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How To Generate HDFC Bank Credit Card PIN?

By Mayashree Acharya

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Updated on: Jun 6th, 2024

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3 min read

The credit card PIN is vital to keep your card safe and secure. It protects you against financial fraud and scams. Even if the card is stolen, the PIN will ensure that it can’t be used for any transaction. It is very important to keep it confidential and not let anyone know about it.

When you get a new credit card, the bank mails the PIN to your address along with the Welcome kit. After that, you can change it at your convenience using different modes, that is, online and offline mode.

In this article, we will discuss the different ways for HDFC credit card PIN generation. 

Generate HDFC Bank Credit Card PIN at an ATM

One of the ways to create a PIN is by visiting an ATM. Here’s how to generate a PIN for an HDFC credit card via an ATM:

Step 1: Visit your nearest HDFC Bank ATM.

Step 2: Call 1860 266 0333 to get an OTP on your registered phone number.

Step 3: Insert your credit card into the ATM.

Step 4: Select your preferred language.

Step 5: Choose the “Create New ATM PIN Using OTP" option

Step 6: Enter the OTP received on your phone number.

Step 7: Enter your registered phone number.

Step 8: Create your new 4-digit PIN.

Generate HDFC Bank Credit Card PIN Online

Here’s how to generate HDFC credit card PIN by net banking:

Step 1: Visit the online portal of HDFC Bank.

Step 2: Login by entering your customer ID and password.

Step 3: Click on the ‘Cards’ tab. It would be on the top.

Step 4: Under the ‘Request’ section on the left, choose ‘Instant PIN Generation’.

Step 5: Choose your credit card number from the dropdown menu 

Step 6: Enter a 4-digit PIN

Step 7: Enter the PIN again and click ‘Continue’.

How to Change Your HDFC Bank Credit Card PIN?

You can do the HDFC Bank credit card PIN generation by logging in to the net banking portal, visiting your nearest ATM or calling the toll number 1860 266 0333.

Changing HDFC Bank Credit Card PIN by Sending an SMS

By using your registered mobile number, send an SMS to 5676712 with the format 'CCPIN XXXX' (the last four digits of your credit card). You may use the SMS service to change the PIN on your HDFC Bank credit card.

HDFC Bank Credit Card PIN Safety Precautions

Once you have finished the credit card PIN generation, it is very important to keep the PIN safe and secure. Here are some ways to protect the money in your bank by ensuring your PIN is safe.

  • Watch out for shoulder watchers. Make sure you cover the keypad with a book or your palm whenever you enter your PIN. Additionally, you have to make sure that nobody is ever in the vestibule of the ATM when you are transacting.
  • Don't use the same PIN on many cards. 
  • Don't use your payment card number in sequence. Due to how easy it is to guess, this is a very dangerous approach.
  • Never divulge the PIN to any party. Additionally, don't write the PIN down anywhere.
  • Never provide the PIN on your email or phone. Do not forget that your bank will never call you to ask for information such as your credit card's PIN or CVV.
  • Verify any unusual activity on your credit card by double-checking. Please report any such transactions you see on your statement by giving customer support a call right away.
  • Regularly change the PIN on your card. It guarantees that your PIN is not misused. 

Overall, we have discussed the importance of your credit card PIN for your financial security. Learning about the ways for HDFC Bank credit card PIN generation will help you to save yourself from any fraud or scam. You must remember your PIN and study your credit card transactions to save yourself from any unfortunate financial loss. 

The habit of regularly updating your PIN and using a virtual keyboard for online transactions will further boost your security. And even if your card is stolen, a transaction limit can help to minimise the loss.

Other Articles:
1. How To Generate SBI Credit Card Pin
2. How to Generate HDFC Debit Card PIN
3. How To Generate SBI Debit Card PIN
4. How to Generate ICICI Credit Card PIN

Related HDFC Articles:
1. HDFC Regalia Credit Card Benefits
2. HDFC Credit Card Cash Withdrawal Charges
3. How to Link Aadhaar with HDFC Bank Account Online and Offline?
4. How To Close HDFC Bank Account Online And Offline
5. How To Activate HDFC Credit Card
6. How To Activate HDFC Debit Card
7. HDFC UPI Limit - How To Increase UPI Transaction Limit In HDFC
8. How To Increase Credit Card Limit HDFC
9. Close HDFC Credit Card: How To Close HDFC Credit Card
10. How To Add A Beneficiary In HDFC Bank
11. HDFC NEFT Charges
12. HDFC Car Loan Status Check
13. HDFC Home Loan Statement

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Frequently Asked Questions

Can I generate my credit card PIN even if it is blocked?

No, you need to first get your credit card unblocked before you can change the PIN.

Does my PIN remain the same for my add-on credit card as well?

No, every add-on credit card has a separate PIN.

What is a CVV number?

CVV stands for “Card Verification Value". It is a number with 3 or 4 digits which is found behind credit and debit cards. It is a security feature and helps to prevent financial fraud.

What should I do if my credit card gets lost or stolen?

Your priority should be to block your credit card. For this, you can log in to the net banking portal or go to your local HDFC Bank branch.

Where can I make an HDFC Bank credit card bill payment?

You have various options, such as net banking, visiting an ATM, using the mobile app, or visiting the local branch and paying by cash.

What are the ways to generate an HDFC Bank credit card PIN?

You can generate an HDFC Bank credit card PIN by using net banking, visiting an ATM, or calling the toll number 1860 266 0333.

Can I generate a PIN for my card without changing the PIN for supplementary cards?

No, you have to change the PIN for the supplementary cards as well.

Can I generate a PIN via net banking for an HDFC Bank add-on credit card?

Yes, you can do the HDFC credit card PIN generation online for an add-on credit card.

Will the credit card PIN be the same for my credit HDFC Bank add-on cards as well?

No, the add-on cards will have different PINs.

I recently received a new HDFC credit card as my previous card expired. Would I receive a new PIN?

No, you are still able to use the previous PIN to obtain new and renewed credit cards.

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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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