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5 Ways to Plan Your Dream Wedding in a Budget

By Sujaini Biswas


Updated on: Jan 13th, 2022


3 min read

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A wedding in India is always a big deal. Thousands of people attend a multi-day festival that is lively, luxurious, and pompous. Many Indian parents begin saving for their children’s wedding long before reaching marriageable age to plan for the case financially. On the other hand, real wedding planning begins around a year to six months before the event. As a result, all of the discussions around spending and budgeting begin to become more practical.

Managing a wedding is not an easy job, no matter how much you and your parents have financially planned for the big day. An unforeseen cost may arise at any moment, and given the emotional nature of the occasion, it can drive the budget over the edge.

In this blog, we’ll go through the five steps to planning a fantastic wedding on a budget.

1. Pick the kind of wedding you want

Many people overspend on their wedding budget because they don’t have a solid plan in place. As a consequence, it’s essential to be confident about the kind of wedding you want.

To do so, gather all of the parties involved – you, your girlfriend, and their respective parents – in one room to go over every aspect of the wedding. For instance, the number of events, location, look, theme, and size for each event, the number of guests to be invited, gifts, and other miscellaneous costs, and so on. Make a list of all for future reference. This will assist you in calculating the costs.

2. Make a budget and know how much money you have

After that, find out how much money each of you, your girlfriend, and your parents will contribute. Build a wedding budget by bringing all of the funds together.

Budgeting for a wedding now entails determining how much you will spend overall and how much you want to spend on individual items. To do so, divide the wedding costs into categories and then decide how much each category you want to pay. Keep a 5- to 10-percentage-point buffer in your budget to cover any unforeseen expenses.

3. Request quotes from a variety of suppliers

Request quotes from various suppliers, from the venue to caterers to decorators, and so on, to find the best price. Also, don’t just take a vendor’s word for it when having a quote. Put those down in writing, along with the timeframe for when the deal will expire. Today’s price does not guarantee that it will remain the same in six months or a year. If you have an agreement, the vendor cannot increase the price without notifying you first.

4. Determine how much you should spend

Compare the two to estimate the costs now that you know how much money you have on hand and the vendors’ quotes. If the projected costs are well within your budget, stick to the original strategy.

On the other hand, if the estimated expenses exceed the budget, figure out how to save money. Decide what is non-negotiable for you after discussing it with your partner. It’s a lot easier to decide what you should get rid of once you’ve realised that.

5. Avoid taking out a personal loan

When money is tight, we can turn to personal loans or, in the worst-case scenario, credit cards to satisfy those desires. Please don’t do that. Personal loans and credit card loans have extremely high-interest rates, ranging from 12% to 14% and 30% to 40%, respectively, which may cause more significant financial objectives to be postponed for years.

As a result, it’s best to schedule your wedding expenses around your budget rather than the other way around.

About the Author

A manager by day and a sloth by night. I enjoy writing on topics like personal finance and investments. With 10 years of experience in fintech, creating content that resonates with readers is my forte. Read more


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