EPFO KYC Update Online 2026- How To Update KYC In EPFO?

The Indian government has made it compulsory for all employees to link their EPF account with their Aadhaar card. EPFO has informed people to update their KYC details, which can be quite easily accomplished via its online portal. Once your KYC details are updated, you can explore various benefits, including simplified account operation, reduced TDS on withdrawals, etc. The present article provides a comprehensive guide on how to update EPFO KYC online. 

What is KYC?

KYC stands for “Know Your Customer".The primary goal of KYC is to prevent illegal activities such as money laundering, identity theft, terrorist financing, and financial fraud.

KYC generally involves collecting and verifying documents such as PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, Ration Card, Birth Certificate, Electricity Bill, School Certificates, etc. The required documents may vary depending on the KYC organisation or entities.

In India, KYC is generally completed through three different methods:

• Physical KYC- Submission of a physical copy of documents in paper form.
• E-KYC (Electronic KYC) -  KYC done through Aadhaar-Based OTP or fingerprint authentication. An OTP is sent to Aadhaar Aadhaar-registered mobile number, or a fingerprint is captured via a biometric scanner.
• Video KYC- Verification conducted through a live video call with an authorised representative. Usually, e-KYC and Video KYC are required to be completed together.

Documents Required to Update KYC for EPF UAN

Here is the list of documents required to update EPFO KYC for EPF UAN.

• Aadhaar Card
• PAN Card
• National Population Register (NPR)
• A Valid Passport Number
• Bank Account Details
• A Valid Election Card
• A Valid Driving license
• A Valid Ration Card 

How Employees Can Upload KYC Details in EPF UAN?

Employees can upload their KYC details in EPF UAN by following below mentioned steps:

Step 1: Open the EPFO's member portal for EPFO login KYC.

Step 2: Enter your UAN and Password; fill up the Captcha and log in to the portal.

Step 3: Head on to the top menu bar and select the 'Manage' option.

Step 4: Click on the 'KYC' option from the drop-down menu.

Step 5: In this step, you will be redirected to a new page containing a list of different 'Document Types.'

Step 6: Click on the checkbox beside the document type(Bank, PAN, Passport) you plan to update.

Step 7: Enter the details of the document in the respective field.

Step 8: After entering all the requisite details, click on the 'Save' option.

Step 9: After these details are updated, you can see your KYC document status under the 'KYC Pending for Approval' column.

Step 10: The KYC update status will be shown under the 'Digitally Approved KYC' once your employer approves it. You will receive an SMS after your employer has approved your submitted documents. 

Process to Update KYC Details

If you want to accomplish the EPFO KYC update online, here is the process to follow.

i. Once your employer has completed the verification and ensured that the details match and are authentic, he/she will digitally verify the document.

ii. Once your document is approved, the EPFO authorities will verify it to determine whether there are any mismatches or discrepancies.

iii. In this step, you can raise a claim and the verification process will happen instantly. Your KYC details will be then updated in the EPF UAN system.

Note: In case your documents are not approved, it is recommended to contact the EPFO's helpline at 1800 118 005 or send an email to uanepf@epfindia.gov.in. 

Updating Contact Details in EPF Account

You can follow the below online process to update your contact details in your EPF account. 

Step 1: Open the EPFO member portal and log in with your credentials.

Step 2: Open the main menu and click on the 'Manage' section.

Step 3: From the drop-down menu, click on the 'Contact Details' option.

Step 4: Now you need to check the box against the 'Change mobile number' and/or 'Change email ID' options.

Step 5: Fill in the new contact details that have to be updated.

Step 6: Click on the 'Get Authorisation PIN' button.

Step 7: Fill in the OTP you receive on your registered contact details and modify the details as per requirement.

Step 8: After the OTP is verified, your contact details will be recorded and then updated shortly. 

How to Track EPF KYC Status?

You can track your EPF KYC online status with the following methods. 

1) From UAN portal:

Login to your member e-Sewa Portal account, select the "View" page and access the "UAN card" option. If the KYC of your EPF account is already completed, you will see a "Yes" in front of the KYC information row on the UAN card. 

2) From Documents approved under KYC tab:

You can check whether the EPF account is KYC-compatible by checking the documents that have been approved and reviewed in the EPFO archives. You can review them in the 'KYC' option within the 'Manage' page of the Member e-Seva Portal. All EPF account holders can review the records under the "Digitally Authorized KYC" tab. This tab will display a list of approved documents.

To understand this better, let’s take an example. Aadhaar is necessary for any online claim submission. So, you need to make sure the Aadhaar is specified and checked in the list of records. Likewise, the IFSC information and bank statement in the records should be correctly mentioned to ensure that the EPF funds are credited in a timely manner. 

EPFO UAN Helpline to Register KYC-Related Issues

EPFO’s helpdesk handles UAN-related issues. This help desk is accessible online and offline. The users can either physically visit the UAN helpdesk official to resolve their issues offline. Alternatively, they can get their issues resolved online. In the online mode, the queries get resolved via email (uanepf@epfindia.gov.in) and the toll-free number (1800 118 005) of EPFO. 

EPFO helpdesk solves various types of queries or issues of its subscribers as mentioned below.

• Knowing UAN
• Passbook unavailability
• Issues faced while allocating more than one UAN
• Modification of contact details
• Updating of PF KYC details
• Technical bugs in the portal and UMANG app
• Issues related to OTP
• EPF transfer-related issues

Other KYC Articles:
1. What is KYC and How to do KYC Verification?
2. KYC Update Online - How To Update KYC Details?
3. HDFC KYC Update - How To Update KYC In HDFC Bank Online
4. ICICI KYC Update - How To Update KYC In ICICI Bank Online
5. KYC Status Check
6. Documents Required for KYC
7. How To Check Aadhaar e-KYC Online And Offline
8. How to Complete Central KYC & Check CKYC Number