How To Generate SBI Credit Card Pin?

Credit cards are one of the top products of a bank. It has become a necessity for every individual to have a credit card. However, when you get a new credit card from a bank, you must generate a PIN to make online & offline (POS) transactions.

Being one of the largest banks in India, the State Bank of India (SBI) offers credit cards to its customers and takes several steps to maintain its security. You must generate a 4-digit PIN to authenticate yourself first to make a financial transaction through it. 

With the help of this blog, we will help you learn the various ways of SBI credit card PIN generation.

How to Generate SBI Credit Card PIN at an ATM?

SBI enables customers to generate their credit card PIN instantaneously by visiting the nearest SBI ATM. You can follow the simple steps given below to generate a credit card PIN.

Step 1: Visit the nearest SBI ATM and insert your credit card inside the machine.

Step 2: Choose the language according to your preference and select the ‘Create PIN Using OTP’ option.

Step 3: Enter the OTP received on your registered mobile number and create a new PIN for your credit card.

Step 4: Re-enter the new PIN and click ‘Continue’ to submit your request.

Step 5: After that, your credit card PIN will be successfully generated.

How to Generate SBI Credit Card PIN Online?

Apart from generating credit card PINs through ATMs, you can also opt for SBI credit card PIN generation online. You can opt for various online modes, such as net banking, mobile banking and chatbot, to generate a PIN for your credit card. Here is the step-by-step guide for generating an SBI credit card PIN through various online methods.

Via Net Banking

You can follow the simple process to generate an SBI credit card PIN:

• Visit the SBI Card Online web page and log in to your account with the credentials. 
• Click the ‘My Account’ option and select ‘Manage PIN’.
• Choose the credit card you want to change the PIN for and click ‘Generate OTP’ option.
• Enter the OTP received on your registered mobile number and enter a new PIN.
• Re-enter the new PIN and click the ‘Update PIN’ option to confirm the same.

Via Mobile Application

For SBI credit card PIN generation via mobile application, you can follow the process below:

• Open the SBI mobile application and log in to your account.
• Click the ‘Service Requests’ option on the left side of the screen.
• Select the ‘Manage PIN’ option and choose the card you want to generate the PIN.
• Click the ‘Generate OTP’ option and enter the OTP received on your phone number.
• Enter the new PIN and click ‘Submit’ button to generate the PIN successfully.

Via Chatbot ILA

SBI permits you to generate the credit card PIN via SBI's chatbot. To do this, you must follow this process:

• Visit the SBI Card website and click on the ‘Ask ILA’ at the bottom right side of the screen. 
• Click the ‘Login’ option and select the ‘Login’ option once again. 
• Enter your credentials and ask, ‘How do I generate a transaction PIN for my credit card?’
• Select the ‘Update PIN’ option and enter the OTP received on your registered mobile number.
• Click the ‘Submit’ button and enter the new PIN twice.
• Click the ‘Update PIN’ option to complete the SBI credit card PIN generation process. 

How to Generate SBI Credit Card PIN Offline?

Besides online mode, you can use the offline mode to generate a PIN for your SBI credit card. You can either use the IVR service or send an SMS to the bank to generate a PIN for your credit card. Here is a step-by-step guide on both these methods.

Via IVR Service

You can opt for an Interactive Voice Response (IVR) service for generating your SBI credit card PIN. Follow this simple prcess to know more:

• Call the SBI credit card PIN generate phone number at 1860 180 1290/ (STD) – 39020202, and select the language of your preference.
• Select option 6 to generate a PIN, and enter your 16-digit credit card number, card expiry date and date of birth. 
• Enter the OTP received on your registered phone number.
• Enter a new PIN for the card and re-enter it to confirm. 
• Lastly, you will hear a confirmation message on the IVR for successful PIN generation.  

Via SMS

SBI also allows you to generate the credit card PIN by sending an SMS to the bank. Here is a detailed process for SBI credit card PIN generation through SMS:

• Send an SMS from your registered mobile number to 567676.
• Follow the format of the message: CCPIN XXXX, where XXXX stands for the last four digits of your credit card.
• You must also mention your account number and PIN for successful credit card PIN generation. 

How to Change Your SBI Credit Card PIN?

SBI credit card holders can change their PIN using online and offline modes. In addition, customers must frequently change their PIN to ensure safety and security. Here are the various ways through which you can change your SBI credit card PIN:

Changing SBI Credit Card PIN at an ATM

You can change your SBI credit card PIN through an ATM by following the simple process:

• Visit the nearest SBI ATM and insert your credit card inside the machine.
• Select the language of your preference and enter the credit card PIN.
• Choose the ‘Change PIN’ option and enter a new PIN.
• Re-enter the new four-digit PIN to confirm.
• Wait for the machine to process your request.
• Upon successful processing, you will receive a confirmation notification. 

Changing Your SBI Credit Card PIN Through Your Net Banking Account

Moreover, you can also change your SBI credit card PIN via your net banking account. Here is the process to change the SBI credit card PIN using your internet banking account:

• Visit the SBI Card website and log in to your account.
• Look for the ‘Credit Card’ option in the dashboard and click the ‘Change PIN’ option.
• Enter your new four-digit PIN and click on ‘Confirm’ to request a PIN change.
• Enter the OTP received on your mobile number and click ‘Confirm’. 
• Upon successful processing, you will receive a notification indicating PIN change. 

Changing SBI Credit Card PIN by Sending an SMS

You can also change your SBI credit card PIN by sending an SMS to the bank from your registered mobile number. Here is the process you can follow to change the PIN of your SBI credit card via SMS:

• Send an SMS from your registered mobile number to 567676.
• Follow the format: CCPIN XXXX, where XXXX stands for the last four digits of your credit card.
• You must also mention your account number and PIN for successful credit card PIN generation. 

SBI Credit Card PIN Safety Precautions

In addition to generating a PIN for your SBI credit card, you must ensure that it is safe from fraudsters. To know more about some precautionary steps to take to prevent any unauthorised transaction from your account, read the below pointers.

• Change your credit card PIN regularly as a precautionary step to ensure no unauthorised transactions take place. 
• Never share your SBI credit card PIN with anyone, even if the person is a bank official.
• Avoid writing down your PIN or sharing it over messages or emails.
• Regularly check your credit card statements to ensure there are no unauthorised transactions.
• Avoid using your credit card on suspicious applications and websites.
• Use your credit cards for making payments on websites that start with ‘https’, as they are safe and secure.
• Never auto-save your credit card PIN on websites, as it can lead to fraudulent activities. 
• Select a PIN for your credit card that is unique yet simple.
• In case you misplace your credit card or notice any unauthorised transactions, you must immediately contact the bank.

Henceforth, a credit card has a 4-digit PIN to verify the cardholder’s identity and protect it from any unauthorised transactions. You must follow the above mentioned ways for SBI credit card PIN generation to activate your credit card and start making financial transactions. In addition, you must follow the safety precautions to protect your SBI credit card from any fraudulent activities.

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