IOB Mini Statement - How to Get an Indian Overseas Bank Mini Statement?

The Indian Overseas Bank is a publicly traded bank that offers customers various financial and depository services. One of its key services is allowing customers to fetch IOB mini statements through their registered mobile number. This removes the hassle of visiting the branch to track financial transactions. This article will explore the different ways to get the Indian Overseas Bank mini statement.

What is the Indian Overseas Bank Mini Statement?

The Indian Overseas Bank mini statement summarises your recent transactions, usually listing your last 5 to 10 banking transactions. It offers a convenient way to track your bank account financial activities without visiting the branch. You can keep track and manage finances and detect any unauthorised transactions instantly.

In addition, you can access your IOB bank mini statement through the mobile application, net banking or visiting the ATM. You can also use the missed call service or SMS banking to receive the statement at your registered phone number.

How to Register Mobile Number for The IOB Mini Statement?

If you want to get the mini-statement of your Indian Overseas Bank account, you must register your mobile number with the bank. Here is a detailed guide on how you can register your mobile number for the IOB mini statement service:

Step 1: Visit the nearest Indian Overseas Bank branch.
Step 2: Ask the officials for a mobile number registration form.
Step 3: Fill out your details, including your account number.
Step 4: Submit the form to activate SMS banking or missed call service.
Step 5: You'll receive a confirmation message on your mobile after registration.

Different Ways to Get IOB Mini Statement 

The Indian Overseas Bank allows you to access your bank account mini-statement anytime and anywhere, according to your convenience. Here are a few ways through which you can get the Indian Overseas Bank mini statement:

Through IOB Mini Statement Number (toll-free)

One of the best ways to get your Indian Overseas Bank account mini-statement is by calling the IOB mini-statement number at 8424022122. You must call this number from your registered mobile number. After that, the bank officials will send you an SMS shortly on your phone number with the details of your IOB account's last five transactions.

Through SMS

You can also use the Indian Overseas Bank’s SMS service to get the mini-statement of your bank account. Here are a few simple steps you can use to get the mini-statement using this facility:

Step 1: Open the messaging application on your phone.
Step 2: Type MINI <space> Last four digits of your account number.
Step 3: Send it to 8424022122 from your registered mobile number.
Step 4: You will receive a message with your mini-statement details.

Through Missed Call

Indian Overseas Bank allows customers to get their mini-statements through the IOB mini-statement missed call service. To do so, you must make a missed call to the bank at 8424022122 with your registered mobile number. The call automatically disconnects after two rings. You will then immediately receive an SMS with your mini bank statement details.

Through IOB Mobile Banking

Indian Overseas Bank provides mobile banking apps on the Play Store and the App Store for various services, including mini statements. You can use the mobile banking application instantly by following this simple guide: 

Step 1: Download the IOB Mobile app from the app store.
Step 2: Open the app and register using your login details.
Step 3: Enter the verification code sent to your registered mobile number.
Step 4: Go to the app's ‘Account Details’ section.
Step 5: Tap the ‘Mini Statement’ option from the menu.
Step 6: View your mini-statement from the Indian Overseas Bank.

Through IOB Internet Banking

Like any other bank, Indian Overseas Bank offers customers the benefits of net banking. Here is a step-by-step guide you can follow to get an IOB mini statement through the net banking feature:

Step 1: Visit the official portal of Indian Overseas Bank.
Step 2: Find and select the ‘Internet Banking’ option.
Step 3: Log in to your account using your banking credentials.
Step 4: Select the ‘Enquiry’ option from the ‘Account Statement’ menu.
Step 5: View your last five transactions using the ‘Mini Statement’ option.

Through ATM

One of the easiest ways to print your Indian Overseas Bank account mini statement is through the ATM. You can follow these simple steps: 

Step 1: Visit any nearby ATM and insert/swipe your IOB card.
Step 2: Select your preferred language and enter your ATM PIN.
Step 3: Select the ‘Mini Statement’ option and choose your account type.
Step 4: The ATM will print a mini-statement with your last five transactions.

Benefits of IOB Mini Statement Service

The IBO mini statement service offers the following benefits:

• Immediate Examination: The service gives users immediate access to the last five transactions, enabling customers to receive real-time updates on their financial operations.
• Universal Reach: IOB Mini Statements can be accessed through multiple channels, including SMS, missed calls, ATMs, and online banking. This allows customers to retrieve their account information regardless of location or preferred banking method.
• Expense Monitoring: Customers may routinely examine mini-statements to monitor their spending patterns and identify areas where they might need to make budget adjustments or reduce money. This allows them to manage their money and make wise financial decisions.
• Spotting Fraud Activity: Mini-statements help customers quickly spot unauthorized transactions or suspicious activity. They allow them to identify irregularities and take immediate action to resolve issues, minimising financial losses.
• Easy to Use: Accessing the IOB Mini Statement Service is easy and takes little work. Customers may obtain their mini-statement via their preferred channel by simply following the bank's bank's guidelines. Because of its simplicity, individuals of all ages and technical skill levels may use it. 

There are several ways to view IOB mini statements, including via the SMS service and mobile banking app. This allows customers to easily monitor their financial activities and manage their money more effectively, providing greater convenience. 

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