ATM Withdrawal Limit For SBI, HDFC, ICICI And Other Top Banks In India

Automated Teller Machines (ATMs) enable you to access your savings and current accounts funds conveniently and easily. It allows you to withdraw money anytime and anywhere. Nevertheless, there are limits on the number of transactions you can do in a timeframe and the maximum amount you can withdraw in a single transaction from an ATM. 

In this guide, we will help you learn and understand the different ATM withdrawal limit of top Indian banks to avoid being charged against the same. 

What is the ATM Withdrawal Limit?

An ATM withdrawal limit refers to the maximum amount an individual can withdraw from their savings or current accounts within a specific period. The maximum limit differs from one bank to another and depends on the type of account. 

For instance, some banks may allow a maximum withdrawal limit of Rs. 25,000 per day on the basic account type. On the other hand, others may offer a daily withdrawal limit of Rs. 40,000 on their basic account. 

What is the ATM Withdrawal Limit Per Day?

The ATM withdrawal limit per day refers to the maximum cash you can withdraw from your bank account daily. The majority of the Indian banks' withdrawal limit per day ranges between Rs. 20,000 to Rs. 50,000 from an ATM. In addition, the maximum ATM withdrawal limit per day depends on your account type and banking specifics.

What is the Maximum Limit of ATM Withdrawal?

Different banks offer different maximum limits of ATM withdrawal to their customers. The cash withdrawal limit also depends on your account type in a particular bank account. Here are the maximum ATM withdrawal limits of some of the top banks in India.

SBI ATM Withdrawal Limit

Being one of the top banks in India, the State Bank of India (SBI) offers a wide range of services to its customers, including ATM withdrawals. The following is the SBI ATM withdrawal limit:

• If you have a Maestro Debit Card or Classic Debit Card, you can withdraw a maximum of Rs. 40,000 per day.
• If your account is linked to In Touch or SBI Go, the per-day withdrawal limit is Rs. 40,000.
• For SBI Platinum International Debit Cards, you can withdraw a maximum of Rs. 1,00,000 daily.

However, these limits may change depending on your SBI account type and the terms and conditions of the debit card. The bank may change the limits sometimes, so you must check with SBI regularly to know the current limits.

HDFC ATM Withdrawal Limit 

HDFC Bank is one of the top and largest private banks in India. The bank offers various services, including services like cash withdrawals from ATMs. Here are the HDFC ATM withdrawal limits for different cards:

• If you have International, Woman’s Advantage or NRO Debit Cards linked to your HDFC account, you can withdraw a maximum of Rs. 25,000 per day.
• For International Business, Titanium or Gold Debit Cards linked to your account, the per-day withdrawal limit is Rs. 50,000 daily.
• If your account is linked with a Titanium Royale Debit Card, the daily withdrawal limit is Rs. 75,000.
• For Platinum and Imperia Platinum Chip Debit Cards, the per-day withdrawal limit is Rs. 1,00,000.
• If you have a JetPrivilege HDFC Bank World Debit Card linked to your account, you can withdraw Rs. 3,00,000 daily.

Canara Bank ATM Withdrawal Limit 

Through the debit card of Canara Bank, you can withdraw cash from anywhere and anytime, according to your preference. However, there are maximum limits on the amount you can withdraw per day. Here are the Canara Bank ATM withdrawal limits for different cards daily:

• If you possess a Canara Bank Classic RuPay, Visa or Standard Mastercard Debit Card, you can withdraw a maximum amount of Rs. 75,000 daily.
• When you have a Platinum or Mastercard Business Debit Card linked to your Canara bank account, the bank permits you to withdraw Rs. 1,00,000 per day from the ATM.

ICICI ATM Withdrawal Limit 

ICICI Bank provides various debit cards to its customers, allowing easy and hassle-free transactions. Here are the ICICI ATM withdrawal limits for different types of cards:

• The withdrawal limit for the ICICI Bank Coral Plus Debit Card users is Rs. 1,50,000 per day.
• If you have an ICICI Expression, Platinum or Titanium Debit Card linked to your account, the daily withdrawal limit is Rs. 1,00,000.
• For the ICICI Smart Shopper Silver Debit Card, the per-day withdrawal limit is Rs. 50,000 through ATMs.
• If you possess an ICICI Bank Sapphiro Debit Card, you can withdraw a maximum of Rs. 2,50,000 per day.

Axis Bank ATM Withdrawal Limit 

Axis Bank is another large private bank in India that offers several types of debit cards to its customers. It enables you to access cash anytime and anywhere. The following are the different withdrawal limits for different types of Axis Bank cards:

• If you have a RuPay Platinum or Power Salute Debit Card, you can withdraw Rs. 40,000 daily.
• For Liberty, Online Rewards, Rewards Plus, Secure Plus, Titanium Rewards and Titanium Prime Debit Cards, the daily withdrawal limit is Rs. 50,000.
• If you have a Priority, Prestige, Delight or Value Plus Debit Card, you can withdraw Rs. 1,00,000 daily.
• For the Axis Bank Burgundy Debit Card, the daily withdrawal limit is Rs. 3,00,000.

Bank of Baroda ATM Withdrawal Limit

Another top bank in India is the Bank of Baroda, which has a great presence. Like other banks, the Bank of Baroda also has limitations on the daily withdrawal amount. Here are the withdrawal limits of various ATM cards of the Bank of Baroda:

• If you have World Agniveer, RuPay Qsparc NCMC, RuPay Platinum DI, Mastercard DI Platinum or BPCL Debit Card, the daily withdrawal limit is Rs. 50,000.
• For RuPay Classic DI or Mastercard Classic DI Debit Card linked to your account, you are permitted to withdraw Rs. 25,000 per day.
• If you possess a RuPay Select DI Debit Card, you can withdraw Rs. 1,50,000 per day from the ATM.

Indian Bank ATM Withdrawal Limit 

It is a public-sector bank offering various services to customers, such as daily withdrawals from the bank through ATMs. Nevertheless, the daily withdrawals come with per-day limitations. The following are the daily withdrawal limits of Indian Bank:

• The Senior Citizen and Pradhan Mantri Jan Dhan Yojana allows a daily withdrawal limit of Rs. 25,000 per day
• If you have a RuPay Platinum, RuPay Debit Select, Mastercard World, or Mastercard World Platinum linked to your account, you can withdraw Rs. 50,000 daily.
• For IB DIGI- RuPay Classic, Kalaignar Magalir Urimai Thittam (KMUT) Scheme, RuPay  Kisan or MUDRA Debit Card linked to your bank account, the bank allows you to withdraw Rs. 10,000 per day.
• If you possess a RuPay International Platinum Debit Card linked to your account, you can withdraw Rs. 1,00,000 daily from the ATM.

Union Bank ATM Withdrawal Limit 

It is India’s one of the leading public sector banks, offering several financial services and products to customers. The bank allows you to withdraw cash from your account seamlessly.

However, there is a daily withdrawal limit that you must know. Here are the withdrawal limits of various Union Bank ATM cards:

• If you have a Classic Visa, Mastercard, or RuPay Debit Card linked to your bank account, you can withdraw Rs. 25,000 daily.
• For Platinum Visa, Mastercard or RuPay Debit Card, the daily withdrawal limit is Rs. 75,000.
• The Business Platinum Visa and Mastercard have a daily withdrawal limit of Rs. 1,00,000.
• If you possess a Union Bank RuPay Select Debit Card, you can withdraw a maximum of Rs. 1,00,000 daily from the ATM.
• The Union Bank Signature Visa and Mastercard have a daily withdrawal limit of Rs. 1,00,000.

Punjab National Bank ATM Withdrawal Limit 

Punjab National Bank is India’s first Swadeshi Bank, which offers multiple services and products. One of their key features is allowing customers to withdraw cash from their bank account through ATMs. 

Here are the daily withdrawal limitations of various Punjab National Bank debit cards:

• If your bank account is linked with RuPay NCMC Classic, Visa Classic or Mastercard Classic Debit Card, you can withdraw a maximum of Rs. 25,000 daily from the ATM.
• The RuPay NCMC Platinum Domestic, RuPay NCMC Platinum International, RuPay Women Power Platinum, RuPay Business Platinum NCMC, Visa Gold and Mastercard Platinum Debit Cards have a daily withdrawal limit of Rs. 1,00,000.
• For RuPay Select, Visa Signature and Mastercard Business Debit Cards, the daily withdrawal limit from ATMs is Rs. 1,50,000.

Bank of India ATM Withdrawal Limit 

Nationalised in 1969, the Bank of India (BOI) is another top bank in India. It witnessed rapid growth by offering various products and services to its customers. In addition, the bank permits the account holders to withdraw cash through the ATMs. 

However, the bank has set a daily limit on cash withdrawals. Here is the per-day withdrawal limit of different types of debit cards of Bank of India:

• The Mastercard Titanium, RuPay Sangini, RuPay PMJDY, RuPay MUDRA, RuPay Kisan, RuPay Punjab Arthia, Visa Classic, NCMC, Master Bingo or Visa Bingo Debit Card allows you to withdraw a maximum of Rs. 15,000 per day from the ATM.
• For RuPay Platinum, Visa Paywave (Platinum) and Mastercard Platinum Debit Cards, the daily withdrawal limit is Rs. 50,000.
• If you have a RuPay Select Debit Card linked to your account, you can withdraw Rs. 50,000 daily from the ATM.
• The Visa Business and Visa Signature Debit Cards enable you to withdraw Rs. 1,00,000 daily from the ATM. 

Federal Bank ATM Withdrawal Limit 

Federal Bank is a private-sector bank offering services in both urban and rural areas of India. They deliver appropriate products and services to their customers, which includes cash withdrawals from ATMs. 

The following are the cash withdrawal limits of various Federal Bank debit cards:

• The FedFirst Contactless Debit Card permits a daily cash withdrawal limit of Rs. 2,500.
• If you have a RuPay Crown Debit Card linked to your account, you can withdraw Rs. 25,000 daily.
• The RuPay Platinum Contactless, Mastercard Crown Contactless, Visa Imperio Business Contactless and Visa Crown Contactless Debit Cards permit a daily withdrawal of Rs. 50,000.
• For the Mastercard Imperio Personal Contactless Debit Card, the withdrawal limit per day is Rs. 75,000.
• The Celesta Business Contactless, Visa Celesta Contactless, Visa Imperio Contactless and Mastercard Celesta Contactless Debit Card allow a daily withdrawal of a maximum of Rs. 1,00,000 per day.

Kotak ATM Withdrawal Limit

Kotak Bank is the first Indian non-banking finance company to convert into a bank. It caters to corporate and retail customers by offering several products and services. 

One of their essential features is enabling customers to withdraw cash from their savings accounts. Here are the daily cash withdrawal limitations of various debit cards of Kotak Bank:

• The Kotak Junior Debit Card permits a daily withdrawal of Rs. 5,000 from ATMs.
• If a RuPay Debit Card or Classic One Debit Card is linked to your account, the daily withdrawal limit is Rs. 10,000.
• For 811 Dream Different and Easy Pay Debit Cards, the maximum withdrawal limit per day is Rs. 25,000.
• If you possess a Silk Platinum, RuPay India or PayShopMore Debit Card, you can withdraw Rs. 40,000 per day.
• The Jifi Platinum Edge and Pro, Business Class Gold, and Business Power Platinum Edge, Pro and Elite have a daily withdrawal limit of Rs. 50,000.
• For the Access India Debit Card, the daily withdrawal limit from the ATM is Rs. 75,000.
• The PVR, Signature Pro, Nation Builders, Gold, Jifi Platinum Ace, Platinum Edge, Pro and Ace Debit Card have a daily withdrawal limit of Rs. 1,00,000.
• If you have a Privy League Platinum, World, Business Power Platinum Ace and Astra Debit Card, you are eligible to withdraw Rs. 1,50,000 per day.
• For Privy League Neon, Privy League Platinum (LED) and Privy League Signature Debit Cards, the daily withdrawal limit is Rs. 2,00,000.
• The Privy League Black and Infinite Debit Cards have a daily withdrawal limit of Rs. 2,50,000.

Indian Overseas Bank ATM Withdrawal Limit  

It is a public sector bank providing a wide range of services and products to its customers. With its strong presence in India, you can avail its services anywhere and anytime, like withdrawing cash from an ATM. 

However, there is a limitation on the maximum amount you can withdraw per day. The following are the withdrawal limits of several ATM cards of Indian Overseas Bank:

• For the Indian Overseas Bank RuPay PMJDY Debit Card, the daily withdrawal limit is Rs. 10,000.
• The Mastercard Gold and RuPay Mudra EMV Debit Cards have a daily withdrawal limit of Rs. 20,000.
• If you possess a RuPay Classic NCMC or Visa Classic Debit Card, the daily withdrawal limit is Rs. 30,000.
• For the Visa Gold Debit Card, the per-day withdrawal limit is Rs. 40,000.
• The Visa Platinum, RuPay Platinum NCMC and RuPay Select NCMC Debit Cards have a daily cash withdrawal limit of Rs. 50,000.
• If you have a Visa Signature Contactless Debit Card linked to your bank account, you can withdraw Rs. 1,00,000 per day from the ATM.

Karnataka Bank ATM Withdrawal Limit 

Karnataka Bank is a private-sector bank in India that offers a comprehensive range of products and services customised according to customer needs. 

These services include cash withdrawals from the bank account through the ATMs. Here are the withdrawal limitations of various debit cards of Karnataka Bank:

• The Visa Classic, RuPay Classic, RuPay PMJDY, RuPay Kisan, MoneyPlant RuPay MUDHRA, Contactless Tap and Go Visa Classic and NCMC RuPay Domestic Debit Cards have a daily withdrawal limit of Rs. 25,000.
• If you have a Visa International or Contactless Tap and Go Visa International Debit Card linked to your bank account, you can withdraw maximum cash of Rs. 60,000 per day.
• For RuPay International Platinum and NCMC Contactless RuPay Platinum International Debit Cards, the daily withdrawal limit is Rs. 75,000.
• The NCMC Rupay Select Debit Card has a daily cash withdrawal limit of Rs. 1,00,000.

YES Bank ATM Withdrawal Limit 

YES Bank is a commercial bank that offers a comprehensive range of products, technology and services to retail, corporate and MSME clients. One of their services includes withdrawing cash from the bank account via ATMs. 

The following are the daily cash withdrawal limits of several YES Bank ATM cards:

• For the PMJDY RuPay Chip Debit Card, the daily cash withdrawal limit is Rs. 10,000.
• If you have a RuPay Platinum Domestic Debit Card linked to your YES Bank account, you can withdraw maximum cash of Rs. 25,000 daily. 
• The YES Bank Element Debit Card has a daily cash withdrawal limit of Rs. 30,000.
• If you possess an Elegance or Engage Debit Card, you can withdraw a maximum cash of Rs. 50,000 daily from the ATM.
• The Eclectic, Eclectic Business, Elevate, Emerge Business, Enhance, Explore, Element Business and RuPay Kisan Debit Cards have a maximum cash withdrawal limit of Rs. 1,00,000.
• For YES Bank Emerge Debit Card, the daily cash withdrawal limit is Rs. 3,00,000.

Central Bank of India ATM Withdrawal Limit

Central Bank of India is the first commercial Indian bank managed and owned wholly by Indians. It is a public sector bank having a presence all over India. The bank offers a comprehensive range of services and products to its customers, including daily cash withdrawals from savings or current accounts. 

Here are the daily cash withdrawal limitations of various ATM cards of the Central Bank of India:

• The RuPay Select Wellness and RuPay Platinum Debit Cards have a daily cash withdrawal limit of Rs. 2,00,000.
• For RuPay Classic and RuPay Business Debit Cards, the daily ATM withdrawal limit is Rs. 1,00,000.

Industrial Development Bank of India (IDBI) ATM Withdrawal Limit 

It is a development finance institution working under the ownership of the Government of India and the Life Insurance Corporation of India. IDBI Bank deploys world-class technology in its products and services. 

The bank allows you to withdraw cash from your bank account, having certain daily limitations on the amount withdrawn. Here are the per day cash withdrawal limitations of several ATM cards of the IDBI Bank:

• The Visa Kids PayWave and RuPay Kids Debit Cards have a daily cash withdrawal limit of Rs. 2,000.
• For the RuPay PMJDY Debit Card, the daily withdrawal limit is Rs. 10,000.
• If you have a RuPay Classic NCMC, Visa Classic PayWave, Mastercard Classic, RuPay Classic, Visa Being Me PayWave, RuPay MUDRA or RuPay Kisan Debit Card, you can withdraw Rs. 25,000 per day from the ATM. 
• The Visa Women’s PayWave and RuPay Women’s Debit Cards have a daily cash withdrawal limit of Rs. 40,000.
• If your bank account is linked with Visa Gold or Mastercard Gold Debit Card, you can withdraw Rs. 75,000 per day from the ATM.
• For Visa Platinum PayWave, RuPay Platinum and RuPay Platinum NCMC Debit Cards, the daily withdrawal limit is Rs. 1,00,000.
• The Visa Signature Paywave Debit Card has a daily withdrawal limit of Rs. 3,00,000.

Infrastructure Development Finance Company ATM Withdrawal Limit  

Infrastructure Development Finance Company, or IDFC Bank, is one of the top private sector banks in India. It offers various services and products to customers and charges zero fees on cash withdrawals from ATMs. 

However, there are limitations on the maximum cash you can withdraw daily from your IDFC Bank account, depending on your ATM card. These limitations are as follows:

• The RuPay PMJDY Debit Card has a daily withdrawal limit of Rs. 25,000.
• For the RuPay Classic Debit Card, the per-day withdrawal limit is Rs. 40,000.
• If your bank account is linked with a RuPay Platinum Debit Card, you can withdraw Rs. 50,000 per day from the ATM.
• For Visa Classic and Visa Platinum Business Debit Cards, the daily withdrawal limit is Rs. 1,00,000.
• The Visa Platinum and Visa Signature Business Debit Cards have a daily withdrawal limit of Rs. 2,00,000.
• If you have a Visa Signature Debit Card linked to your account, you can withdraw Rs. 4,00,000 daily from the ATM.
• The FIRST Private, Wealth and Select Debit Cards have a daily withdrawal limit of Rs. 10,00,000, Rs. 7,00,000 and Rs. 5,00,000, respectively. 

United Commercial Bank ATM Withdrawal Limit 

United Commercial Bank, or UCO Bank, is a public sector bank with an undertaking of the Government of India. It has a country-wide presence and offers a comprehensive range of products and services. 

One of its key services is enabling customers to withdraw cash from their account anywhere and anytime with certain withdrawal limitations per day. The following are the daily cash limitations of various UCO Bank ATM cards:

• For RuPay International, RuPay General, Visa General International and Visa EMV Classic International Debit Cards, the daily withdrawal limit is Rs. 25,000.
• The RuPay Platinum-Insta International, RuPay Platinum International, Visa Gold International, Visa Platinum International and Visa Signature International Debit Cards have a daily withdrawal limit of Rs. 50,000.

City Union Bank ATM Withdrawal Limit

Initially known as The Kumbakonam Bank Limited, the City Union Bank is a private-sector bank in India. The bank provides several products and services to customers, including daily cash withdrawals from ATMs. 

Nevertheless, it has certain limitations on the maximum cash withdrawn from the ATM daily. The following are the limitations of daily cash withdrawal for different City Union Bank ATM cards:

• For City Union Bank ATM cards, the daily withdrawal limit is Rs. 15,000.
• The RuPay PMJDY, RuPay Classic and Mastercard Classic Debit Cards have a daily withdrawal limit of Rs. 50,000.
• If you have a Visa Gold Debit Card linked to your bank account, you can withdraw Rs. 50,000 per day.
• The RuPay Platinum and Visa Platinum Debit Cards have a daily withdrawal limit of Rs. 1,00,000.

Karur Vysya Bank ATM Withdrawal Limit

It is a scheduled commercial bank which provides various financial products under one roof. Karur Vysya Bank (KVB) has a presence all over India by offering several services, such as easy cash withdrawals from bank accounts through ATMs. Here are the limitations of per-day cash withdrawals from Karur Vysya Bank ATM cards:

• If you have a RuPay, Visa or Mastercard Debit Card linked to your bank account, you can withdraw Rs. 30,000 per day from the ATM.
• The Prestige Visa and Mastercard Debit Card enable you to withdraw a maximum cash of Rs 50,000 daily.
• For the Pride Mastercard Debit Card, the per-day withdrawal limit is Rs. 1,00,000.
• If you possess a Visa or Mastercard Business Debit Card, you can withdraw Rs. 1,00,000 from the ATM daily.

Henceforth, this comprehensive guide on ATM withdrawal limits will make you aware of the daily limitation criteria of top Indian banks. Every bank has its limitations, and you must remember them before withdrawing cash through an ATM. In addition, you must double-check the withdrawal limits as they are subject to change depending on your card, and the terms and conditions of the bank. 

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