SBI KYC Update - How To Update KYC In SBI Online?

SBI KYC online update allows account holders to complete their Know Your Customer process digitally without visiting a branch. Customers can use online and offline modes for SBI KYC updation. Knowing how to update KYC in SBI ensures compliance with RBI guidelines, prevents account freezing, and keeps banking services uninterrupted.

Key Highlights:

• Application Modes: SBI KYC update can be done via Net Banking, YONO app, or offline form.
• Documents Required: Aadhaar, Voter ID, Passport, Driving Licence, NREGA card, or NPR letter.
• Coverage: Update applies to all accounts linked to a Customer Information File (CIF).
• Users: Separate KYC rules apply for individuals, minors, and NRI account holders.
• Importance: Non-compliance may result in account freeze as per RBI rules.

How to Update SBI KYC Online?

SBI KYC update online is the process of verifying and updating customer identity and address details with the bank to comply with RBI regulations. Customers can complete KYC through internet banking, the YONO app, or offline form submission. Periodic updates ensure account security and uninterrupted transactions.

How to Update SBI KYC through Internet Banking?

Below are the steps for SBI KYC update online through internet banking: 

• Log in to your SBI net banking by entering your credentials.
• Click on the ‘My Accounts & Profile’ tab.
• Select the ‘Update KYC’ option. Enter your profile password and click ‘Submit’.
• Select your account from the drop-down menu and click on ‘Submit’. 
• Fill out the information to be updated, upload the relevant documents and submit.
• You will receive an OTP on the registered mobile number. Enter the OTP to update your KYC. 
• When you update your KYC details, it will apply to all bank accounts under your Customer Identification File/ Form (CIF).

How to Update SBI KYC through YONO?

YONO is SBI’s integrated digital banking platform that offers convenient financial services to SBI account holders. You can also update SBI KYC online through the YONO app by following these easy steps:

• Open the SBI YONO application and log in using your MPIN.
• Click on the menu on the top left of the home screen and select ‘Service Request’.
• Select the ‘Update KYC’ option.
• Enter your profile password and click ‘Submit’.
• Fill out the information to be updated, upload the relevant documents and submit.
• You will receive an OTP on your registered mobile number. Enter the OTP and click on ‘Submit’.
• If your KYC update has been successful, you will receive a final message saying, ‘Successful KYC for CIF has been updated in bank records through YONO’.

How to Download the SBI KYC Form?

You can visit the nearest SBI branch to collect the KYC form. However, you can also download the SBI KYC form from the State Bank of India by following the steps given below:

• Visit the official SBI website.
• Scroll down to the KYC section under personal banking
• Click on the Annexure B – KYC updation form for individuals
• Download the PDF form to your device
• Print the form and fill in your details in block letters
• Attach self-attested copies of ID and address proof documents like Aadhaar, passport, voter ID, driving licence, NREGA card, or National Population Register letter
• Submit the completed form with documents at your nearest SBI branch

SBI KYC Form PDF Download

You can download the SBI KYC Form PDF directly from the official State Bank of India website. Print the form, fill in your details, and submit it at your nearest SBI branch.

SBI KYC Form Sample

Given below is the SBI KYC form sample for you r reference:

Which Documents are required for KYC in SBI bank?

You need to provide some documents while updating SBI KYC online and offline. However, document requirements may vary depending on the accounts.

Documents required for SBI KYC update of Individual account holders:

• Voter’s Identity card
• Aadhaar card
• Passport
• NREGA card
• Driving licence
• Letter issued by the National Population Register containing the name and address.

Documents required for SBI KYC update of minor account holders:

• Identity proof of the person who operates the minor’s account (It can include any of the ID proof mentioned above)

Documents required for SBI KYC update of NRI account holders:

• Indian Embassy
• Notary Public
• Foreign offices
• Any correspondent bank officer’s signature that can be verified through the A/B category Forex handling bank branch

Why is it Important to Update KYC Information with SBI?

Here are the reasons why you should keep the SBI KYC updated:

Protection from Account Freezing

Failure to update your SBI KYC on time can result in your account being frozen. If this happens, you won't be able to withdraw cash using an ATM or chequebook.

To Comply with RBI Guidelines

As per the RBI regulations, updating KYC periodically is a mandatory requirement for all bank account holders. This ensures compliance with the law and helps prevent issues like account freezing.

Updating your KYC with SBI is mandatory to comply with RBI norms and avoid disruptions. Customers can complete SBI KYC update online through Net Banking or YONO, or choose the offline form route. Knowing how to update KYC in SBI ensures continued access to all banking services without account restrictions.

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