How to Link Aadhaar with Post Office Schemes, PPF, NSC, KVP

Below are the various schemes available :

• Post Office Savings Account(SB)​​​​
• ​National Savings Recurring Deposit Account(RD)​​
• ​National Savings Time Deposit Account(TD)
• ​National Savings Monthly Income ​Account(MIS)
• ​Senior Citizens Savings Scheme Account(SCSS)​
• ​​Public Provident Fund Account(PPF )​
• ​Sukanya Samriddhi Account(SSA)​
• ​National Savings Certificates (VIIIth Issue) (NSC)
• ​Kisan Vikas Patra(KVP)
• ​Mahila Samman Savings Certificate
• ​PM CARES for Children Scheme, 2021

Linking of Aadhaar to various saving schemes can be done through Indian Post Bank Account. The below-mentioned steps should be followed in this respect:
Step 1: Visit your nearest Indian post office branch along with a copy of your Aadhaar card and Post office passbook.
Step 2: Fill out the Aadhaar linking form, which will be available from the branch. Attach a copy of your Aadhaar card to the form and submit it.
Step 3: After submitting the application form, you will be given an acknowledgement to confirm your request for linking Aadhaar with your India Post Bank Account.
Step 4: After processing of your application by the post office, notification will be received via SMS on your registered mobile number.

Linking of Aadhaar Card with Indian Post Bank Account via online mode

Step 1: Log on to your internet banking account using your User ID and password.
Step 2: Click on the link “Registration of Aadhaar Number in Internet Banking” on the home page.
Step 3: Enter your 12 digits Aadhaar number therein and click on “confirm”.
Step 4: Select the Indian post bank account to which the Aadhaar number needs to be linked.
Step 5: To find out whether your Aadhaar number update request has been processed, click on the “Inquiry” option on the website's homepage.

NSC or National Savings Certificate is a 5-year savings scheme of the post office. You get a certifcate of investment in NSC showing the maturity amount. It offers tax benefit and 7.7% p.a. interest rate of return.

Yes, the Government of India has made it mandatory to link your 12-digit Aadhaar number with all Post Office deposit accounts and small savings schemes such as PPF, NSC, KVP, Savings Accounts, and Recurring Deposits.

You need to link Aadhaar with the following:

• Public Provident Fund (PPF)
• National Savings Certificate (NSC)
• Kisan Vikas Patra (KVP)
• Post Office Savings Account
• Recurring Deposit (RD)
• Time Deposit (TD)
• Senior Citizens Savings Scheme (SCSS)

• Original Aadhaar card and a photocopy
• Post Office Passbook/account statement
• Duly filled Aadhaar linking/seeding form
• Registered mobile number for OTP verification

Yes, the government may issue a deadline periodically. Failing to link Aadhaar within the specified time could result in account restrictions or freezing, so it's best to complete the process as early as possible.

You can:

• Ask at the Post Office branch.
• Check using India Post online banking (if available).
• Look for confirmation via SMS or email once the linking is successful.

No, linking Aadhaar with Post Office schemes is free of cost.