To validate your income tax return (ITR), verification is mandatory for it to be processed by the Income Tax Department.
Previously, verification required sending a signed copy of the ITR-V to the Central Processing Centre (CPC) in Bangalore. However, with advancements in technology, the government has introduced simpler electronic verification methods.
One convenient option is generating an Electronic Verification Code (EVC), a 10-digit alphanumeric code unique to your PAN. Note that each EVC is valid for a single return, so revised returns require a new code. Once verified through EVC, there is no need to send the physical ITR-V to CPC.
To e-verify using your HDFC Bank account, follow the steps in the attached guide.
Before opting for EVC verification, ensure the following:
Note that the steps to generate EVC may vary depending on the bank.
E-verify your ITR without login to the e-filing account
E-verifying your income tax return using Aadhaar Card?
How to E-verify your Income Tax Return using Bank Account
How to e- verify your return using Demat Account
SBI NetBanking Login – ITR E-Verification Online
SIP (Systematic Investment Plan)