Income Tax Refund (ITR) Status Check for FY 2024-25 (AY 2025-26)

Updated on: Dec 17th, 2025

6 min read

An income tax refund arises when the tax you have paid to the government is more than your actual tax liability. This excess tax can occur due to higher TDS deductions or advance tax payments during the year. You can claim the refund while filing your income tax return.

Income Tax Refund Status Check AY 2025-26
Income tax refund status for FY 2024-25 can be checked by logging into your income tax portal, or by just entering your PAN and assessment year in NSDL protean website.
You can track your refund here.

What is Income Tax Refund?

When the taxes paid by you in the form of TDS, advance tax and self assessment tax is more than your actual tax liability, the excess tax paid is given to you in the form of Income Tax Refund.

How to Check ITR Refund Status Online?

If you are concerned about your tax refund status, you can check the status of the income tax refund, following the simple steps mentioned below.

Step 1: Visit the income tax portal and log in to your account

Step 2: Click on 'e-File', choose 'Income Tax Returns' and then select ‘View Filed Returns’

Step 3: You can see the status of your current and past income tax returns.

Step 4: Click on 'View details,' and you'll see the status of your income tax refund, as shown in the picture below.

Alternatively, you can also check the refund status using NSDL e-PAN Protean portal by entering your PAN and assessment year.

Income Tax Refund Delay FY 2024-25

If the refund credit is getting delayed, in other words, the refund is awaited beyond this time, the following could be the reasons for the same.

Enhanced Verification and Delayed ITR Processing

The income tax returns are processed in a more stringent manner for the current assessment year, compared to preceding assessment years.
This year, a lot of additional disclosures were mandated for claiming various deductions. Therefore, the department has more database to verify the authenticity of deductions claimed.
Returns may be processed late if the department suspects an incorrect refund claim.
If you have made error in the returns, you can revise it within December 2025 (for FY 2024-25).

High Refund Claims

Taxpayers claiming higher refunds (for example, above Rs. 50,000), or higher refunds than in previous years, are facing delays in refund processing this year.
This is because the department is verifying each claim using the expanded database available.

Mismatch between returns and Form 26AS/ AIS

Ensure the particulars as mentioned in the returns match with data as per Form 26As or AIS.
It might be that sometimes details on AIS or Form 26AS is incorrect. Please provide feedback in such situations.

Return Filed close to Due Date

It is always recommended to file your Income Tax returns well in advance, before due date.
If the returns are filed close to due date, due to high volume of return filing, the refund might be delayed.

Bank Account Details

Check if the bank account details furnished are correct and it is duly pre-validated.
Check if the bank account is still active. If you have changed the bank account anytime post filing the return, update it on the portal.

Pending Notices

The department has the power to with hold the refund amount if there is any pending demand notices, yet to be resolved.

Pending e-Verification

If the return is filed and pending e-verification, the filing process is incomplete.
Unless the filing is complete, the refund will not be processed. Therefore, it is advised to E-Verify the returns as soon as the returns are filed in order to speed up the process of refund.

You can raise a grievance at the income tax portal if there is undue refund delay.

Income Tax Refund - An Illustration

The following illustration shows an incidence of income tax refund.

Mr A has the following income and deductions for the financial year 2024-25

Gross Salary: Rs. 20 lakhs

Interest from Savings Account: Rs. 20,000

Employer’s Contribution to NPS under Section 80CCD(2): Rs. 50,000

Taxes already paid: Rs. 1,90,000

Calculation of Income Tax and Tax Liability:

Particulars	Amount
Salary	20,00,000
Less Standard Deduction	75,000
Taxable Salary	19,25,000
Interest Income	20,000
Gross Total Income	19,45,000
Deduction under section 80CCD(2)	50,000
Taxable Income	18,95,000
Total Tax Payable under the new regime	1,86,160
Taxes Already Paid (TDS, advance tax and self assessment tax)	1,90,000
Tax Refund	3,840

Mode of Receiving Refund

The Income Tax Department will send the refund amount through electronic mode (direct credit to the account) or through a ‘Refund Cheque’.
Refunds sent through cheques are dispatched to the address mentioned in the ITR through speed post.

Common ITR Refund Status Meanings

Here’s a list of different types of status of refund with meanings:

Status	Meaning
No Result Found	This means that, according to the IT department, no records were found for the ITR filed, and the PAN and acknowledgement number added need to be cross-checked.
Refund is already credited to your prevalidated bank account.	This states that the refund is already credited. In case of any doubt, contact:
	CMP, State Bank of India
	Address: Survey No.21 Opposite: Hyderabad Central University, Main Gate, Gachibowli, Hyderabad -500019
Refund Cheque is already encashed	Your income tax refund is processed and credited to your bank account. If you have not received it, please contact:
	CMP, State Bank of India
	Address: Survey No.21 Opposite: Hyderabad Central University, Main Gate, Gachibowli, Hyderabad -500019
Refund not determined	According to IT Department, no refund was determined in this case.
Unable to credit refund as the account number provided is incorrect	This clearly states that the bank account number provided is incorrect. You need to apply for refund reissue by providing a prevalidated account number.
Defective return u/s 139(9) (or) ITR filed is defective or incomplete	This shows that the ITR filed was defective under the Income Tax Law. Please check on the e-filing website to find the correct reason.
ITR Processed but need to submit rectification request	There might be a mismatch in the calculation done by department and ITR filed. File a rectification request justifying the refund claimed.
Return submitted. ITR Transferred to Jurisdiction AO	This implies the return will be processed by the jurisdictional AO. Contact the AO and make the necessary submissions to claim the refund.
Pending for e-verification	This means that the ITR was submitted successfully but not e-verified within 30 days of ITR submission. Verify to process the return and claim the refund.
Processed with no demand/refund	It shows that the ITR is processed without any demand or refund. To understand this, check the intimation order u/s 143(1) on your email id.
Processed with demand due	In this case the return is processed and there is demand, i.e. tax payable to the IT department. To understand this, check the intimation order u/s 143(1) on your email id. Also, submit the response to this through the e-filing website under the e-file->Response to Outstanding Tax Demand.
Processed with refund due	This implies that the return is processed with refund and it will be credited in some days in the pre-validated bank account.
Refund Failure	Due to incorrect bank account details, the refund was not credited successfully. Please apply for refund reissue under “My account” -> Service -> Refund Reissue Request
E-Return for this PAN and Acknowledgement Number has been digitally Signed	The ITR is digitally signed and filed successfully.
Under Processing	This means that the income tax department has still not processed your income tax return. Please check your refund status after a month to see if it has been updated.
Refund Issued	This means the income tax department has sent the refund to you (by cheque or by direct credit to the bank account number you provided while e-filing). No further action required.
Return Submitted and Verified	The return is submitted and verified. So, wait for some days for the refund to be credited.
Invalid original return, File Revised Return	The return was treated as invalid and there is a need file a revised return to claim the refund.
Return Processed and Rectification Rights Transferred To Assessing Office	This implies that the return was processed and transferred to jurisdictional AO. So, filing an offline rectification request to the AO will help you get the refund. We can connect you to an expert who can help you file a rectification.
Return Processed. Refund Adjusted Against Demand (or) Refund kept on hold, Intimation u/s 245 is issued proposing adjustment of refund towards outstanding demand.	In this case if any tax payable is outstanding with the department, then the IT department will adjust the refund first against the demand. But before they adjust, a notice u/s 245 will be sent to you for your confirmation. If the response is not submitted the department goes ahed with adjusting the demand. In this case our expert CAs can help you get the refund.
ITR Accepted	ITR is successfully received and pending for processing
ITR-V rejected	This shows that the return filed is defective.
Return Submitted and verified after the due date.	The ITR filed was received after 30 days of filing, so the return needs to be filed again.
Successfully e-Verified after due date	The IT department has received a condonation request filed in respect of the return e-verified after 30 days. The return is transferred to AO and till it is approved, it is treated as invalid.
Rectification processed with refund due	The rectification request is processed with refund.
Rectification processed with no demand/refund	The rectification request is processed successfully with no demand/refund.
Processed and partially refund adjusted	The refund is partially processed by adjusting it with the tax payable in the previous years. However, the department sends the notice u/s 245 to get your confirmation before adjusting.
Under Processing Original return will not be considered, as revised return is taken up for processing	Once a revised return is filed, it replaces the original return filed. So this shows that revised return is under processing.
Another Return filed	Another return was file, check with the other acknowledgement number.
Refund Re-issue failure	Refund reissue request was failed due to some incorrect details. Raise the new request to get the refund.
Rectification filed	Rectification request has been filed and its processing
Refund is determined - Yet to be shared with the Refund banker	Refund amount is determined and validated by the department. The department now verifies the bank account of the taxpayer. If the bank account is valid and correct, the refund amount is credited to the taxpayer's bank account. If the bank account is found invalid or incorrect, it is intimated on the portal.
Restricted Refund	Arises due to mismatch between name as per PAN and bank account.

Income Tax Refund Helpline

You can contact the following helpline for any queries regarding income tax refunds.

1800 103 0025
1800 419 0025

For International callers the following numbers can be used:

+91-80-46122000
+91-80- 61464700.

You can even send a mail with your refund query to refunds@incometax.gov.in. For any payment-related query, contact the SBI Contact Centre toll-free number at -1800-425-9760.

Frequently Asked Questions

I checked the status of my IT Return and it is displayed as ‘Refund Failure’. How can I apply for it again?

Log in to the income tax e-filing website and go to ‘Services’ → ‘Refund Reissue’. Create a refund reissue request, and select the bank account number (if changed) where the refund needs to be credited.

Is the income tax refund & TDS refund status the same?

Yes, broadly Income Tax refunds and TDS refunds are one and the same thing. The excess of TDS/TCS deducted over and above the actual payable amount is known as an income tax refund.

Why is my refund failed?

In the case of a invalid IFSC code or bank account is not pre-validated or the name mentioned in the banka nd the PAN does not match. It can also happen if your account is closed.

What is the last date of income tax refund?

There is no specific deadline for receiving an income tax refund. Typically, refunds are processed within 4-5 weeks of filing your Income Tax Return (ITR).

How will I get income tax refund?

If you have already paid more taxes in the form of TDS or advance tax than required, you will receive a refund on duly filing ITR.

How to check ITR refund status by PAN Number?

You can check the refund status through NSDL portal by entering your PAN and assessment year.

What is the income tax refund customer care/helpline number?

For income tax refund queries, you can contact 1800 103 0025, 1800 419 0025. For International callers +91-80-46122000, +91-80- 61464700.

What is the reason for delay in the income tax refunds?

There might be numerous reasons for a delay in an income tax refund. Some of them could be the discrepancies or errors in your ITR, incorrect bank details, or processing delays within the tax department.

How to claim refund for missed ITR filing on due date?

You can still file belated return within 31st December 2025 (for FY 2024-25) to claim refund.

About the Author

CA Mohammed S Chokhawala

Content Writer

I'm a chartered accountant, well-versed in the ins and outs of income tax, GST, and keeping the books balanced. Numbers are my thing, I can sift through financial statements and tax codes with the best of them. But there's another side to me – a side that thrives on words, not figures. Read more