Invest in Mutual funds via BLACK APP


Please Fill the Details to download

Thank you for your response

ELSS funds have the shortest lock-in period of just 3 years

Invest in top ELSS funds on BLACK

Why invest in ELSS Funds on Black?

They have the shortest lock in period of 3 years in which they gave more than 25% returns in the past

Black mobile snapshot

UAN Guide – Registration, Login, EPFO Universal Account Number Activation, Generate UAN & Check Status

Updated on :  

08 min read.

Universal Account Number (UAN) is important for EPF account holders as the entire process related to the Employee Provident Fund (EPF) services are now operated online. Thanks to UAN, accessing your PF account services like withdrawal, checking EPF balance without the help of an employer, and PF loan application is easy. This article covers everything about your Universal Account Number.

Latest Update

PF interest rates update
The interest rate applicable to the EPF contributions is 8.5% for FY 2020-21.

Union Budget 2021 Outcome
If the contribution to Employees’ Provident Fund (EPF) and Voluntary Provident Fund (VPF) exceeds Rs 2.5 lakh in a financial year, the interest accrued on such excess contribution shall be taxable.
In the case of government employees, the threshold limit is Rs 5 lakh.

Universal Account Number or UAN

The Universal Account Number or UAN is a 12-digit unique number assigned to every employee contributing to the EPF. It is generated and allotted by the Employees’ Provident Fund Organisation (EPFO) and authenticated by the Ministry of Labour and Employment, Government of India. The UAN of an employee remains the same throughout his life irrespective of the number of jobs they change. 

Every time an employee switches their job, EPFO allots a new member identification number or EPF Account (ID) linked to the UAN. As an employee, one can request a new member ID by submitting the UAN to the new employer. Once the member ID is created, it gets linked to the UAN of the employee. Hence, the UAN will act as an umbrella for the multiple member IDs allotted to the employee by different employers.

The UAN remains the same and portable throughout the life of an employee. The employee shall have a different member ID when switching between jobs. All such member IDs are linked to the employee’s UAN to ease the process of EPF transfers and withdrawals.

How to know your UAN

Through the employer

Generally, you are allotted a Universal Account Number by your employer as per the EPFO. Some employers print the UAN number in the salary slips too.

Through UAN portal using PF number/Member ID

If you are unable to get your Universal Account Number from the employer, you can obtain it through the UAN portal also. Simply, follow the steps below:

  • Step 3: Enter your registered mobile number and captcha for verification. Click on the button ‘Request OTP’.
  • Step 4: It will redirect you to enter your name, DOB, PAN/Aadhaar/member ID, and captcha for verification. After entering all the details, click on the button ‘Show my UAN’.
  • Step 4: You will receive a PIN on your mobile number. Enter the PIN and click on the ‘Validate OTP and get UAN’ button.
  • Step 5: Your Universal Account Number will be sent to your mobile number.

inline CTA
File your income tax for FREE in 7 minutes
Free, simple and accurate. Designed by tax experts

UAN login: How to activate and log in to the EPFO member portal using UAN?

To activate UAN, you must have your Universal Account Number and PF member ID with you.

Given below are the steps to activate UAN on the EPFO portal:

  • Step 1: Go to the EPFO homepage and click on ‘For Employees’ under ‘Services’ on the dashboard.
  • Step 2: Click on ‘Member UAN/Online services’ in the services section. You will reach the UAN portal.
  • Step 3: Click on ‘Activate UAN’ under important links. Enter your Universal Account Number/member ID/PAN/Aadhaar number, name, DOB, mobile number, email ID (if available) and enter the captcha characters. Click on the ‘Get authorization PIN’ button. You will receive the PIN on your registered mobile number.
  • Step 4: Click on ‘I Agree’ under the disclaimer checkbox and enter the OTP that you receive on your mobile number and click on ‘Validate OTP and Activate UAN’.
    On UAN activation, you will receive a password on your registered mobile number to access your account.

Features & benefits of UAN

  • The UAN helps to centralise employee data in the country.
  • One of the most significant uses of this unique number is that it brings down the burden of employee verification from companies and employers by the EPF organisation.
  • This account made it possible for EPFO to extract the bank account details and KYC of the member and KYC without the help of the employers.
  • It is useful for EPFO to track multiple job switches of the employee.
  • Untimely and early EPF withdrawals have reduced considerably with the introduction of UAN.

Advantages of UAN to employees

  • Every new PF account with a new job will come under the umbrella of a single unified account.
  • It is easier to withdraw (fully or partially) PF online with this number.
  • The employees can transfer the PF balance from old to new using this unique account number.
  • Any time you want a PF statement (visa purpose, loan security, etc.), you can download one instantly – either by logging in using the member ID or UAN or by sending an SMS.
  • There is no need for new employers to validate your profile if the UAN is already Aadhaar and KYC-verified.
  • UAN ensures that employers cannot access or withhold the PF money of their employees.
  • It is easier for employees to ensure that their employer regularly deposits their contribution in the PF account.

Documents required to open UAN

If you have just joined your first registered company for a job, you need the following documents to get your Unique Account Number.

  • Bank Account Info: Account number, IFSC code, and branch name.
  • ID Proof: Any photo-affixed and national identity cards like driving license, passport, voter ID, Aadhaar, and SSLC Book.
  • Address Proof: A recent utility bill in your name, rental/lease agreement, ration card or any of the ID proof mentioned above if it has your current address.
  • PAN Card: Your PAN should be linked to the UAN.
  • Aadhaar Card: Since Aadhaar is linked to the bank account and mobile number, it is mandatory.
  • ESIC card

Frequently Asked Questions

Who allots UAN?

The Employees’ Provident Fund Organisation (EPFO) allocates UAN when an employee subscribes to the EPF.

Can I have two UANs?

No, an employee can have only one UAN which is transferable across all eligible employers.

Is UAN mandatory for online claims?

Yes, without UAN, you cannot submit online claims.

Is UAN linked with the PAN of the employee?

Yes, the UAN is linked with the PAN.

Will employers withhold EPF balance when changing jobs?

No, this cannot be done as the balance in EPF accounts are linked with the UAN which is transferable across all eligible employers.

For further reading, check out these articles

UAN Status, Passbook and Account Balance
How to Link Aadhaar with UAN and PF
EPF Balance Check
Aadhar PAN Link
Income Tax Guide
Mutual Fund Investment
ITR Filing Due Dates
46th GST Council Meeting

Hide →