Income Tax Refund (ITR) Status Check for FY 2024-25 (AY 2025-26)

An income tax refund arises when the tax you have paid to the government is more than your actual tax liability. This excess tax can occur due to higher TDS deductions or advance tax payments during the year.  You can claim the refund while filing your income tax return.

Income Tax Refund Status Check AY 2025-26

Income tax refund status for FY 2024-25 can be checked by logging into your income tax portal, or by just entering your PAN and assessment year in NSDL protean website. 

You can track your refund here.

What is Income Tax Refund?

When the taxes paid by you in the form of TDS, advance tax and self assessment tax is more than your TDS deducted, the excess tax paid is given to you in the form of Income Tax Refund.

Income Tax Refund Delay FY 2024-25

If the refund credit is getting delayed, in other words, the refund is awaited beyond this time, the following could be the reasons for the same.

Enhanced Verification and Delayed ITR Processing

• The income tax returns are processed in a more stringent manner for the current assessment year, compared to preceding assessment years.
• This year, a lot of additional disclosures were mandated for claiming various deductions. Therefore, the department has more database to verify the authenticity of deductions claimed.
• Returns may be processed late if the department suspects an incorrect refund claim. 
• If you have made error in the returns, you can revise it within December 2025 (for FY 2024-25).

High Refund Claims

• Taxpayers claiming higher refunds (for example, above Rs. 50,000), or higher refunds than in previous years, are facing delays in refund processing this year. 
• This is because the department is verifying each claim using the expanded database available.

Mismatch between returns and Form 26AS/ AIS

• Ensure the particulars as mentioned in the returns match with data as per Form 26As or AIS.
• It might be that sometimes details on AIS or Form 26AS is incorrect. Please provide feedback in such situations.

Return Filed close to Due Date

• It is always recommended to file your Income Tax returns well in advance, before due date.
• If the returns are filed close to due date, due to high volume of return filing, the refund might be delayed.

Bank Account Details

• Check if the bank account details furnished are correct and it is duly pre-validated.
• Check if the bank account is still active. If you have changed the bank account anytime post filing the return, update it on the portal.

Pending Notices

• The department has the power to with hold the refund amount if there is any pending demand notices, yet to be resolved.

Pending e-Verification

• If the return is filed and pending e-verification, the filing process is incomplete.
• Unless the filing is complete, the refund will not be processed. Therefore, it is advised to E-Verify the returns as soon as the returns are filed in order to speed up the process of refund. 

You can raise a grievance at the income tax portal if there is undue refund delay.

Income Tax Refund - An Illustration

 The following illustration shows an incidence of income tax refund.

Mr A has the following income and deductions for the financial year 2024-25

Gross Salary: Rs. 20 lakhs

Interest from Savings Account: Rs. 20,000

Employer’s Contribution to NPS under Section 80CCD(2): Rs. 50,000

 Taxes already paid: Rs. 1,90,000

Calculation of Income Tax and Tax Liability:

Income Tax Refund Status 2025

If you are concerned about your tax refund status, you can check the status of the income tax refund, following the simple steps mentioned below.

Step 1: Visit the income tax portal and log in to your account

Step 2: Click on 'e-File', choose 'Income Tax Returns' and then select ‘View Filed Returns’

Step 3: You can see the status of your current and past income tax returns.

Step 4: Click on 'View details,' and you'll see the status of your income tax refund, as shown in the picture below.

Mode of Receiving Refund

• The Income Tax Department will send the refund amount through electronic mode (direct credit to the account) or through a ‘Refund Cheque’.
• Refunds sent through cheques are dispatched to the address mentioned in the ITR through speed post.

Income Tax Refund Helpline

You can contact the ‘Aaykar Sampark Kendra’ for any queries regarding income tax refunds. The toll-free helpline of the Aaykar Sampark Kendra Kendra is - 1800-180-1961. You can even send a mail with your refund query to refunds@incometax.gov.in. 

For refund-related queries or modifications in the refund record processed at CPC Bangalore, you can contact - 1800-425-2229 or 080-43456700. For any payment-related query, contact the SBI Contact Centre toll-free number at -1800-425-9760.