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How to Activate Axis Bank Credit Card Online & Offline?

By Mayashree Acharya

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Updated on: Feb 25th, 2025

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4 min read

Axis Bank is among the top private banks in India, offering a wide range of credit cards with exclusive benefits. However, after receiving your new Axis Bank credit card, you must activate it before making transactions like online shopping, flight bookings, and bill payments. The activation process is simple and can be done through Internet Banking, Mobile App, ATM, Customer Care, or WhatsApp Banking.

In this guide, we will walk you through the step-by-step process to activate your Axis Bank credit card using different methods.

Axis Bank Credit Card Activation Methods

You can activate your Axis Bank credit card using any of these five easy methods:
1. Internet Banking
2. Mobile App
3. ATM
4. Customer Care
5. WhatsApp Banking

1. Activate Axis Bank Credit Card via Internet Banking

Activating your Axis Bank credit card through Net Banking is a seamless process:

  • Log in to your Axis Bank Net Banking account using your credentials.
  • Go to ‘Accounts’ → ‘My Credit Cards’.
  • Select ‘More Services’ → ‘Credit Card PIN Change’ → ‘Go’.
  • Enter a 4-digit PIN of your choice and confirm it.
  • You will receive a NETSECURE code on your registered mobile number.
  • Enter the NETSECURE code and confirm your PIN to complete activation.

Once done, your Axis Bank credit card will be ready for use.

2. Activate Axis Bank Credit Card via Mobile App

To activate your Axis Bank credit card through the mobile banking app, follow these steps:

  • Download the Axis Bank Mobile App from the Play Store or App Store.
  • Register & log in using your banking credentials.
  • Click on ‘More’ → ‘Credit Cards’.
  • Select your credit card and enable transaction limits.
  • Click ‘Send OTP to set PIN’ and enter the OTP received on your mobile.
  • Set a 4-digit PIN, confirm, and your card is activated.

3. Activate Axis Bank Credit Card via ATM

You can also activate your Axis Bank credit card through an ATM by generating a PIN using an OTP.

Method 1: Generate OTP First, Then Set PIN

  • Visit an Axis Bank ATM and insert your credit card.
  • Choose ‘Select PIN’ → ‘Generate OTP’.
  • Enter details like card expiry, date of birth, and mobile number.
  • Enter the OTP received on your mobile.
  • Set a 4-digit PIN and confirm it.

Method 2: Set PIN Using a Pre-Generated OTP

  • Insert your credit card at the nearest Axis Bank ATM.
  • Select ‘Select PIN’ → ‘Set PIN using OTP’.
  • Enter the OTP received on your mobile.
  • Set and confirm your 4-digit PIN.

Once completed, your Axis Bank credit card will be activated instantly.

4. Activate Axis Bank Credit Card via Customer Care

If you prefer customer service assistance, you can activate your card via Axis Bank customer support:

  • Dial 1860 500 5555 or 1860 419 5555.
  • Follow the IVR instructions and select ‘Generate PIN for Credit Card’.
  • Provide your credit card details.
  • Receive an OTP on your registered mobile number.
  • Enter the OTP and set a 4-digit PIN to complete the activation.

5. Activate Axis Bank Credit Card via WhatsApp

Axis Bank also allows credit card activation via WhatsApp Banking. To proceed:

  • Save Axis Bank’s WhatsApp number (70361 65000) in your contacts.
  • Send ‘Hi’ on WhatsApp to initiate the process.
  • Navigate to ‘Main Menu’ → ‘Credit Card Services’ → ‘More’ → ‘New Card Setup’.
  • Enter your credit card details and verify via OTP.
  • Set a 4-digit PIN to complete activation.

Why Activating Your Axis Bank Credit Card is Important?

Activating your Axis Bank credit card is crucial to unlock its benefits, including:

1. Secure Transactions – Prevent unauthorized use before activation.
2. Seamless Online Payments – Enjoy online shopping, OTT subscriptions, and bill payments.
3. Access to Exclusive Offers – Avail cashback, discounts, and rewards on transactions.
4. International Usage – Enable global transactions with just a few clicks.

By choosing the most convenient activation method, you can start using your Axis Bank credit card hassle-free.

Final Thoughts

Axis Bank offers multiple hassle-free ways to activate your credit card, whether through Internet Banking, Mobile App, ATM, Customer Care, or WhatsApp Banking. Follow the simple steps outlined above, set your PIN, and start enjoying your card’s features today!

For any assistance, you can always contact Axis Bank customer support. Activate your card now and unlock a world of benefits! 

Related Articles:
1. How To Activate HDFC Credit Card?
2. How To Activate Yes Bank Credit Card?
3. How to Activate ICICI Credit Card?
4. How To Unblock SBI Credit Card?

Related Axis Bank Articles:
1. Axis Bank Unclaimed Deposits: List, How to Check & Claim Axis Unclaimed Deposits?
2. Axis Bank Credit Card Cash Withdrawal Charges
3. Axis Bank Mobile Banking
4. Axis Bank Savings Account Interest Rate
5. Axis Bank Locker Charges
6. Axis Bank Credit Card Status Check
7. How to Close an Axis Bank Account Online & Offline?
8. Axis Bank Holidays List 2024
9. How to Increase Credit Card Limit for Axis Bank?

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Frequently Asked Questions

Can I change a PIN set by the bank on my Credit Card?

Yes, Axis Bank recommends you change the PIN code initially set by them for your credit card. Personalising your PIN boosts your card's security, making it tough for unauthorised users to access your account.

Do I need to verify my identity at the time of Axis card delivery?

Yes, verifying your identity when receiving your card is crucial. This step ensures that the credit card goes to the rightful owner, preventing potential fraud. You must show valid identity proof, like your Aadhaar card, passport or driving licence, to confirm your identity.

How can I activate my Axis Bank credit card for the first time?

You can activate your Axis Bank credit card via Internet Banking, Mobile App, ATM, Customer Care, or WhatsApp Banking. Simply choose the method that suits you, set a 4-digit PIN, and your card will be ready for use.

Can I activate my Axis Bank credit card online without visiting an ATM?

Yes, you can activate your Axis Bank credit card online through Net Banking or the Axis Bank Mobile App without visiting an ATM. Simply log in, navigate to credit card settings, generate an OTP, and set your PIN.

What should I do if I don’t receive an OTP while activating my credit card?

If you don’t receive an OTP, ensure your registered mobile number is active and has network coverage. If the issue persists, contact Axis Bank customer support at 1860 500 5555.

Can I activate my Axis Bank credit card via WhatsApp?

Yes, Axis Bank offers WhatsApp Banking for credit card activation. Save 70361 65000 in your contacts, send ‘Hi’ on WhatsApp, and follow the instructions to set your PIN.

Is there a time limit to activate my Axis Bank credit card?

There is no strict time limit, but it’s recommended to activate your Axis Bank credit card immediately upon receiving it to prevent unauthorized use and enjoy its benefits.

Can I use my Axis Bank credit card without activation?

No, you must activate your credit card by setting a PIN before making any transactions. Without activation, your card will remain inactive and unusable.

How do I know if my Axis Bank credit card is activated?

After activation, you will receive a confirmation message on your registered mobile number. You can also check the status by logging into Axis Bank Net Banking or contacting customer care.

Can I change my Axis Bank credit card PIN after activation?

Yes, you can reset or change your credit card PIN anytime using Internet Banking, Mobile App, or an Axis Bank ATM.

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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