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HDFC Netbanking - Registration, Login, Activation, Customer Care Details

By Mayashree Acharya

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Updated on: Jan 20th, 2025

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5 min read

HDFC Netbanking enables account holders to manage their savings accounts online, transfer funds, and access various banking services. Users can log in using their ID and password to perform desired operations seamlessly.

Explore the login process, registration steps, features, and more below.

What Is HDFC Netbanking?

HDFC Bank Netbanking provides a seamless way for customers to access and manage their accounts online. With this facility, account holders can perform nearly 200 transactions with just a few clicks. Simply register and log in to enjoy hassle-free banking services.

HDFC Netbanking Features

HDFC Bank's Netbanking platform offers a simple and user-friendly interface for seamless banking. Key features include:

  • Time-Saving: Perform banking operations quickly from the comfort of your home, eliminating the need for branch visits.
  • 24/7 Access: Enjoy round-the-clock access to your account, enabling transactions anytime, anywhere.
  • Safe Transactions: Advanced security encryptions ensure user safety and protect against cyber threats.
  • Real-Time Updates: Track account activities, including payments, credits, debits, and clearances, with ease.

HDFC Netbanking Customer ID

Every HDFC Bank account holder has a unique customer ID, which serves as identification for your account. This ID is essential for activating and logging into the HDFC Netbanking portal. You can find it in the welcome kit provided by the bank or in your account statement and passbook.

HDFC Netbanking Registration

HDFC Bank provides Netbanking registration to all its customers by default. However, if you are not registered for Netbanking, you can do it through the following ways:

Via ATM card

  • Visit the nearest HDFC Bank ATM.
  • Enter your HDFC Bank debit card number and ATM PIN.
  • Select ‘Other Option’ from the main menu.
  • Select ‘Netbanking Registration’ and click ‘Confirm’.
  • Your Netbanking PIN will be couriered to you.

Via Phone banking

  • Call the HDFC PhoneBanking number in your city. 
  • Give your customer ID and Telephone Identification Number (TIN) or debit card number and PIN to the bank agent.
  • The bank’s PhoneBanking agent will take your Netbanking registration request.
  • The IPIN will be couriered to you within five days.

By visiting the Bank branch

  • Visit the HDFC Bank branch and obtain the Netbanking registration form.
  • Fill in the form and submit it to the bank.
  • The IPIN will be couriered to you.

How To Activate HDFC Netbanking?

Once you have registered for HDFC Netbanking and have got the customer ID and IPIN from the bank, follow these steps to activate your HDFC Netbanking:

  • Step 1: Visit the HDFC Netbanking portal
  • Step 2: Enter your customer ID and click ‘Continue’.
  • Step 3: Enter the IPIN received from the bank and click ‘Continue’.
  • Step 4: Verify your mobile number.
  • Step 5: You will receive an OTP on your registered mobile number. Enter the OTP on the required field.
  • Step 6: Click on the debit card and enter your details.
  • Step 7: Create your IPIN/Password to activate your HDFC Netbanking.

HDFC Netbanking Login

Here are the steps to follow for HDFC Netbanking login:

  • Step 1: Visit the HDFC Netbanking portal.  
  • Step 2: Enter your customer ID and click ‘Continue’.
  • Step 3: Enter your HDFC Netbanking password and log in successfully after confirming the message and secure access image.

Documents Required For HDFC Netbanking

HDFC account holders do not need to provide any document for Netbanking. However, they need to have the following details ready:

  • Bank Account Details
  • Mobile Number 
  • Customer ID
  • Debit Card Details

HDFC Netbanking Fund Transfer Limit

With HDFC Bank, you can get a flexible fund transfer limit between Rs.10,002 to Rs.50,00,000. However, the present transaction limit for all accounts is up to Rs.2,00,000. After HDFC Netbanking registration, your account will get a transfer limit of Rs.50,000 for the subsequent 24 hours. The other transaction limit are as follows:

Mode of TransferMaximum Transfer Limit
NEFTRs.2,00,000
IMPSRs.5,00,000
RTGSMinimum: Rs.2,00,000
Maximum: Rs.50,00,000

HDFC Netbanking Login Forgot Password

If you have forgotten the password of your HDFC Netbanking, you can follow these steps to change the password:

  • Step 1: Visit the HDFC Netbanking portal. 
  • Step 2: Enter your customer ID and click ‘Continue’.
  • Step 3: Click on ‘Forgot Password/ IPIN’.
  • Step 4: Enter your customer ID and click ‘Continue’.
  • Step 5: Select any of the two options: a) OTP sent to registered mobile number and email ID, b) OTP sent to registered mobile number and debit card details and click ‘Continue’.
  • Step 6: Enter the mobile number and click ‘Continue’.
  • Step 7: Enter the OTP or OTP and card details and click ‘Continue’.
  • Step 8: Set your new IPIN or password and ‘Confirm’.

HDFC Bank Netbanking Customer Care

For any assistance or queries, you can contact HDFC Bank's toll-free numbers: 1800 1600 or 1800 2600.

HDFC account holders can register for Netbanking to enjoy seamless online banking. Follow the steps for registration, set your IPIN, and effortlessly manage all your banking activities through HDFC Netbanking.

Related HDFC Articles:
1.How To Close HDFC Bank Account Online And Offline?
2. HDFC Bank Timings: Opening Time, Lunch Time, Closing Time & Saturday Timings
3. HDFC Credit Card Cash Withdrawal Charges
4. How to Link Aadhaar with HDFC Bank Account Online and Offline?
5. HDFC Bank Savings Account Interest Rate & Minimum Balance
6. HDFC Credit Card Activation - How To Activate HDFC Credit Card?
7. HDFC Bank Customer ID - How To Get/Find HDFC Customer ID?
8. HDFC Credit Card Status - HDFC Bank Credit Card Application Status
9. HDFC Credit Card Reward Points - How To Redeem HDFC Credit Card Reward Points?
10. HDFC Debit Card PIN Generation - How to Generate HDFC Debit Card PIN?
11. HDFC BANK FD Calculator
12. HDFC Bank RD Calculator
13. HDFC FD Interest Rates
14. HDFC RD Interest Rates
15. HDFC Bank Holidays List 
 

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Frequently Asked Questions

Is HDFC Netbanking safe?

HDFC Netbanking enables advanced two-factor authentication, encryption, secure login credentials, fraud monitoring, etc., to ensure safe and secure financial transactions. 

Is there a fee for using HDFC Netbanking?

HDFC Netbanking services are free of cost. However, specific services may involve service charges. 

What can I do with HDFC Netbanking?

HDFC Netbanking allows you to perform various banking activities.  They include account balance checks, transferring funds between accounts, paying bills, viewing transaction history, updating personal information, and much more.

Are there any transaction limits for using HDFC Netbanking?

The transaction limit for HDFC Netbanking ranges between Rs.10,002 and Rs.50,00,000. However, the current transaction limit is Rs.2,00,000. The NEFT transaction limit is Rs.2,00,000 per transaction, the IMPS transaction limit is Rs.5,00,000 per transaction, and the RTGS transaction limit is Rs.50,00,000.

How do I add a beneficiary on HDFC Netbanking for fund transfers?

You need to log in to your HDFC Netbanking using the customer ID and password. Next, select the ‘Fund Transfer’ option, click ‘Request’, then click ‘Add a Beneficiary’. 

Do I need to register separately for each of my HDFC accounts?

No, you generally do not need to register separately for each HDFC account you hold. Once you register for HDFC Netbanking, you can access and manage multiple accounts linked to your customer ID.

How can I increase my HDFC Netbanking limit?

You need to log in to HDFC Netbanking and select ‘Modify TPT limit’ from the ‘Fund Transfer’ tab. Next, click on the ‘Increase’ option from the ‘Request’ section and select the desired TPT limit from the drop-down menu. To authenticate a transaction, you need to enter your debit card details and the OTP received on your registered mobile number. You can also visit the nearest HDFC Bank branch to increase your Netbanking limit.  

What is the number of HDFC customer chat banking?

HDFC customer chat banking number is 7070022222. You can see a green tick above the number on WhatsApp, ensuring it is verified.

How can I get an HDFC customer ID?

Your HDFC customer ID is available on your bank passbook, account statement, or welcome kit. You can also contact the nearest HDFC branch or customer service to retrieve your customer ID. 

Is it possible to register for HDFC Bank Netbanking without a debit card?

Yes, it is possible to register for HDFC Netbanking without a debit card. You can choose alternative methods of authentication, such as using the PhoneBanking number or visiting the bank branch to initiate the registration process. 

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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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