balance.

For further reading and understanding, check out these articles

UAN (Universal Account Number)
How to Link Aadhaar with UAN and PF
What is EPFO

You Might be Interested in

SIP (Systematic Investment Plan)
SIP Calculator
Income Tax
Invest in Mutual Funds
Stock Market Live
Income Tax Deductions
ITR Due Date
File ITR
UAN