ICICI Bank, headquartered in Mumbai, is a multinational company offering a wide range of financial products and services to retail and corporate customers through various delivery channels. One such channel is Net Banking, which is the fastest and most convenient way to access the bank’s services.
In this article, we will walk you through a comprehensive guide on the ICICI Net Banking portal while highlighting all the associated factors that you need to know.
ICICI Net Banking is a customer self-service digital platform that enables users to conveniently access their bank accounts online and manage finances anytime and anywhere. Widely known for its round-the-clock services, the Net Banking portal of ICICI Bank significantly reduces the need for paperwork and minimises physical visits to a bank branch.
Take a look at some of the salient features of the ICICI Net Banking portal:
ICICI Bank will give the Net Banking User ID in the ‘Welcome Kit’ provided to the customers when they open an account with ICICI Bank. When you have received the User ID in the ‘Welcome Kit’, you do not need to apply to register for Net Banking separately. You can generate a password by entering the User ID and your registered mobile number and activate Net Banking.
However, if you have lost your welcome kit, you can get the User ID to activate ICICI Net Banking by visiting the nearest ICICI Bank branch.
You can also fill out the consolidated application for Internet Banking, Phone Banking and Mobile Banking and submit it to the bank to register for all online channels of the bank. Alternatively, you can download the application from the bank’s official website. After filling it out, you can submit the form directly to a branch representative and get the User ID.
You can also get your User ID by following the below steps:
Step 1: Visit the ICICI Net Banking page.
Step 2: Under ‘Login’, click on the ‘New User’ option.
Step 3: Scroll down and click on the ‘I WANT MY USER ID’ option.
Step 4: Provide your bank account and registered mobile number and click ‘Go’.
Step 5: Enter the grid card details available at the backside of your debit card and click on ‘Go’.
Step 6: Your User ID will be sent to your registered mobile number.
Once you have the User ID, follow the below steps to register for ICICI Net Banking services:
Step 1: Visit the ICICI Net Banking page.
Step 2: Under ‘Login’, click on the ‘New User’ option.
Step 3: Scroll down and click on the ‘I WANT MY PASSWORD’ option.
Step 4: Read the guidelines and click ‘Click Here to Proceed’.
Step 5: Provide your User ID and registered mobile number and click ‘Go’.
Step 6: Enter the OTP and grid card details available at the backside of your debit card and click on ‘Go’.
Step 7: Enter your new password and click ‘Go’.
ICICI Bank requires minimal documentation from its customers to access its Net Banking facilities. Here is a list of details you need to do so:
Here’s how you can log in to your ICICI Bank Net Banking account:
Step 1: Visit the ICICI Net Banking page.
Step 2: Under ‘Login’, click on the ‘Personal’ option.
Step 3: Enter your User ID and password.
Step 4: Click on ‘Login’.
You can log in to your ICICI Bank Net Banking using your registered mobile number by following the below steps:
Step 1: Visit the ICICI Net Banking page.
Step 2: Under ‘Login’, click on the ‘Personal’ option.
Step 3: Enter your registered mobile number and click ‘Authenticate’.
Step 4: Enter your ATM/Debit card PIN and click ‘Get OTP’.
Step 5: Enter the OTP and click ‘Login’.
The following table outlines the transaction limit applicable to the IMPS, NEFT and RTGS services conducted through the ICICI Net Banking portal:
Netbanking Service | Limit |
Immediate Payment Service (IMPS) through account number and IFSC Code | Minimum: Rs. 1 |
Maximum: Rs. 5 lakh | |
Immediate Payment Service (IMPS) through mobile number and MMID | Minimum: Rs. 1 |
Maximum: Rs. 10,000 | |
National Electronic Fund Transfer (NEFT) between 01:00 AM to 07:00 PM | Minimum: Rs. 1 |
Maximum: Rs. 10 lakh or Rs. 1 crore (based on customer segment) | |
National Electronic Fund Transfer (NEFT) from 12:00 AM to 1:00 AM and 7:00 PM to 12:00 AM | Minimum: Rs. 1 |
Maximum: Rs. 2 lakh | |
National Electronic Fund Transfer (NEFT) on the 2nd and 4th Saturday and Bank Holidays | Minimum: Rs. 1 |
Maximum: Rs. 2 lakh | |
Real-Time Gross Settlement (RTGS) between 01:00 AM to 07:00 PM | Minimum: Rs. 2 lakh |
Maximum: Rs. 10 lakh or Rs. 1 crore (based on customer segment) | |
Real-Time Gross Settlement (RTGS) from 12:00 AM to 1:00 AM and 7:00 PM to 12:00 AM | Minimum: Rs. 2 lakh |
Maximum: Rs. 10 lakh or Rs. 50 lakh (based on customer segment) | |
Real-Time Gross Settlement (RTGS) on the 2nd and 4th Saturday and Bank Holidays | Minimum: Rs. 2 lakh |
Maximum: Rs. 10 lakh or Rs. 50 lakh (based on customer segment) |
Currently, ICICI Bank does not provide online services to open an ICICI Bank salary or savings account. You will have to visit the bank branch to open an ICICI Bank account.
If you need to reset or change your ICICI Net Banking password, follow the steps outlined below:
Step 1: Visit the ICICI Net Banking page.
Step 2: Under ‘Login’, click on the ‘New User’ option.
Step 3: Scroll down and click on the ‘I want my Password’ option.
Step 4: Read the guidelines and click ‘Click Here to Proceed’.
Step 5: Provide your User ID and registered mobile number and click ‘Go’.
Step 6: Enter the OTP and grid card details available at the backside of your debit card and click on ‘Go’.
Step 7: Enter your new password and click ‘Go’.
Following this, you will receive a message on the screen confirming that your login password has been successfully changed.
You can call the ICICI Bank toll-free number to resolve your queries regarding Net Banking - 18001080.
ICICI Net Banking portal offers various products and services, providing customers with a comprehensive range of banking solutions. They can conveniently manage their transactions through this channel while receiving regular and secure updates. To take advantage of these benefits, all you need to do is initiate your online banking journey by either registering or logging in with your bank credentials.
Related ICICI Articles:
1. ICICI Bank Holidays List 2024
2. How to Activate ICICI Credit Card?
3. ICICI Mobile Banking - How to Register, Login and Transfer Funds?
4. ICICI Credit Card Cash Withdrawal Charges
5. ICICI Bank Locker Charges
ICICI Bank offers Net Banking as a convenient platform for customers to access their accounts online. The portal provides advanced security features and customizable options. Registration requires minimal documentation, and transactions are subject to specific limits. Users can access their Net Banking accounts using User ID, password, or mobile number authentication. For inquiries, ICICI Bank provides a toll-free customer care service.