EPF Claim Rejection Reasons: How to Reapply After a Rejected PF Claim

The Employee Provident Fund represents a savings plan where the Indian employed saves to secure their financial safety amid their retirement years. However, much of this can be denied for numerous reasons. Popular reasons for PF claim rejection are incorrect information provided, inactive UAN, insufficient balance in your PF account, not completed minimum period of service and so on. In this article, we will look at why your online EPF claim could have been refused and describe the steps of the reapplication procedure after the rejection to help you go through this case.

How to Check EPF Claim Rejection Reasons?

You can check the reason why your EPF claim was rejected by following these steps: 

1. The EPFO Member Sewa portal lets you check your EPF account details, including your member profile, nomination information, and UAN status. 
2. Login to EPFO member portal > choose “Track Claim Status”
3. You can check in the remarks if there is any reason mentioned for rejection.

Online EPF Claim Rejection 

The following are the common reasons for the rejection of your EPF (Employees' Provident Fund) claim online:

Incorrect Information

The information provided in the online claim form can be incorrect or incomplete for processing a claim, such as bank account details, member's details, or even details regarding employment, and is, therefore, liable for repudiation. Such inconsistencies may lead to rejection of PF claim. 

Inactive UAN

 If a claim is submitted with an Inactive UAN or UAN that is not available within the EPF system, the claim will be rejected.

Insufficient Balance 

This means that when the EPF account doesn't hold a balance as per the claimed amount of withdrawal, this claim may as well fall short.

Reason for Withdrawal

If the grounds under which the reason for withdrawal does not fall under the eligible categories defined under the EPF Regulations, then the claim will be rejected. For example, claims not covered under the EPF Scheme.

Period of Service

In case of discrepancy in period of service, the period of service mentioned by him in the claim form should be available to an employer or maintained by the EPFO in their records, so it will be to the extent that it affects the claim.

Pending dues

If the member has any dues payable to the EPF organisation or any standing arrears against them, then the claim may be rejected until dues are cleared.

Other Reasons

• The claim will be liable for rejection if the employer or issuing authority concerned does not properly attest or verify the claim form.
• On a more technical note, there might be an instance where a particular submission is rejected due to technicalities or system errors during the submission process.

How to Re-apply after a Rejected PF Claim?

How to apply again or how to resubmit the claim online if the PF claim gets rejected:

Step-1: First, you must identify the reason for your PF claim's rejection. This information can be found in the PF claim status. It is important to know the cause so that you can rectify it.

Step-2: Log in to the UAN Member Portal using the User ID and Password. 

Step-3: Click on the Claim Form applicable to the claim, for example, Form 19, 10C, or 31 from the Online Services Section.

Step-4: Enter your bank account details. Re-enter the bank account number to ensure correctness.

Step-5: Choose the form according to the claim type for which you want to apply.

Step-6: Please fill in your details with the address and upload the required documents.

Step-7: Enter the OTP received on your registered mobile number and submit your PF claim application.

Once submitted, track your status on the EPFO portal to monitor the progress of your application. If you have a problem or need clarification, always seek assistance from your employer or the EPF Office.