How To Add A Beneficiary In HDFC Bank?

You can immediately send money to your friends, relatives, or family members via your bank’s Net Banking portal, even when they have an account with HDFC Bank or some other bank. However, you must add them as beneficiaries to your account to send them money easily. 

In this article, we will discuss everything on how to add beneficiary to an HDFC Bank account.

How to Add Beneficiary in HDFC Net Banking?

Adding a beneficiary to your HDFC account is simple and takes a few minutes to complete. Here’s how to add a beneficiary in HDFC internet banking:

• Step 1: Visit the Net Banking portal of HDFC Bank and log in with your customer ID and password.
• Step 2: Click on the ‘Funds Transfer’ tab.
• Step 3: On the redirected page, click the ‘Request’ option and then click ‘Add a Beneficiary’.
• Step 4: Click ‘Go’ under the ‘Transfer to Other Banks’ option on the next page. 
• Step 5: The system will ask you to enter all the beneficiary details. Make sure to add all the information, such as the beneficiary's contact and bank account details.
• Step 6: Then click on the ‘Add’ option and confirm the beneficiary details by clicking ‘Confirm’.
• Step 7: Once you submit the details, an OTP will be sent to your registered phone number. 
• Step 8: Enter the OTP to complete the request to add the beneficiary.

After successful authentication and verification of the OTP and other details, HDFC Bank will start processing your request to add a beneficiary to the account. The bank generally takes 30 minutes to approve the request.

How to add Beneficiary in HDFC Bank for Intra Bank Transactions?

Follow the below steps to add a payee in HDFC for transferring money to another HDFC Bank account:

• Step 1: Visit the Net Banking portal of HDFC Bank and log in with your customer ID and password.
• Step 2: Click on the ‘Funds Transfer’ tab.
• Step 3: On the redirected page, click the ‘Request’ option and then click ‘Add a Beneficiary’.
• Step 4: Click ‘Go’ under the ‘Transfer Within the Bank’ option on the next page. 
• Step 5: Add the beneficiary information, such as the beneficiary's contact and bank account details.
• Step 6: Then click on the ‘Add’ option and confirm the beneficiary details by clicking ‘Confirm’.
• Step 7: Once you submit the details, an OTP will be sent to your registered phone number. 
• Step 8: Enter the OTP to complete the request to add the beneficiary.

How to Add Beneficiary in HDFC App?

Here are the steps to add a beneficiary with HDFC Bank’s mobile banking app.

• Step 1: Download the HDFC Bank application on your mobile phone using the Play Store or Apple Store.
• Step 2: Open the app on your phone and log in with your customer ID and password or Quick Access PIN.
• Step 3: Tap on 'Menu' in the top left section.
• Step 4: Tap on ‘Pay’ and then on ‘Money Transfer’
• Step 5: Tap on ‘Add Payee’.
• Step 6: Under ‘Select Transfer Type’, tap on ‘Bank Accounts’ or ‘Indian Credit Cards’.
• Step 7: Under ‘Enter Payee Details’, you will find a ‘Select Account Category’ dropdown.
• Step 8: Choose whether the payee has an HDFC Bank account or a non-HDFC Bank account.
• Step 9: Enter the beneficiary's account details. Click on ‘Continue’ and then ‘Confirm’.
• Step 10: Click on ‘Continue’ and enter the OTP sent to your registered phone number.
• Step 11: Once the OTP authentication is complete, the beneficiary will be added.

How Much Time It Takes to Add Beneficiary in HDFC?

Once you have submitted the request to add a beneficiary in HDFC, the bank will take 30 minutes to accept your request. After that, you can transfer money to the beneficiary.

These are the different ways to add a beneficiary to your HDFC Bank account. From using the mobile app to logging in to the net banking portal, you can choose your method as per your convenience. 

It is important to know how to add a beneficiary in HDFC to transfer money to another account seamlessly. Once you have added the beneficiary, you can easily transfer money to his/her account without facing the issue of financial fraud.

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