HDFC SIP Calculator
SIP Calculator
What is HDFC Mutual Fund SIP Calculator
The HDFC Mutual Fund SIP calculator is an online tool that allows an investor to calculate the maturity value of their investment made in any HDFC mutual fund scheme. You are required to key in basic information in the SIP Calculator HDFC such as the mutual fund scheme, monthly investment amount, and investment horizon.
Then, based on the selected scheme’s historic return, the HDFC Mutual Fund SIP Calculator estimates the maturity corpus. It is to be noted that the estimates are based on the past returns of the scheme with an assumption that these returns will continue. However, depending on the market volatility, there can be a deviation in the subsequent results based on the fund's performance.
The HDFC SIP Calculator is a simple tool and allows an investor to estimate how their future investment amount varies by changing the scheme, time, and SIP amount.
How can HDFC Mutual Fund SIP Calculator help you?
The HDFC Mutual Fund SIP Calculator helps you to estimate the future value of the investment amount over a desired investment horizon.
Efficient financial planning: The easy-to-use tool helps you plan your finances effectively by helping you calculate the potential growth of your investments by displaying estimated SIP returns.
Simplifying calculations: Estimating the SIP amounts to be invested involves complex calculations. The HDFC SIP calculator is a handy tool to process of calculating SIP results in an instant way
Easy variables: An investor needs to enter basic inputs and the HDFC Bank SIP Calculator will display results that are easy to comprehend. Also, you can revise the SIP amount, tenure, and scheme and analyse your decision to invest in a particular scheme.
Accurate estimates: The AI-powered tool is designed to display precise, optimal results while helping investors determine the SIP estimates.
How does the HDFC Mutual Fund SIP Calculator Work?
An HDFC Mutual Fund SIP Calculator displays results depending on the values that an investor enters in the input fields:
- Amount to invest: Input the monthly SIP amount you wish to invest
- Number of Instalments: Enter the number of SIP installments
- Frequency: Choose whether you wish to undertake monthly or quarterly installments.
- Expected rate of return: Select an approximate rate of return. The actual rate of returns is likely to vary.
Click on ‘Calculate’. The HDFC Bank SIP Calculator will display the estimated value of the investment at the end of the installments and the value of returns.
Formula to Calculate HDFC SIP Returns with an example
A global standardisation method is used to calculate HDFC Bank SIP to determine the total returns an investor has incurred. The HDFC Bank SIP formula is as follows:
FV = [P x r x (1 + i)^ n – 1]/i} x (1 + i)
In which,
FV=Future value
P=SIP amount
I=Compounded rate of return
r=Expected rate on return
n=Number of installments that is, Investment duration x frequency that is, monthly/quarterly/half-yearly
Example for HDFC SIP Calculator
Let’s assume an investor invests Rs 25,000 per month in a scheme for a duration of seven years. Based on the parameter provided, the XIRR or SIP return for the investment is 27.05% per annum.
The HDFC SIP calculator provides the following results:
Invested amount | Rs 21,00,000 |
Gains | Rs 41,42,000 |
Maturity value | Rs 64,42,000 |
Similarly the maturity values for various time periods are as below (with Rs 25,000 as the monthly investment amount):
Investment Period | Maturity Value |
10 years | Rs 1,53,00,000 |
15 years | Rs 6,16,00,000 |
20 years | Rs 23,77,00,000 |
How to use HDFC SIP Return Calculator?
The HDFC Mutual Fund SIP Calculator is an AI-powered, intuitive tool for an investor that requires few input details such as investment amount, investment horizon and scheme selection. The outputs provided by the scheme are as below:
- It provides a break-up of your investment and earnings over a period.
- By pressing the ‘top pick’ toggle, you will get a list of recommended funds based on long-term trends.
- This information can be used for making an informed decision while investing in a particular mutual fund scheme.
Benefits of using SIP Calculator
The SIP Calculator HDFC provides you with an estimated outlook on how your investments are likely to perform after a certain period depending on the value of your investments. You will be able to estimate how much money you need to invest in Mutual Funds through the SIP mode to earn the expected returns. As an investor, you can set various short-, medium- or long-term financial goals.
The HDFC Mutual Fund SIP Calculator is an online, easy-to-use intuitive tool. You need to enter a few variables, including the investment amount, the number and frequency of SIPs, and the expected rate of return. The SIP Calculator HDFC computes the value of SIP investments as per the preferred tenure. The HDFC Mutual Fund Calculator performs complex calculations in an instant, thus saving time.
Which is the best HDFC mutual fund for SIP?
The best HDFC Mutual Funds SIP Schemes include the following:
Fund Name | Benchmark Index | Five-Year Return |
HDFC Infrastructure Fund Growth | S&P BSE 500 India TR INR | 22.7% |
HDFC Small Cap Fund Growth | S&P BSE 250 Smallcap TRI | 24.9 % |
HDFC Mid-Cap Opportunities Fund Growth | Nifty Free Float Midcap 100 | 25.9% |
HDFC Focused 30 Fund Growth | S&P BSE 200 | 21.1 % |
HDFC Growth Opportunities Fund Growth | Nifty Large Midcap 250 TRI | 22.7% |
HDFC Tax Saver Fund Growth | Nifty 500 Index | 19.3% |
HDFC Equity Fund Growth | Nifty 500 TRI | 21.2% |
HDFC Capital Builder Value Fund Growth | Nifty 500 TRI | 17.7% |
HDFC Top 100 Fund Growth | Nifty 100 TRI | 17.4% |
Other SIP Calculators:
1. SBI SIP calculator
2. ICICI Bank SIP Calculators
3. Axis Bank SIP Calculators
4. PNB SIP Calculators
Frequently Asked Questions
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