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7th Pay Commission Pay Matrix Table for Central Govt Employees, Pensioners, Defence Personnel

By Saloni Dhumne

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Updated on: Apr 24th, 2025

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5 min read

The 7th Pay Commission was a body established by the Indian government to establish changes to the salary structure, pensions, and allowances of central government employees. It replaced the older system of pay bands and grade pay with a new pay matrix system, including raising the minimum salary to ₹18,000, a new fitment factor of 2.57, and a revised structure for allowances and pensions. 

Key Highlights Of 7th Pay Commission

Features Details
Purpose

To update the pay structure and benefits for central government employees and retirees.

Beneficiaries

33 lakh central government employees, 14 lakh armed forces personnel, and 52 lakh pensioners

Key Factors
  • Improvement in current pay structure
  • Changes in allowances
  • Pension revisions
  • Revision in the fitment factor
Fitment Factor2.57
Dearness Allowance55% of the basic salary

What Is 7th Pay Commission Pay Matrix?

The 7th Pay Commission introduced a simplified pay matrix to revise the salary structure for over 30 lakh central government employees, replacing the 6th CPC. This table includes 19 pay levels (horizontal) starting with the entry-level pay, which increases as we move along the table (vertically), thus highlighting 40 annual increments for each level. Each level reflects a 3% annual financial progression, and the matrix aligns with the 15th ILC norms, ensuring transparency and consistency in salary calculations.

Benefits Of 7th Pay Commission Pay Matrix

Take a look at the advantages and features of the 7th pay matrix:

  • The 7th pay commission played a crucial role in minimizing the differences between various pay bands.
  • With this pay matrix fixation, revised pay has been simplified without any further need for calculation.
  • It helps in merging pay bands and grade pay to a composite level.
  • It helps avoid complications with regular promotion, annual progression, span of service, etc. 
  • The 7th pay commission pay matrix helped in solving the PB-3 and PB-4 issues.
  • It helps provide a clear and error-free view of the pay system of the Indian Government.
  • It made the administration process streamlined.

Entry-Level Pay In 7th Pay Matrix

Every Central Government employee has been eligible for a minimum pay of Rs.18,000 per month. The cabinet has approved the recommendations to raise the minimum pay, allowing employees to receive a significant hike in their existing salaries.

Fitment Factor In 7th Pay Commission

The fitment factor in the 7th Pay Commission acts as the multiplier used to determine the raise in basic salary of the central government employees, while transitioning from the 6th pay commission. The fitment factor during the 7th pay commission was decided at 2.57. Subsequently, the psalary paid to the pensioners of the central govenmenment will also undergo a respective increase. 

7th Pay Commission Pay Matrix Table

Existing Pay BrandsExisting level of Grade payAvailable for*New levels
PB-11800C1
1900C2
2000C,D3
2400C4
2800C,D5
PB-23400D5A
4200C,D6
4600C,D7
4800C,D8
5400C9
PB-35400C,D,M10
5700M10A
6100D10B
6100M10B
6600C,D,M11
7600C12
PB-47600M12
8000D12A
8400M12B
8700C13
8700D13
8900C13A
8900D13A
9000M13B
10000 14
HAG  15
HAG+  16
Apex  17
Cabinet Secretary, Defence Chiefs18
*C: Civil, D: Defence, M: Military Nursing Service (MNS)
7th pay commission chart

All of the above demands have been incorporated into the new 7th pay commission pay matrix. The grade pay has been taken into consideration and the levels are now rationalised. Government employees can now look up their current pay level and evaluate their current status as well as their growth potential over the years of their career. Procedures have also been made simple for the calculation of pension. Highlights of 7th Pay Commission

Features Of 7th Pay Commission

  • Minimum pay will begin at ₹18,000 
  • Maximum recommended pay will be fixed at ₹2,25,000
  • Apex positions such as cabinet secretary and others in the same level: Pay begins at ₹2,50,000
  • The new system of Pay Matrix will replace the present system of Grade Pay and pay band.
  • A factor of 2.57 will be applied uniformly to the existing pay of all the employees to arrive at the new pay scales.
  • Annual increment rate will remain constant at 3%, as in the 6th Pay Commission
Performance Linked ApproachMilitary Service PayShort Service Commissioned OfficersParity PayReview
- The performance benchmarks are made more stringent
- Performance linked increment system has been recommended
 
- The Military Service Pay will be available only to Defence Personnel
- Revised rates of MSP per month
- Serving Officers: ₹15,500
- Nursing Officers: ₹10,800
- JCO Rs: ₹5,200
- Non Combatants (Enrolled) in the Air Force: ₹3,600
- They will be allowed to exit Armed Forces any time between 7 & 10 years
- Terminal gratuity will be equivalent to 10.5 months of the pay
- They will be eligible for a 1-year Executive Programme or MTech at a premier institute which will be fully funded
- Similar functionaries will be paid in parity
- Parity between field and headquarters staff
- Cadre Review for Group A Officers will undergo systematic changes
AllowancesAdvancesMedical Facilities
  • 52 allowances are abolished
  • Allowances that are related to Risk and Hardship will be separately governed
  • Revised Siachen Allowance per month is as follows:
  • Service Officers: ₹31,500
  • JCO/ ORs: ₹21,000
  • Non-Interest-bearing advances are withdrawn
  • Personal Computer Advance and House Building Advance have been retained
  • The ceiling for House Building Advance has been increased to ₹25,00,000
  • Central Government Employees Group Insurance Scheme
  • Health Insurance Scheme for Central Govt Employees
  • Hospitals empanelled for meeting the needs of people covered under CGHS, shall extend medical facilities to those pensioners residing outside CGHS areas
  • Postal pensioners should be covered

Insurance Coverage

Level Of EmployeeMonthly DeductionAssured Sum
10 and above₹5000₹50,00,000
6 to 9₹2500₹25,00,000
1 to 5₹1500₹15,00,000

Pension

  • Revised pension for Civil and Defence Personnel including CAPF to bring about parity
  • Method of computing the revised pension is also recommended
  • A slab based system for disability element, for computing disability pension
  • In case of death on duty, the rate amount of compensation to kins is to undergo revision
  • Recommendations have been made for revision of NPS for the establishment of a redressal mechanism 

Gratuity

  • Maximum Gratuity has been enhanced to ₹20 lakhs
  • If Dearness Allowance raises by 50%, maximum gratuity shall be increased by 25%

Allowances For Defence Personnel

According to the recommendations made in the 7th Pay Commission, the pay scale for Defence Personnel will be based upon the officer’s rank, area of posting, branch, and designation. The below table shows the detail pay structure:

AllowanceEligibilityAmount
Hard areas allowanceApplicable to people who are posted in hard areas25% of the overall basic pay or Rs.6,750 per month
Kit maintenance allowanceApplicable to all officersRs.400 per month
High altitude climate allowanceApplicable to officers posted in high altitudeRs.11,200 - Rs.14,000 per month
House Rent AllowanceApplicable to officers who do not avail government accommodation facility10 - 30% of the basic pay of the officer
Siachen AllowanceApplicable to officers posted in Siachen bordersRs.11,200 - Rs.14,000 per month
Transport AllowanceApplicable to all officersFor A1 cities and towns, Rs.3,200 is paid and for all other cities and towns, Rs.1,600 will be paid
High Active Field Area AllowanceApplicable to officers who work in high-active field areaRs.6,780 - Rs.4,200 per month
Special forces allowanceApplicable to officers who work in special forcesRs.9,000 per month
Modified field area allowanceApplicable to officers posted in modified field areasRs.1,600 per month
Dearness AllowanceUsually 80% of Gross pay 
Flying AllowancePayable for officers in flying branch 
Technical AllowancePayable to officers in the technical branchRs.2,500

The 7th Pay Commission pay matrix has streamlined the salary structure for central government employees and pensioners, making it more transparent and easy to understand. With its structured progression and standardized increments, it ensures fair compensation and clarity.

Related Articles

7th Pay Commission
7th Pay Commission Latest News

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Frequently Asked Questions

When was the 7th Pay commission implemented in central government?

The 7th Pay Commission for central government employees was implemented starting January 1, 2016.

Who decides the pay structure of the central government employees?

The government appoints a pay commission once in ten years to determine salary structure of its employees.

What is the basic pay in the 7th CPC pay matrix?

The 7th Central Pay Commission (7th CPC) pay matrix's minimum basic pay is Rs. 18,000 per month, a significant increase from the previous minimum salary Rs. 7,000.

About the Author

A former journalist by profession, I live by the power of the written word. Specializing in personal finance, I simplify wealth planning for individuals looking to grow their money effectively. Beyond my work, I eagerly seize any opportunity to travel, exploring offbeat destinations and embracing new experiences.. Read more

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