HDFC Netbanking - Registration, Login, Activation, Customer Care Details

By Adnan Ali


Updated on: Jun 26th, 2024


5 min read

HDFC Netbanking helps account holders access their savings accounts online, transfer funds, and other banking services. You can log in to the HDFC Netbanking app with your ID and password and perform the required banking operations. 

Keep reading to know HDFC Netbanking login, registration process, features, and more.

What Is HDFC Netbanking?

HDFC Bank Netbanking option facilitates seamless online banking operations for all its customers. Account holders can use this facility and enjoy banking services with just a few clicks. HDFC Netbanking facility allows nearly 200 transactions related to your account. All you need to do is complete the registration process and log in to your Netbanking account for easy banking.

HDFC Netbanking Features

HDFC Bank's Netbanking website offers a user-friendly interface to facilitate easy navigation. Here are some more features of HDFC Netbanking that help the account holders in seamless banking:

  • Timesaving

HDFC Netbanking facility helps save time and energy as you can carry out any banking operation from the ease of your home. Besides, transactions through Netbanking are faster than traditional banking processes.

  • 24/7 Service

Through HDFC Netbanking, you can carry out financial transactions anytime and from anywhere. So, you have 24/7 access to your HDFC Bank account for 365 days.

  • Safe Transactions

HDFC Bank Netbanking interface features advanced security encryptions to maintain the safety of its users. It protects the users from cyber theft and provides additional security.

  • Updated Account Information

With HDFC Netbanking, you can keep track of your account transactions like bill payments, salary credits, ECS debits, cheque clearances, etc., whenever you want.

HDFC Netbanking Customer ID

Every HDFC Bank account holder has a unique customer ID which is used as an identification of your current or savings account. The customer ID is very important for activating and logging into the HDFC Netbanking portal. You can find the customer ID in the welcome kit sent by the bank upon becoming its customer. Apart from the welcome kit, you can also find your customer ID in your account statement and passbook. 

HDFC Netbanking Registration

HDFC Bank provides Netbanking registration to all its customers by default. However, if you are not registered for Netbanking, you can do it through the following ways:

Via ATM card

  • Visit the nearest HDFC Bank ATM.
  • Enter your HDFC Bank debit card number and ATM PIN.
  • Select ‘Other Option’ from the main menu.
  • Select ‘Netbanking Registration’ and click ‘Confirm’.
  • Your Netbanking PIN will be couriered to you.

Via Phone banking

  • Call the HDFC PhoneBanking number in your city. 
  • Give your customer ID and Telephone Identification Number (TIN) or debit card number and PIN to the bank agent.
  • The bank’s PhoneBanking agent will take your Netbanking registration request.
  • The IPIN will be couriered to you within five days.

By visiting the Bank branch

  • Visit the HDFC Bank branch and obtain the Netbanking registration form.
  • Fill in the form and submit it to the bank.
  • The IPIN will be couriered to you.

How To Activate HDFC Netbanking?

Once you have registered for HDFC Netbanking and have got the customer ID and IPIN from the bank, follow these steps to activate your HDFC Netbanking:

  • Step 1: Visit the HDFC Netbanking portal
  • Step 2: Enter your customer ID and click ‘Continue’.
  • Step 3: Enter the IPIN received from the bank and click ‘Continue’.
  • Step 4: Verify your mobile number.
  • Step 5: You will receive an OTP on your registered mobile number. Enter the OTP on the required field.
  • Step 6: Click on the debit card and enter your details.
  • Step 7: Create your IPIN/Password to activate your HDFC Netbanking.

HDFC Netbanking Login

Here are the steps to follow for HDFC Netbanking login:

  • Step 1: Visit the HDFC Netbanking portal.  
  • Step 2: Enter your customer ID and click ‘Continue’.
  • Step 3: Enter your HDFC Netbanking password and log in successfully after confirming the message and secure access image.

Documents Required For HDFC Netbanking

HDFC account holders do not need to provide any document for Netbanking. However, they need to have the following details ready:

  • Bank Account Details
  • Mobile Number 
  • Customer ID
  • Debit Card Details

HDFC Netbanking Fund Transfer Limit

With HDFC Bank, you can get a flexible fund transfer limit between Rs.10,002 to Rs.50,00,000. However, the present transaction limit for all accounts is up to Rs.2,00,000. After HDFC Netbanking registration, your account will get a transfer limit of Rs.50,000 for the subsequent 24 hours. The other transaction limit are as follows:

Mode of TransferMaximum Transfer Limit
RTGSMinimum: Rs.2,00,000
Maximum: Rs.50,00,000

HDFC Netbanking Login Forgot Password

If you have forgotten the password of your HDFC Netbanking, you can follow these steps to change the password:

  • Step 1: Visit the HDFC Netbanking portal. 
  • Step 2: Enter your customer ID and click ‘Continue’.
  • Step 3: Click on ‘Forgot Password/ IPIN’.
  • Step 4: Enter your customer ID and click ‘Continue’.
  • Step 5: Select any of the two options: a) OTP sent to registered mobile number and email ID, b) OTP sent to registered mobile number and debit card details and click ‘Continue’.
  • Step 6: Enter the mobile number and click ‘Continue’.
  • Step 7: Enter the OTP or OTP and card details and click ‘Continue’.
  • Step 8: Set your new IPIN or password and ‘Confirm’.

HDFC Bank Netbanking Customer Care

You can get in touch with HDFC Bank during any inconvenience or for any queries by calling their toll-free number: 1800 1600 / 1800 2600.

HDFC Bank account holders can now register for Netbanking facilities to enable seamless banking operations. Now that you know all the steps related to the registration and login, set your IPIN and seamlessly conduct all bank activities online through HDFC Bank Netbanking.

Related HDFC Articles:
1.How To Close HDFC Bank Account Online And Offline?
2. HDFC Bank Timings: Opening Time, Lunch Time, Closing Time & Saturday Timings
3. HDFC Credit Card Cash Withdrawal Charges
4. How to Link Aadhaar with HDFC Bank Account Online and Offline?
5. HDFC Bank Savings Account Interest Rate & Minimum Balance
6. HDFC Credit Card Activation - How To Activate HDFC Credit Card?
7. HDFC Bank Customer ID - How To Get/Find HDFC Customer ID?
8. HDFC Credit Card Status - HDFC Bank Credit Card Application Status
9. HDFC Credit Card Reward Points - How To Redeem HDFC Credit Card Reward Points?
10. HDFC Debit Card PIN Generation - How to Generate HDFC Debit Card PIN?
11. HDFC BANK FD Calculator
12. HDFC Bank RD Calculator
13. HDFC FD Interest Rates
14. HDFC RD Interest Rates
15. HDFC Bank Holidays List 

Can't get yourself started on taxes?
Get a Cleartax expert to handle all your tax filing start-to-finish

Frequently Asked Questions

Is HDFC Netbanking safe?

HDFC Netbanking enables advanced two-factor authentication, encryption, secure login credentials, fraud monitoring, etc., to ensure safe and secure financial transactions. 

Is there a fee for using HDFC Netbanking?

HDFC Netbanking services are free of cost. However, specific services may involve service charges. 

What can I do with HDFC Netbanking?

HDFC Netbanking allows you to perform various banking activities.  They include account balance checks, transferring funds between accounts, paying bills, viewing transaction history, updating personal information, and much more.

Are there any transaction limits for using HDFC Netbanking?

The transaction limit for HDFC Netbanking ranges between Rs.10,002 and Rs.50,00,000. However, the current transaction limit is Rs.2,00,000. The NEFT transaction limit is Rs.2,00,000 per transaction, the IMPS transaction limit is Rs.5,00,000 per transaction, and the RTGS transaction limit is Rs.50,00,000.

How do I add a beneficiary on HDFC Netbanking for fund transfers?

You need to log in to your HDFC Netbanking using the customer ID and password. Next, select the ‘Fund Transfer’ option, click ‘Request’, then click ‘Add a Beneficiary’. 

Do I need to register separately for each of my HDFC accounts?

No, you generally do not need to register separately for each HDFC account you hold. Once you register for HDFC Netbanking, you can access and manage multiple accounts linked to your customer ID.

How can I increase my HDFC Netbanking limit?

You need to log in to HDFC Netbanking and select ‘Modify TPT limit’ from the ‘Fund Transfer’ tab. Next, click on the ‘Increase’ option from the ‘Request’ section and select the desired TPT limit from the drop-down menu. To authenticate a transaction, you need to enter your debit card details and the OTP received on your registered mobile number. You can also visit the nearest HDFC Bank branch to increase your Netbanking limit.  

What is the number of HDFC customer chat banking?

HDFC customer chat banking number is 7070022222. You can see a green tick above the number on WhatsApp, ensuring it is verified.

How can I get an HDFC customer ID?

Your HDFC customer ID is available on your bank passbook, account statement, or welcome kit. You can also contact the nearest HDFC branch or customer service to retrieve your customer ID. 

Is it possible to register for HDFC Bank Netbanking without a debit card?

Yes, it is possible to register for HDFC Netbanking without a debit card. You can choose alternative methods of authentication, such as using the PhoneBanking number or visiting the bank branch to initiate the registration process. 

About the Author

I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. Read more


Quick Summary

HDFC Netbanking offers convenient, secure online banking services. Users can register, log in using customer ID, perform transactions, and get 24/7 access. Fund transfer limits and steps to reset passwords are explained, along with customer care contact details. No documentation is required for Netbanking, and users can avail themselves of various features like time-saving operations, safe transactions, and updated account information.

Was this summary helpful?

Clear offers taxation & financial solutions to individuals, businesses, organizations & chartered accountants in India. Clear serves 1.5+ Million happy customers, 20000+ CAs & tax experts & 10000+ businesses across India.

Efiling Income Tax Returns(ITR) is made easy with Clear platform. Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing.

CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax. Clear can also help you in getting your business registered for Goods & Services Tax Law.

Save taxes with Clear by investing in tax saving mutual funds (ELSS) online. Our experts suggest the best funds and you can get high returns by investing directly or through SIP. Download Black by ClearTax App to file returns from your mobile phone.

Cleartax is a product by Defmacro Software Pvt. Ltd.

Company PolicyTerms of use


ISO 27001

Data Center


SSL Certified Site

128-bit encryption