Updated on: Jul 1st, 2024
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2 min read
Khatha of a property is when that property is recorded in the property register maintained in a Municipality or Corporation. When a property is registered with the Municipality or Corporation, it is assessed to tax, assigned a municipal number and records the person primarily responsible to pay the property tax.
Generally, property-related work always triggers a sense of alarm, stress and worry. The thought of getting documents sorted with regard to any property is rendered as a laborious task by the general public. However, one way or another, minds are made up to get it done, considering its relevance and importance.
In simple words, Khatha is nothing but an account. Khatha is the document that shows the account of the owner of the property registered in the property register with the Municipality or a Corporation. Since we are focusing on Bangalore here, the account has to be with BBMP (Bruhat Bangalore Mahanagara Palike). Once the property is registered with the Municipality or Corporation, the property will be assessed to tax, will have its own municipal number and the details of the person who is primarily responsible to pay the property tax will be registered.
A Khatha | B Khatha |
Considered as a legal property | Considered as an illegal or semi-legal property |
Falls under BBMP jurisdiction | Falls under local jurisdiction |
Transfer of ownership is possible | Not possible |
Loans can be availed | Cannot avail loans |
Building plan approval, building license, trade license can be obtained | Cannot obtain the same |
Permission for construction | Cannot proceed with construction |
Water and electricity connections can be applied for | Cannot apply for the same |
Resale of property is possible | Improvements to property/resale is not permitted |
This list is not exhaustive.
Step 1:- The copy of the sale deed of the property needs to be attested by a notary.
Step 2:- Obtaining an Encumbrance Certificate is the next step. The role of an Encumbrance Certificate is that it acts as an assurance that the property is free from any money or legal liability. Generally, it takes up to a week to obtain an Encumbrance Certificate.
Step 3:- Next, log onto the Sakala website – http://bbmp.gov.in/en/web/guest/Khatha-certificate Click on the option ‘Suvarna Khatha Application Form for Khatha Registration/Transfer’ and take a printout of the application form that is available on the website. Alternatively, one can also visit the BBMP Assistant Revenue Officer Office and obtain the Khatha application form on payment of Rs.10/-.
Step 4:- The application must then be filled accurately with the relevant documents attached as well.
Step 5:- On completion, the form must be submitted to the BBMP office. An acknowledgement for the same will be given for tracking purposes.
Step 6:- Track the application on a weekly basis. The time period for approval is subject to variation.
Step 7:- Where there is no response from the BBMP Office for two months, an RTI may be filed to seek information regarding the status of the application.
Step 8:- On successful processing of the application, the property assessment will be made by a revenue officer from the BBMP for verification purposes.
Step 9:- A Khatha registration fee of 2% of the property value as mentioned in the sale deed is to be paid to the BBMP. On payment of this registration fee, the notification regarding the payment of the pending property tax amount will be received. This is the indication that the property has been registered in your name. This tax amount has to be paid within 15 days.
Step 10:- On payment of the property tax, the Khatha extract will be issued in your name. Note:-
The facility of E-Khatha can be availed only by Type A Khatha properties, not by Type B Khatha holders. This is because A Khatha properties are assigned a Property Identification Number (PID) which is received once the property verification is done by the relevant revenue officer.
The B Khatha has its limitations, hence it is always advisable to get it converted into A Khatha. This can be done on the payment of ‘Betterment Charges’ which generally is a 2% fee.
For Khatha Transfer
Particulars | Category of Property | Documents to be enclosed |
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For Khatha Registration | Properties allotted by Bangalore Development Authority / Karnataka Housing Board |
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Revenue Pockets, BDA Reconveyed areas, Gramathana, high rise buildings (both apartments and commercial complexes) |
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Khatha is a property document showing account owner in property register, used for tax assessment and other records. Transfer & registration involves various steps for approval. Types include A Khatha (legal) & B Khatha (illegal/semi-legal) with different regulations. E-Khatha for Type A only. Conversion possible but differs for A and B Khatha. Documents vary for Registration and Transfer. Commercial properties taxed higher than residential.