How to e-Verify your Income Tax Return Using Bank Account?

Updated on: Jun 19th, 2024


2 min read

An income tax return after being filed has to be verified. It is not treated as valid until it is verified by the taxpayer. The Income Tax department has given the option of verifying the return either electronically or physically (i.e. by sending a signed ITR-V to the Centralized Processing Center (CPC) in Bangalore).

Latest Updates 
The CBDT has reduced the time limit of ITR verification from 120 days to 30 days from the date of return submission. The new rule is applicable for returns filed online on or after 1st August 2022.

The Following are the Ways to E-Verifying the Return Online :

  1. Aadhaar OTP
  2. Netbanking
  3. Bank Account
  4. Demat Account
  5. Digital Signature Certificate

e-Verification of the return can be done through all the aforementioned methods. It verifies the identity of the taxpayer.You cannot DSC to e-verify if you choose e-verify later while filing the return. You can use DSC as an e-verification option if you choose to e-verify your ITR immediately after filing the return. Of the various methods of e-verification, we have discussed the process of e-verification using a bank account below:

Steps to E-Verify the Income Tax Return Using Bank Account:

Step 1: Visit the income tax e-filing website. Login to your account. If you do not have an account, first register yourself.

Step 2: After logging in, click on e-File>Income Tax Returns>e-Verify Returns.

Step 3: Click on the ‘E-verify’ button of the relevant income tax return for which e-verification is required.

  • If you are e-verifying after 30 days of filing the return, submit the condonation request by clicking ok in the dialogue box.

  • And enter the ‘Reason for Delay’ by selecting the reason from the drop-down. If there is any other reason, click on ‘others’ and enter the reason in the ‘Remarks’ column.

Step 4: Below options will open for e-verification. Select option ‘Through Bank Account’ under the ‘Generate Electronic Verification Code (EVC)’ title. And click on the ‘Continue’ button.

Step 5: Under the ‘Enter EVC’ text box, enter the EVC code received on your registered mobile number and e-mail ID registered with your bank account.

Step 6: Success message “Return successfully e-verified” will be displayed on the screen. Download the Acknowledgement’. This acknowledgement will also be sent to your registered email id. You have successfully e-filed and e-verified your income tax return. 

Note: To generate EVC, it is neccessary to first prevalidate your bank account. The below link will guide you how to prevalidate your bank account in the new income tax portal.

Prevalidate your bank account

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Frequently Asked Questions

What is the time limit to e-verify ITRs?

Income Tax Returns should be e-verified within 30 days from the date of return submission. 

Can we e-verify ITR through Bank Account?

ITR can be e-verified through EVC generated in a pre validated bank account.


Quick Summary

Income tax return must be verified by the taxpayer electronically or physically. CBDT reduced the time limit for verification to 30 days. Various methods include Aadhaar OTP, Netbanking, Bank Account, Demat Account, and Digital Signature Certificate. Using bank account for e-verification involves visiting the e-filing website, selecting E-verify Returns, and entering the EVC code sent to registered mobile and email ID.

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