PM Surya Ghar Muft Bijli Yojana: Apply Online, Eligibility, Installation Subsidies, Benefits

PM Surya Ghar Muft Bijli Yojana is a central government solar rooftop scheme that provides up to 300 units of free electricity per month to residential households. Under the Surya Ghar Muft Bijli Yojana, eligible families receive direct subsidies for installing rooftop solar panels. The scheme offers subsidies up to ₹78,000 to poor and middle-income families.

PM Surya Ghar Muft Bijli Yojana Overview

Objectives of PM Surya Ghar Muft Bijli Yojana

The Rooftop Solar Yojana, or the PM Surya Ghar Muft Bijli Yojana, enables households to generate and consume solar electricity. This scheme helps save up to 300 units per month depending on capacity and usage. The objective of this scheme are as follows:

• To reduce the electricity costs of the households by installing rooftop solar panels and using solar energy 
• To install solar panels in one crore homes throughout the country 
• To reduce electricity subsidies and fossil fuel reliance, thereby contributing to national savings and sustainability.
• To decrease dependency on traditional energy sources by installing rooftop solar panels in houses and push for clean and sustainable energy.

PM Surya Ghar Muft Bijli Yojana Installation Subsidies

Under the Rooftop Solar Scheme, the government will provide the below subsidies for installing solar panels:

• For up to 2 kW - ₹30,000 per kW 
• For additional capacity from 2kW up to 3 kW - ₹18,000 per kW 
• Total subsidy for systems larger than 3 kW - Maximum ₹78,000

Note: Subsidy is transferred directly to the beneficiary's bank account within 30 days of successful installation and DISCOM approval.

The suitable rooftop solar plant capacity for households is as follows:

The subsidy for Group Housing Society (GHS)/ Resident Welfare Association (RWA) is ₹18,000 per kW for common facilities, including EV charging up to 500kW capacity at ₹3 per kW per house. The upper limit includes individual rooftop plants installed by individual residents in the GHS or RWA. 

PM Surya Ghar State-Wise Subsidy List 2026

Under the PM Surya Ghar Muft Bijli Yojana, the Central Government offers subsidies for rooftop solar installations. Some states also provide additional top-up subsidies to reduce the overall cost. The below table provides state-wise additional top-up subsidies:

Benefits of PM Surya Ghar Muft Bijli Yojana

The solar rooftop scheme offers the following benefits:

• Help households reduce energy costs and contribute to national savings of over ₹18,000 crore annually, while reducing grid load and encouraging clean energy use.
• Charging of electric vehicles
• Entrepreneurship opportunities for many vendors for the supply and installation of solar panels
• Employment opportunities for the youth with technical skills in the installation, manufacturing and maintenance of solar panels
• Reduction of electricity costs for the government
• Increased use of renewable energy
• Reduction in carbon emissions

Eligibility Criteria for PM Surya Ghar Muft Bijli Yojana

Applicants must meet the following conditions to apply for the PM Surya Ghar Muft Bijli Yojana:

• Applicants should be residents of India
• Applicants should belong to poor and middle-income households
• Applicants should have their own residence with a roof suitable for installing solar panels
• Applicants must have a valid electricity connection
• Applicants should not have availed of any other subsidy for solar panels

PM Surya Ghar Muft Bijli Yojana Installation Process

Photovoltaic panels, also known as rooftop solar panels, are installed on the roofs of houses or buildings and connected to the central power supply unit. This installation decreases reliance on grid-connected electricity, leading to cost savings. 

The entire process is more financially sound via Net Metering, where any surplus energy or electricity generated by the solar panels is sold to the electricity distribution companies for a reasonable amount. Thus, it substantially reduces overall electricity bills by balancing what is consumed and what is contributed. 

How to Apply for PM Surya Ghar Muft Bijli Yojana?

Below are the steps to apply for PM Surya Ghar Muft Bijli Yojana:

Step 1: Visit the official PM Surya Ghar Muft Bijli Yojana portal.

Step 2: Click on the ‘Consumer’ option and select ‘Apply Now’.

Step 3: Enter your mobile number and captcha code, tick the box, and click ‘Verify’.

Step 4: Enter the OTP and click ‘Login’.  

Step 5: Click on ‘Apply for Solar Rooftop’, enter the required details and submit the form.

Step 6: After applying for the Solar Rooftop Scheme, wait for the feasibility approval from DISCOM. Once the feasibility approval is done, select the registered vendor in your DISCOM and submit the bank details to receive the subsidy.

Step 7: The DISCOM will inspect the site for compliance and begin the installation process. Once the plant installation is complete, the vendor will submit the installation details to you and DISCOM.

Step 8: DISCOM will inspect and submit the inspection details to you.

Step 9: After final DISCOM inspection and certification, the subsidy amount is transferred within 30 working days to your bank account via Direct Benefit Transfer (DBT).

Note: Solar panels used under this scheme must generally be from the Approved List of Models and Manufacturers (ALMM). ALMM is the government-approved list of eligible solar panel manufacturers. 

Before installation, confirm with your vendor that the solar panels are ALMM-approved, the modules are BIS-compliant, and the inverter meets the required specifications. If non-approved panels are installed, the subsidy may be rejected.

Can I Apply for Rooftop Solar Scheme If I Live in an Apartment or Rented House?

You can apply for the PM Surya Ghar Muft Bijli Yojana if you live in an apartment or a rented house under these conditions:

Apartment

• Rooftop ownership rights are available
• Housing society permits common rooftop solar installation
• Apartment Resident Welfare Associations (RWAs) can also install shared rooftop solar in some cases

Rented House

• Property owner gives consent
• Property owner allows rooftop installation
• Subsidy will be linked to the rooftop ownership
• DISCOM approval will be linked to the residential electricity connection (owner’s electricity connection)

Documents Required for PM Surya Ghar Muft Bijli Yojana

Applicants require the following documents while applying for the solar rooftop scheme:

• Proof of identity
• Proof of address
• Electricity bill
• Roof ownership certificate

How to Check PM Surya Ghar Subsidy Status Online?

You can track your PM Surya Ghar Muft Bijli Yojana subsidy application status through the official portal:

Step 1: Log in to the PM Surya Ghar Muft Bijli Yojana portal by entering your registered mobile number and OTP.

Step 2: Click on ‘My Applications’.

Step 3: The current application status will be displayed on the screen.

Below table explains the different status of PM Surya Ghar Muft Bijli Yojana:

If your application is stuck at a stage or the status has not changed for several weeks, you can:

• Contact your empanelled vendor for escalation.
• Log in to the PM Surya Ghar Muft Bijli Yojana portal and raise a query.
• Contact the call centre at 15555 and raise a query.

PM Surya Ghar Loan Options - Collateral-Free Financing for Solar Installation

Households can avail collateral-free loans to install rooftop solar panels under the PM Surya Ghar Muft Bijli Yojana through participating banks. These loans help cover the upfront installation cost, while the subsidy under the scheme is credited separately after installation. The banks offering solar loans are:

• State Bank of India (SBI)
• Punjab National Bank
• Bank of Baroda
• Canara Bank
• Union Bank of India
• Bank of India
• Indian Bank
• Central Bank of India
• Punjab & Sind Bank
• Indian Overseas Bank
• Telangana Grameena Bank
• Bank of Maharashtra

Key features of PM Surya Ghar loans:

• Purpose: Installation of solar rooftop up to 3 KW
• Eligibility: Individual applicants up to 65 years
• Loan amount: Maximum ₹20 lakh
• Interest rate: 7%-13% p.a.
• EMI tenure: 5-10 years
• EMI amount: Approximately ₹2,000-₹29,000 per month

DISCOM Approval: What It Is and Why It Gets Delayed?

DISCOM approval is the technical clearance given by your local electricity distribution company to install rooftop solar under the PM Surya Ghar Muft Bijli Yojana and connect the system to the grid through net metering.

During approval, the DISCOM generally checks:

• Sanctioned electricity load of the connection
• Rooftop feasibility for solar installation
• Net meter compatibility
• Electrical and grid safety compliance
• Eligibility for net metering connection

DISCOM approval is an important step because the rooftop solar system must be approved and commissioned before the government subsidy is released. DISCOM feasibility approval generally takes 7 to 30 days, depending on the state and the verification of documents. In some cases, it may take longer if additional site inspection or corrections are required.

Common reasons for delay in DISCOM approval are:

• High volume of PM Surya Ghar applications
• Pending technical site inspection by DISCOM
• Incomplete or unclear documents uploaded on the portal
• Delay in net meter availability or installation
• Vendor not uploading installation or commissioning documents
• Mismatch in consumer number, sanctioned load, or rooftop details

If your rooftop solar approval is stuck, you can contact:

• Your local DISCOM office
• Your empanelled rooftop solar vendor
• Register a grievance by logging into PM Surya Ghar Muft Bijli Yojana portal 
• Call the helpline number: 15555

PM Surya Ghar Muft Bijli Yojana Customer Care Number

You can call the rooftop solar scheme toll-free number to resolve all your queries regarding the scheme - 15555

The PM Surya Ghar Muft Bijli Yojana is a game-changing initiative that empowers Indian households to switch to clean, solar energy. The solar rooftop scheme promotes sustainability while offering financial savings, employment opportunities, and energy independence. 

The government has disbursed ₹14,771 crore as Central Financial Assistance (CFA) till December 2025 under the scheme. As of March 2026, the PM Surya Ghar Muft Bijli Yojana has benefited over 32 lakh households through rooftop solar installations across India. More than 63 lakh applications have been received on the scheme portal, and around 25 lakh rooftop solar systems have been installed across the country.

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