Updates
Updated on: Jan 10th, 2025
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4 min read
YES Bank is one of India’s largest private-sector banks, founded in 2004. Owning a home is now easier than ever before. YES Bank Home loans offer attractive options and quick services with documentation, processing, and other requirements for home loan financing.
YES Bank offers competitive interest rates ranging from 9.00% to 13.75% p.a., and home loan tenures of up to 35 years, making it an appealing choice for those looking to finance their dream home.
In this article, we are going to cover all possible questions that are related to YES Bank Home Loan
YES Bank Home Loan Amount | Up to 90% of property value |
YES Bank Housing Loan Interest Rate | 9.00%-13.75% p.a. |
Loan Tenure | Up to 35 years |
Processing Fees | 0.50% of the loan amount |
Type of Loan Scheme | Interest Rates |
YES Bank Regular Housing Loan | 9.00% p.a. - 12.00% p.a. |
YES Khushi Home Loan | 9.95% p.a. - 13.75% p.a. |
These are the various types of YES home Loans offered by YES Bank:
The following are eligible to apply for a home loan:
Salaried employee | Self-Employed |
Filled up loan application form | Filled up loan application form |
2 Passport Size Photo | 2 Passport Size Photo |
Identity Proof – Passport/ Driving Licence/ Voter ID/ PAN | Identity Proof – Passport/ Driving License/ Voter ID/ PAN |
Residential Address Proof – Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport | Residential Address Proof – Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport |
Income Documents – 6 months payslip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI debit | Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile |
In addition to the mentioned interest rates, home loan also carries the processing fee, foreclosure charges, actual charges towards valuation fee, advocate’s fee for property search, title investigation report, stamp duty and other charges that are applicable. Let’s discuss some charges in detail:
Usually, the home loan is a significant amount taken for a longer period upon which interest is levied. An important tool like YES Bank Home Loan EMI Calculator helps you evaluate and plan your budget.
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