ATM Withdrawal Limit For SBI, HDFC, ICICI And Other Top Banks In India

ATM withdrawal limits vary across major Indian banks like SBI, HDFC, ICICI, and others, depending on the type of account and debit card you hold. These limits determine how much cash you can withdraw per day from an ATM. Here's a quick overview to help you understand the daily cash withdrawal caps across top banks.

Key Highlights

• ATM withdrawal limit per day varies by bank and debit card type.
• Limits range from Rs. 10,000 for basic cards to Rs. 10,00,000 for premium cards.
• Withdrawal limits may differ for domestic and international transactions.

What is the ATM Withdrawal Limit?

An ATM withdrawal limit refers to the maximum amount an individual can withdraw from their savings or current accounts within a specific period. This limit varies based on:

• The bank where you hold your account
• The type of debit card you own (basic, platinum, premium, etc.)
• Whether the withdrawal is domestic or international

What is the ATM Withdrawal Limit Per Day?

The ATM withdrawal limit per day refers to the maximum cash you can withdraw from your bank account daily. The majority of the Indian banks' ATM withdrawal limit per day ranges between Rs. 20,000 to Rs. 50,000. In addition, the maximum ATM withdrawal limit per day depends on your account type and banking specifics.

What is the Maximum Limit of ATM Withdrawal?

Different banks offer different maximum ATM withdrawal limit per day to their customers. The cash withdrawal limit also depends on your account type in a particular bank account. Here are the maximum ATM withdrawal limits per day of some of the top banks in India.

SBI ATM Withdrawal Limit

SBI, one of India’s largest banks, provides various ATM withdrawal limits based on the type of debit card you hold.

• If you have a Maestro Debit Card or Classic Debit Card, you can withdraw a maximum of Rs. 40,000 per day.
• If your account is linked to In Touch or SBI Go, the per-day withdrawal limit is Rs. 40,000.
• For SBI Platinum International Debit Cards, you can withdraw a maximum of Rs. 1,00,000 daily.

These limits may vary based on your SBI account type and debit card terms. SBI can revise them, so it’s important to check regularly for the latest limits.

HDFC ATM Withdrawal Limit 

HDFC Bank, one of India’s leading private banks, offers different ATM withdrawal limits based on the type of debit card you use.

• If you have International, Woman’s Advantage or NRO Debit Cards linked to your HDFC account, you can withdraw a maximum of Rs. 25,000 per day.
• For International Business, Titanium or Gold Debit Cards linked to your account, the per-day withdrawal limit is Rs. 50,000 daily.
• If your account is linked with a Titanium Royale Debit Card, the daily withdrawal limit is Rs. 75,000.
• For Platinum and Imperia Platinum Chip Debit Cards, the per-day withdrawal limit is Rs. 1,00,000.
• If you have a JetPrivilege HDFC Bank World Debit Card linked to your account, you can withdraw Rs. 3,00,000 daily.

Canara Bank ATM Withdrawal Limit 

Canara Bank allows convenient cash withdrawals through its debit cards, but each card type comes with a set daily limit. Here are the Canara Bank ATM withdrawal limits for different cards.

• With Canara Bank Classic RuPay, Visa or Standard Mastercard Debit Card, you can withdraw a maximum amount of Rs. 75,000 daily.
• When you have a Platinum or Mastercard Business Debit Card linked to your Canara bank account, the bank permits you to withdraw Rs. 1,00,000 per day from the ATM.

ICICI ATM Withdrawal Limit 

ICICI Bank offers multiple debit cards, each with its own daily cash withdrawal limit. Here are the ICICI ATM withdrawal limits for different card types.

• The withdrawal limit for the ICICI Bank Coral Plus Debit Card users is Rs. 1,50,000 per day.
• If you have an ICICI Expression, Platinum or Titanium Debit Card linked to your account, the daily withdrawal limit is Rs. 1,00,000.
• For the ICICI Smart Shopper Silver Debit Card, the per-day withdrawal limit is Rs. 50,000 through ATMs.
• If you possess an ICICI Bank Sapphiro Debit Card, you can withdraw a maximum of Rs. 2,50,000 per day.

Axis Bank ATM Withdrawal Limit 

Axis Bank, a leading private bank in India, provides various debit cards with specific daily ATM withdrawal limits. Here are the limits for different Axis Bank card types.

• If you have a RuPay Platinum or Power Salute Debit Card, you can withdraw Rs. 40,000 daily.
• For Liberty, Online Rewards, Rewards Plus, Secure Plus, Titanium Rewards and Titanium Prime Debit Cards, the daily withdrawal limit is Rs. 50,000.
• If you have a Priority, Prestige, Delight or Value Plus Debit Card, you can withdraw Rs. 1,00,000 daily.
• For the Axis Bank Burgundy Debit Card, the daily withdrawal limit is Rs. 3,00,000.

Bank of Baroda ATM Withdrawal Limit

Bank of Baroda, a major Indian bank, sets daily ATM withdrawal limits for its various debit cards. Here are the limits for different Bank of Baroda card types.

• If you have World Agniveer, RuPay Qsparc NCMC, RuPay Platinum DI, Mastercard DI Platinum or BPCL Debit Card, the daily withdrawal limit is Rs. 50,000.
• For RuPay Classic DI or Mastercard Classic DI Debit Card linked to your account, you are permitted to withdraw Rs. 25,000 per day.
• If you possess a RuPay Select DI Debit Card, you can withdraw Rs. 1,50,000 per day from the ATM.

Indian Bank ATM Withdrawal Limit 

This public-sector bank allows daily ATM withdrawals, but each card type has a set daily limit. Here are the ATM withdrawal limits for various Indian bank cards.

• The Senior Citizen and Pradhan Mantri Jan Dhan Yojana allows a daily withdrawal limit of Rs. 25,000 per day
• If you have a RuPay Platinum, RuPay Debit Select, Mastercard World, or Mastercard World Platinum linked to your account, you can withdraw Rs. 50,000 daily.
• For IB DIGI- RuPay Classic, Kalaignar Magalir Urimai Thittam (KMUT) Scheme, RuPay  Kisan or MUDRA Debit Card linked to your bank account, the bank allows you to withdraw Rs. 10,000 per day.
• If you possess a RuPay International Platinum Debit Card linked to your account, you can withdraw Rs. 1,00,000 daily from the ATM.

Union Bank ATM Withdrawal Limit 

Union Bank, a leading public sector bank in India, allows seamless cash withdrawals but sets daily ATM limits for each card type. 

Here are the withdrawal limits for different Union Bank ATM cards.

• If you have a Classic Visa, Mastercard, or RuPay Debit Card linked to your bank account, you can withdraw Rs. 25,000 daily.
• For Platinum Visa, Mastercard or RuPay Debit Card, the daily withdrawal limit is Rs. 75,000.
• The Business Platinum Visa and Mastercard have a daily withdrawal limit of Rs. 1,00,000.
• If you possess a Union Bank RuPay Select Debit Card, you can withdraw a maximum of Rs. 1,00,000 daily from the ATM.
• The Union Bank Signature Visa and Mastercard have a daily withdrawal limit of Rs. 1,00,000.

Punjab National Bank ATM Withdrawal Limit 

Punjab National Bank, India’s first Swadeshi Bank, allows customers to withdraw cash via ATMs, with daily limits varying by card type. 

Here are the ATM withdrawal limits for different PNB debit cards.

• If your bank account is linked with RuPay NCMC Classic, Visa Classic or Mastercard Classic Debit Card, you can withdraw a maximum of Rs. 25,000 daily from the ATM.
• The RuPay NCMC Platinum Domestic, RuPay NCMC Platinum International, RuPay Women Power Platinum, RuPay Business Platinum NCMC, Visa Gold and Mastercard Platinum Debit Cards have a daily withdrawal limit of Rs. 1,00,000.
• For RuPay Select, Visa Signature and Mastercard Business Debit Cards, the daily withdrawal limit from ATMs is Rs. 1,50,000.

Bank of India ATM Withdrawal Limit 

Bank of India (BOI) offers various banking services, including ATM cash withdrawals. Each debit card has a set daily limit. Here are the ATM withdrawal limits for different BOI cards.

• The Mastercard Titanium, RuPay Sangini, RuPay PMJDY, RuPay MUDRA, RuPay Kisan, RuPay Punjab Arthia, Visa Classic, NCMC, Master Bingo or Visa Bingo Debit Card allows you to withdraw a maximum of Rs. 15,000 per day from the ATM.
• For RuPay Platinum, Visa Paywave (Platinum) and Mastercard Platinum Debit Cards, the daily withdrawal limit is Rs. 50,000.
• If you have a RuPay Select Debit Card linked to your account, you can withdraw Rs. 50,000 daily from the ATM.
• The Visa Business and Visa Signature Debit Cards enable you to withdraw Rs. 1,00,000 daily from the ATM. 

Federal Bank ATM Withdrawal Limit 

Federal Bank, a private-sector bank operating across urban and rural India, allows cash withdrawals via ATMs. Here are the daily withdrawal limits for its various debit cards.

• The FedFirst Contactless Debit Card permits a daily cash withdrawal limit of Rs. 2,500.
• If you have a RuPay Crown Debit Card linked to your account, you can withdraw Rs. 25,000 daily.
• The RuPay Platinum Contactless, Mastercard Crown Contactless, Visa Imperio Business Contactless and Visa Crown Contactless Debit Cards permit a daily withdrawal of Rs. 50,000.
• For the Mastercard Imperio Personal Contactless Debit Card, the withdrawal limit per day is Rs. 75,000.
• The Celesta Business Contactless, Visa Celesta Contactless, Visa Imperio Contactless and Mastercard Celesta Contactless Debit Card allow a daily withdrawal of a maximum of Rs. 1,00,000 per day.

Kotak ATM Withdrawal Limit

Kotak Bank, the first Indian NBFC to become a bank, serves corporate and retail customers with various services, including ATM cash withdrawals. 

Here are the daily withdrawal limits for different Kotak Bank debit cards.

• The Kotak Junior Debit Card permits a daily withdrawal of Rs. 5,000 from ATMs.
• If a RuPay Debit Card or Classic One Debit Card is linked to your account, the daily withdrawal limit is Rs. 10,000.
• For 811 Dream Different and Easy Pay Debit Cards, the maximum withdrawal limit per day is Rs. 25,000.
• If you possess a Silk Platinum, RuPay India or PayShopMore Debit Card, you can withdraw Rs. 40,000 per day.
• The Jifi Platinum Edge and Pro, Business Class Gold, and Business Power Platinum Edge, Pro and Elite have a daily withdrawal limit of Rs. 50,000.
• For the Access India Debit Card, the daily withdrawal limit from the ATM is Rs. 75,000.
• The PVR, Signature Pro, Nation Builders, Gold, Jifi Platinum Ace, Platinum Edge, Pro and Ace Debit Card have a daily withdrawal limit of Rs. 1,00,000.
• If you have a Privy League Platinum, World, Business Power Platinum Ace and Astra Debit Card, you are eligible to withdraw Rs. 1,50,000 per day.
• For Privy League Neon, Privy League Platinum (LED) and Privy League Signature Debit Cards, the daily withdrawal limit is Rs. 2,00,000.
• The Privy League Black and Infinite Debit Cards have a daily withdrawal limit of Rs. 2,50,000.

Indian Overseas Bank ATM Withdrawal Limit  

Indian Overseas Bank, a public sector bank with a strong presence in India, allows ATM cash withdrawals but sets daily limits for each card type. 

Here are the ATM withdrawal limits per day for different IOB cards.

• For the Indian Overseas Bank RuPay PMJDY Debit Card, the daily withdrawal limit is Rs. 10,000.
• The Mastercard Gold and RuPay Mudra EMV Debit Cards have a daily withdrawal limit of Rs. 20,000.
• If you possess a RuPay Classic NCMC or Visa Classic Debit Card, the daily withdrawal limit is Rs. 30,000.
• For the Visa Gold Debit Card, the per-day withdrawal limit is Rs. 40,000.
• The Visa Platinum, RuPay Platinum NCMC and RuPay Select NCMC Debit Cards have a daily cash withdrawal limit of Rs. 50,000.
• If you have a Visa Signature Contactless Debit Card linked to your bank account, you can withdraw Rs. 1,00,000 per day from the ATM.

Karnataka Bank ATM Withdrawal Limit 

Karnataka Bank, a private-sector bank, provides a range of services including ATM cash withdrawals. 

Here are the daily withdrawal limits for its various debit cards.

• The Visa Classic, RuPay Classic, RuPay PMJDY, RuPay Kisan, MoneyPlant RuPay MUDHRA, Contactless Tap and Go Visa Classic and NCMC RuPay Domestic Debit Cards have a daily withdrawal limit of Rs. 25,000.
• If you have a Visa International or Contactless Tap and Go Visa International Debit Card linked to your bank account, you can withdraw maximum cash of Rs. 60,000 per day.
• For RuPay International Platinum and NCMC Contactless RuPay Platinum International Debit Cards, the daily withdrawal limit is Rs. 75,000.
• The NCMC Rupay Select Debit Card has a daily cash withdrawal limit of Rs. 1,00,000.

YES Bank ATM Withdrawal Limit 

YES Bank, a commercial bank serving retail, corporate, and MSME clients, allows ATM cash withdrawals with set daily limits. 

Here are the daily withdrawal limits for different YES Bank debit cards.

• For the PMJDY RuPay Chip Debit Card, the daily cash withdrawal limit is Rs. 10,000.
• If you have a RuPay Platinum Domestic Debit Card linked to your YES Bank account, you can withdraw maximum cash of Rs. 25,000 daily. 
• The YES Bank Element Debit Card has a daily cash withdrawal limit of Rs. 30,000.
• If you possess an Elegance or Engage Debit Card, you can withdraw a maximum cash of Rs. 50,000 daily from the ATM.
• The Eclectic, Eclectic Business, Elevate, Emerge Business, Enhance, Explore, Element Business and RuPay Kisan Debit Cards have a maximum cash withdrawal limit of Rs. 1,00,000.
• For YES Bank Emerge Debit Card, the daily cash withdrawal limit is Rs. 3,00,000.

Central Bank of India ATM Withdrawal Limit

Central Bank of India provides various services, including ATM cash withdrawals. 

Here are the daily withdrawal limits for different Central Bank of India debit cards.

• The RuPay Select Wellness and RuPay Platinum Debit Cards have a daily cash withdrawal limit of Rs. 2,00,000.
• For RuPay Classic and RuPay Business Debit Cards, the daily ATM withdrawal limit is Rs. 1,00,000.

Industrial Development Bank of India (IDBI) ATM Withdrawal Limit 

IDBI Bank, a government-owned development finance institution, offers advanced banking services, including ATM cash withdrawals. 

Here are the daily withdrawal limits for its various debit cards.

• The Visa Kids PayWave and RuPay Kids Debit Cards have a daily cash withdrawal limit of Rs. 2,000.
• For the RuPay PMJDY Debit Card, the daily withdrawal limit is Rs. 10,000.
• If you have a RuPay Classic NCMC, Visa Classic PayWave, Mastercard Classic, RuPay Classic, Visa Being Me PayWave, RuPay MUDRA or RuPay Kisan Debit Card, you can withdraw Rs. 25,000 per day from the ATM. 
• The Visa Women’s PayWave and RuPay Women’s Debit Cards have a daily cash withdrawal limit of Rs. 40,000.
• If your bank account is linked with Visa Gold or Mastercard Gold Debit Card, you can withdraw Rs. 75,000 per day from the ATM.
• For Visa Platinum PayWave, RuPay Platinum and RuPay Platinum NCMC Debit Cards, the daily withdrawal limit is Rs. 1,00,000.
• The Visa Signature Paywave Debit Card has a daily withdrawal limit of Rs. 3,00,000.

Infrastructure Development Finance Company(IDFC) ATM Withdrawal Limit  

IDFC Bank, a leading private-sector bank, offers fee-free ATM withdrawals with daily limits based on the type of debit card. 

Here are the maximum daily withdrawal limits for different IDFC Bank cards.

• The RuPay PMJDY Debit Card has a daily withdrawal limit of Rs. 25,000.
• For the RuPay Classic Debit Card, the per-day withdrawal limit is Rs. 40,000.
• If your bank account is linked with a RuPay Platinum Debit Card, you can withdraw Rs. 50,000 per day from the ATM.
• For Visa Classic and Visa Platinum Business Debit Cards, the daily withdrawal limit is Rs. 1,00,000.
• The Visa Platinum and Visa Signature Business Debit Cards have a daily withdrawal limit of Rs. 2,00,000.
• If you have a Visa Signature Debit Card linked to your account, you can withdraw Rs. 4,00,000 daily from the ATM.
• The FIRST Private, Wealth and Select Debit Cards have a daily withdrawal limit of Rs. 10,00,000, Rs. 7,00,000 and Rs. 5,00,000, respectively. 

United Commercial(UCO) Bank ATM Withdrawal Limit 

UCO Bank, a public sector bank under the Government of India, offers nationwide banking services, including ATM cash withdrawals. 

Here are the daily withdrawal limits for different UCO Bank debit cards.

• For RuPay International, RuPay General, Visa General International and Visa EMV Classic International Debit Cards, the daily withdrawal limit is Rs. 25,000.
• The RuPay Platinum-Insta International, RuPay Platinum International, Visa Gold International, Visa Platinum International and Visa Signature International Debit Cards have a daily withdrawal limit of Rs. 50,000.

City Union Bank ATM Withdrawal Limit

City Union Bank, a private-sector bank in India, offers various services including ATM cash withdrawals, with set daily limits. 

Here are the daily withdrawal limits for different City Union Bank debit cards.

• For City Union Bank ATM cards, the daily withdrawal limit is Rs. 15,000.
• The RuPay PMJDY, RuPay Classic and Mastercard Classic Debit Cards have a daily withdrawal limit of Rs. 50,000.
• If you have a Visa Gold Debit Card linked to your bank account, you can withdraw Rs. 50,000 per day.
• The RuPay Platinum and Visa Platinum Debit Cards have a daily withdrawal limit of Rs. 1,00,000.

Karur Vysya Bank ATM Withdrawal Limit

Karur Vysya Bank (KVB), a scheduled commercial bank, offers various financial services including ATM cash withdrawals. 

Here are the daily withdrawal limits for different KVB debit cards.

• If you have a RuPay, Visa or Mastercard Debit Card linked to your bank account, you can withdraw Rs. 30,000 per day from the ATM.
• The Prestige Visa and Mastercard Debit Card enable you to withdraw a maximum cash of Rs 50,000 daily.
• For the Pride Mastercard Debit Card, the per-day withdrawal limit is Rs. 1,00,000.
• If you possess a Visa or Mastercard Business Debit Card, you can withdraw Rs. 1,00,000 from the ATM daily.

Final Word

Your ATM withdrawal limit per day depends on your bank, account type, and debit card. While most banks offer limits between Rs. 20,000-Rs. 50,000, premium cards from SBI, HDFC, ICICI, Axis, Kotak, and IDFC can allow withdrawals up to Rs. 10,00,000 daily. Always confirm your card’s withdrawal limit with your bank to avoid declined transactions and additional charges.

Related ATM Articles:
1. SBI ATM Card Block - How To Block SBI ATM Card?
2. SBI ATM Withdrawal Limit For Different Types Of SBI Debit Cards
3. How to Apply for SBI ATM Card Online and Offline
4. SBI UPI Limit - How To Increase UPI Transaction Limit In SBI
5. New ATM Withdrawal Charges from 1st May 2025