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Axis Bank Debit Card - Types, Charges, Benefits & How to Apply for Axis Bank Debit Card

By Mayashree Acharya

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Updated on: Apr 11th, 2025

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11 min read

Axis Bank debit cards offer various features to facilitate banking in a comprehensive way. The various types of Axis Bank debit cards are equipped to meet different cash limits, reward points, and lifestyle rewards, depending on the intended usage.

This article discusses the following:

  • Various types of Axis Bank debit cards
  • Axis Bank debit card fees
  • Advantages of Axis Bank debit card
  • How to apply for Axis Bank debit card

Axis Bank Debit Card Types and Charges

The following table indicates the debit card types offered by Axis Bank, along with their charges:

Card Type

Features

Issuance Charges

Annual Maintenance Charges

Delight Debit Card

  • Discount offers on top brands
  • Airport lounge access
  • Dining delights

Rs. 1,500

Rs. 999

Value+ Debit Card

  • Complimentary movie tickets
  • Exclusive cashback offer
  • EDGE Reward points

Rs. 750

Rs. 750

Online Rewards Debit Card

  • High EDGE Reward points
  • Personal accident and air accident insurance coverage 
  • Dining delights

Rs. 500

Rs. 500

Burgundy Debit Card

  • Personal accident and air accident insurance coverage 
  • Airport lounge access
  • Complimentary movie tickets

NIL

NIL

Priority Debit Card

  • Airport lounge access
  • 25% discount on movie tickets
  • Personal accident and air accident insurance coverage

NIL

NIL

Sampann Debit Card

  • Exclusive cashback benefit
  • Complimentary movie tickets
  • Dining delights membership

NIL

Rs. 500

Prestige Debit Card

  • Exclusive cashback benefit
  • Airport lounge access
  • EDGE Rewards points

NIL

Rs. 500

E-Debit Card Debit Card

  • Complimentary movie tickets
  • Cashless withdrawal
  • Higher transaction limits

Rs. 500

Rs. 500

Liberty Debit Card

  • FEST cashback benefit
  • Airport lounge access
  • Dining delights

Rs. 200

Rs. 300

Rewards+ Debit Card

  • Dining delights
  • High transaction limits
  • Discount on movie tickets

Rs. 300

Rs. 300

Secure+ Debit Card

  • Dining delights
  • EDGE Loyatly Rewards
  • Contacless debit card

Rs. 300

Rs. 300

RuPay Platinum Debit Card

  • 20% on Swiggy and Amazon
  • Airport lounge access
  • Chip and PIN enabled debit card

Rs. 200

Rs. 200

Power Salute Debit Card

  • Free ATM transactions
  • High transaction limits
  • Insurance coverage

NIL

NIL

Titanium Rewards Debit Card

  • 5% on movie tickets
  • Airport lounge access
  • Personal accident and air accident insurance coverage

Rs. 500

Rs. 300

Titanium Prime Debit Card

  • Higher transaction limits
  • Dining delights
  • Personal accident and air accident insurance coverage

Rs. 50

Rs. 150

Wealth Debit Card

  • Higher transaction limits
  • Waiver on charges
  • Dining delights

NIL

NIL

Display Debit Card

  • NetSecure code generation
  • Dining delights
  • Airport lounge

Rs. 999

Rs. 500

Youth Debit Card

  • Zero lost card liability
  • Purchase protection
  • Exclusive offers and discounts

Rs. 400

Rs. 400

Arise Debit Card

  • 10% discount on beauty and fashion
  • Airport lounge
  • EDGE Loyalty points

Rs. 450

Rs. 450

Titanium Prime Plus Debit Card

  • 10% cashback on movies
  • Waiver on charges
  • Personalised card

Rs. 50 

Rs. 200

Visa Classic/ Platinum Debit Card

  • Personal accident and air accident insurance coverage
  • Chip and PIN generation
  • High transaction limits

Rs. 200

Rs. 200

RuPay Platinum NRO Debit Card

  • Cashback on utility bills
  • Concierge services
  • Merchant discount

Rs. 200

Rs. 200

Smart Privilege Debit Card

  • Axis EDGE Rewards
  • Higher transaction limits
  • Dining delights

Rs. 50

Rs. 150

Axis Debit Card Charges

The following table shows the applicable Axis Bank debit card charges

Type of Charge

Fee Amount

Annual Fee or Renewal Fee

Differs from one debit card to other

Replacement Charges

Upto Rs. 200 

ATM Cash Withdrawal Charges After the Free Limit

Savings Account - Rs. 21 per transaction
Current Account - Rs. 20 per transaction

Cash Withdrawal Fee International 

Rs. 125 per transaction

Axis Bank Debit Card Apply

Online:

  • Login to the Axis Bank net banking portal.
  • Navigate to the ‘Services’ option and select the ‘Card’ option.
  • Click on the ‘Block and Replace Card’ option.
  • On the next page, click on ‘Get a New Card’ button. 
  • A list of different types of debit cards will appear. Click on ‘Apply’ for the card you wish to apply for.
  • Enter the required information and submit it. 
  • Once submitted, the bank will process your debit card request.

Offline:

  • Visit your nearest Axis Bank branch.
  • Get the debit card application form.
  • Fill out the application form and submit it to the bank officials.
  • The bank will process the request for a new debit card.

Axis Bank Debit Card Status

You can track the status of Axis Bank debit card by following  the steps given below:

Via Website Tracking

  • Go to the official Axis Bank Application Tracker page.
  • Fill in the required information to view the status of your ATM card.
  • Check the details displayed to find out the current status of your card.

Through Customer Service

You can contact Axis Bank customer care representatives at 1860-419-55555, 1860-500-5555, or 1800-103-5577 to track your debit card status with the customer support team.

How to Generate Axis Bank Debit Card PIN?

Creating your Axis Bank debit card PIN is an easy and secure process that can be accomplished through various channels. Below is how you can create your PIN through each of them:

Through Axis Bank ATM

  • Insert your Axis Bank debit card in the ATM machine. 
  • Select the ‘Set PIN’ option on the screen.
  • You will receive an activation passcode on your registered mobile number.
  • Enter the required details along with the activation passcode.
  • Set your new PIN and confirm it.

Through Axis Bank Internet Banking

  • Log in to your internet banking account at Axis Bank.
  • Go to the ‘Cards’ section, then select ‘Debit Cards’ and tap on ‘Change PIN’.
  • Enter your new 4-digit PIN and confirm it.
  • Mention the 6-digit OTP you received on your registered phone number.
  • A confirmation message will be displayed, and you will also receive an SMS confirming the PIN change.

Through Axis Bank Phone Banking

  • Call Axis Bank’s phone banking at 1860-419-5555/ 1860-500-5555 from your registered mobile number. 
  • Choose ‘Option 1’ for banking account information and then ‘Option 4’ for debit card services. 
  • Tap on the ‘Generate PIN’ button and follow the prompts to receive an activation passcode.
  • After receiving the passcode, call back and choose ‘Option 1’ again, followed by ‘Option 4’ for debit card services. 
  • Select ‘Dial 2’ to enter your activation passcode, card number, expiry date, and date of birth.
  • You will receive your new PIN over the call and via SMS.

Through the Axis Bank Mobile App

  • Log in to your Axis Bank mobile banking app and go to the ‘Home’ section.
  • Select the ‘Banking’ option and then choose ‘Services’ from the submenu.
  • Select the ‘Debit Card’ option and click on ‘Set/Reset PIN’.
  • Choose your debit card, enter your 4-digit new PIN, re-enter it, and submit with your MPIN.
  • The new PIN for your debit card will be instantly sent to you.

How to Activate an Axis Bank Debit Card?

To activate your Axis Bank debit card, you will need to generate a PIN. You can do this through both online and offline methods.

  • Head to the nearest Axis Bank ATM and insert your debit card.
  • Select the ‘Set PIN’ option on the screen.
  • You will receive an activation passcode on your registered mobile number.
  • Enter the required details along with the activation passcode.
  • Set your new PIN and confirm it.
  • Once you enter the new PIN, your Axis Bank Debit card will be activated.

Axis Bank Debit Card Limit Check Number

You can quickly check your Axis Bank debit card limit by calling Axis Bank’s customer care at 1860-419-5555 or 1860-500-5555. The representative will provide details about your Debit Card limit.

Axis Debit Card Benefits

Axis Bank debit cards come with a range of benefits, making transactions more convenient and rewarding. Here are some key advantages:

  • Certain debit cards, like the Power Salute debit card and Titanium Prime debit card, come with no joining fees.
  • Many Axis Bank debit cards come with exclusive welcome offers upon activation.
  • Enjoy perks similar to credit cards, including fuel surcharge waivers, dining discounts, movie offers, and insurance coverage.
  • Earn rewards and cashback on transactions, a benefit usually associated with credit cards.
  • Debit cards allow easy cash withdrawals at any bank ATM.
  • Easy online payments including utility bills, ecommerce websites and apps.

Axis Bank Debit Card Lounge Access

Most of the Axis Bank debit cards provide exclusive access to airport lounges, both domestically and internationally. This benefit provides a comfortable waiting experience at select airports, making your travels more convenient. 

How to Block Axis Bank Debit Cards?

If your debit card is lost or stolen, you can block your axis bank debit card it immediately using the following methods:

  • Via SMS: Send an SMS with ‘BLOCKCARD’ to 5676782 or +91-9717000002 from your registered mobile number.
  • By Calling Customer Care: Contact Axis Bank’s customer support at +91-22-67987700 to request card blocking.
  • Via Mobile Banking App: Login to the mobile banking app, click ‘Services’ > ‘Debit Cards’ > ‘Block and Replace’.
  • Via Internet Banking Portal: Login to the Internet banking account, navigate to the ‘Debit Cards’ section and click ‘Block Card’.

Axis Bank debit card has an assortment of choices to cater to different banking requirements, ranging from high purchase and withdrawal limits to priority benefits and rewards. Whether you need cashback, rewards, or a personaliseable card design, the Axis Bank debit card makes banking not just convenient, but rewarding too.

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Frequently Asked Questions

Does Axis Bank Visa Platinum debit card have lounge access?

No, the Axis Bank Visa Platinum debit card does not offer complimentary airport lounge access.

Which Axis Bank debit card has lounge access?

The following cards provide lounge access: Delight Debit Card, Value Plus Debit Card, Burgundy Debit Card, Priority Debit Card, Sampann Debit Card, E-Debit Card, Liberty Debit Card, Rewards+ Debit Card, Titanium Rewards Debit Card, Wealth Debit Card and Display Debit Card.

Which is the best debit card in Axis Bank​?

Axis Bank offers a range of debit cards catering to different needs. The best card depends on your specific requirements, such as rewards, fees, and added benefits.

Can I use an Axis Bank debit card outside India​?

Yes, you can use your Axis Bank debit card internationally by enabling international usage. This can be done through the online banking portal, mobile app, or by contacting phone banking.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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