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Get financial plan

Get your personal expert

With ClearTax, you have the advantage of the following

One-on-One session with certified Financial Advisors
Our clients include top CXOs & MNC professionals
Tailor-made investment plans that is best for you
Dashboard for managing your investments

A goal without a plan is just a wish !

Certified Investment Advisers will help you with preparation of your personalized financial plan.
Determining your current financial situation
Developing financial goals
Identifying alternative courses of action
Creating, implementing and revising financial plan

Your Personalized Financial Plan will help you in

  • Building a Financial Plan for you post a personalized end to end advisory session
  • Preparing a foundation for financial planning activities by determining your current financial situation with regard to income, savings, living expenses, and debts.
  • Deciding financial goals for you to differentiate your needs from your wants
  • Creating a tailor-made plan to achieve your financial goals by understanding your existing portfolio and reviewing your cash flow
  • Evaluating possible courses of action taking into consideration your life situation, age, personal values, and current economic conditions
  • Understanding and evaluating risk associated with current portfolio and instruments that you want to invest in
  • Providing assistance in execution of necessary investments for your financial plan
  • Regularly assessing your financial decisions and strategizing accordingly, hence helping you keep your goals in sight

Objectives of financial planning

Financial practice allows you to have a secured future by allowing you to plan for days ahead.
To decide on the investment purpose
Any saving or investment should start with a purpose. This can give investment a roadmap. For instance, say, you are 30 years old and want to plan for your retirement. You have 30 years to save. Your goal is to get a monthly pension from age 60 to age 80.
To determine how much you need
Once you prepare the roadmap, use an online retirement calculator to know how much you will need and how much you should invest. No matter what your goal is, there are financial calculators for every investment available online. See if it would be practical for you to set aside that amount after all your expenses regularly.
To structure the investment
You may choose to invest on a monthly, quarterly or annual basis. Don’t forget to consider your current assets. Investments can range from short-term (towards buying a SLR camera) to long-term (towards buying a house or retirement) to meet your diverse needs.

Your Financial Plan will help you meet your life goals

  • Planning your investment ensures that you keep a good cash flow
  • Cushion the uncertainties and big expenses like wedding or children’s education
  • Build a better understanding of your savings
  • Helps you manage EMI and credit card debts in a disciplined manner
  • Save maximum amount on taxes as allowed under Section 80C of ITR Act

Frequently Asked Questions

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