SBI KYC Update - How To Update KYC In SBI Online?

SBI KYC online update allows account holders to complete their Know Your Customer process digitally without visiting a branch. Customers can use online and offline modes for SBI KYC updation. Knowing how to update KYC in SBI ensures compliance with RBI guidelines, prevents account freezing, and keeps banking services uninterrupted.

SBI KYC Update Overview

How to Update SBI KYC through Internet Banking?

Below are the steps for SBI KYC update online through internet banking for users who have to make changes to their address/details: 

• Log in to your SBI net banking by entering your credentials.
• Click on the ‘My Accounts & Profile’ tab.
• Select the ‘Update KYC’ option. Enter your profile password and click ‘Submit’.
• Select your account from the drop-down menu and click on ‘Submit’. 
• Fill out the information to be updated, upload the relevant documents and submit.
• You will receive an OTP on the registered mobile number. Enter the OTP to update your KYC. 
• When you update your KYC details, it will apply to all bank accounts under your Customer Identification File/ Form (CIF).

How to Update SBI KYC through YONO?

YONO is SBI’s integrated digital banking platform that offers convenient financial services to SBI account holders. You can also update SBI KYC online through the YONO app for quick re-verification when details remain the same:

• Open the SBI YONO application and log in using your MPIN.
• Click on the menu on the top left of the home screen and select ‘Service Request’.
• Select the ‘Update KYC’ option.
• Enter your profile password and click ‘Submit’.
• Fill out the information to be updated, upload the relevant documents and submit.
• You will receive an OTP on your registered mobile number. Enter the OTP and click on ‘Submit’.
• If your KYC update has been successful, you will receive a final message saying, ‘Successful KYC for CIF has been updated in bank records through YONO’.

SBI Video KYC (V-CIP)

SBI offers a Video Customer Identification Process (V-CIP) for eligible customers, allowing them to complete KYC verification remotely without visiting a branch. During the process, the bank verifies the customer's identity through a live video interaction and validates the submitted documents.

To complete SBI Video KYC, customers generally need:

• A valid Aadhaar card and PAN card
• A smartphone, tablet or computer with a camera and microphone
• A stable internet connection
• Access to the registered mobile number linked to the bank account

During the video interaction, the bank representative may verify your identity, capture a live photograph and validate the submitted documents. Once the verification is successful, the KYC details are updated in the bank's records.

Note: Video KYC availability may depend on the account type, customer category and SBI's prevailing KYC guidelines. Customers can check their eligibility through SBI's digital banking channels.

Annexure A vs Annexure B: Which SBI KYC Form should You Use?

SBI uses different KYC forms depending on whether your details have changed.

How to Download the SBI KYC Form?

You can visit the nearest SBI branch to collect the KYC form. However, you can also download the SBI KYC form from the State Bank of India by following the steps given below:

• Visit the official SBI website.
• Scroll down to the KYC section under personal banking
• Click on the Annexure B – KYC updation form for individuals
• Download the PDF form to your device
• Print the form and fill in your details in block letters
• Attach self-attested copies of ID and address proof documents like Aadhaar, passport, voter ID, driving licence, NREGA card, or National Population Register letter
• Submit the completed form with documents at your nearest SBI branch

SBI KYC Form PDF Download

You can download the SBI KYC Form PDF (Annexure A and Annexure B) directly from the official State Bank of India website. Print the form, fill in your details, and submit it at your nearest SBI branch.

SBI KYC Form Sample

Given below is the SBI KYC form sample for your reference:

Annexure A

Annexure B

Which Documents are Required for KYC in SBI bank?

You need to provide some documents while updating SBI KYC online and offline. However, document requirements may vary depending on the accounts.

I. Individual Account Holders

• Voter’s Identity card
• Aadhaar card
• Passport
• NREGA card
• Driving licence
• Letter issued by the National Population Register containing the name and address.

Note: Providing your PAN Card (or Form 60) is required alongside these documents for tax operations.

II. Minor Account Holders

• For Minors Under 10 Years (Account operated by Guardian): Official Birth Certificate or age proof of the minor, plus the full identity and address proofs of the parent/guardian operating the account.
• For Minors Over 10 Years (Account operated independently): The minor’s own individual identity and address documents (such as an Aadhaar Card, Passport, or a photo identity card issued by a recognised school/university).

III. NRI Account Holders

• Valid Indian Passport (copies of pages reflecting personal details and address)
• Proof of Status (Copy of a valid Employment Visa, Resident Visa, Work Permit, or OCI/PIO Card)
• Overseas Address Proof (Foreign Driving License, foreign utility bills, or a certified overseas bank account statement)

Note: When submitting Aadhaar copies offline or uploading them digitally, ensure that only the last four digits are visible and the remaining digits are masked wherever applicable.

Why is it Important to Update KYC Information with SBI?

Updating your KYC details with SBI helps ensure uninterrupted banking services and compliance with regulatory requirements.

• Comply with RBI's periodic KYC update requirements.
• Avoid restrictions on banking transactions and services.
• Keep personal and contact information up to date.
• Ensure smooth access to internet banking, UPI and ATM services.
• Strengthen account security and prevent misuse.
• Continue receiving important account-related communications from the bank.

What happens if you do not update SBI KYC?

If KYC remains pending after repeated reminders, SBI may place restrictions on certain account operations in accordance with RBI guidelines. Depending on the account category and risk profile, restrictions may be imposed gradually until KYC compliance is completed.

Updating your KYC with SBI is mandatory to comply with RBI norms and avoid disruptions. Customers can complete SBI KYC update online through Net Banking or YONO, or choose the offline form route. Knowing how to update KYC in SBI ensures continued access to all banking services without account restrictions.

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