IOB Mini Statement - How to Get an Indian Overseas Bank Mini Statement?

The Indian Overseas Bank is a publicly traded bank that offers customers various financial and depository services. One of its key services is allowing customers to fetch IOB mini statements through their registered mobile number. This removes the hassle of visiting the branch to track financial transactions.

Key Highlights

Users can access their IOB mini statement using the methods below.

• Call 8424022122 from your registered mobile to receive your last five transactions via SMS.
• Send MINI to 8424022122 from your registered mobile to get your mini-statement.
• Give a missed call to 8424022122 from your registered mobile to instantly receive your mini-statement via SMS.
• Use the IOB Mobile app to view your mini-statement under the ‘Account Details’ section.

What is the Indian Overseas Bank Mini Statement?

The Indian Overseas Bank (IOB) mini statement provides a summary of your recent 5–10 transactions, helping you track your account activity and detect any unauthorized transactions. You can access it via the mobile app, net banking, ATM, SMS banking, or missed call service using your registered phone number.

How to Register Mobile Number for The IOB Mini Statement?

If you want to get the mini-statement of your Indian Overseas Bank account, you must register your mobile number with the bank. Here is a detailed guide on how you can register your mobile number for the IOB mini statement service:

Step 1: Visit the nearest Indian Overseas Bank branch.
Step 2: Ask the officials for a mobile number registration form.
Step 3: Fill out your details, including your account number.
Step 4: Submit the form to activate SMS banking or missed call service.
Step 5: You'll receive a confirmation message on your mobile after registration.

Different Ways to Get IOB Mini Statement 

The Indian Overseas Bank allows you to access your bank account mini-statement anytime and anywhere, according to your convenience. Here are a few ways through which you can get the Indian Overseas Bank mini statement:

Through IOB Mini Statement Number (toll-free)

One of the best ways to get your Indian Overseas Bank account mini-statement is by calling the IOB mini-statement number at 8424022122 from your registered mobile number. 

After that, the bank officials will send you an SMS shortly to your phone number with the details of your IOB account's last five transactions.

Through SMS

You can also use the Indian Overseas Bank’s SMS service to get the mini-statement of your bank account. Here are a few simple steps you can use to get the mini-statement using this facility:

Step 1: Open the messaging application on your phone.
Step 2: Type MINI <space> Last four digits of your account number.
Step 3: Send it to 8424022122 from your registered mobile number.
Step 4: You will receive a message with your mini-statement details.

Through Missed Call

Indian Overseas Bank allows customers to get their mini-statements through the IOB mini-statement missed call service. To do so, you must make a missed call to the bank at 8424022122 with your registered mobile number.

The call automatically disconnects after two rings. You will then immediately receive an SMS with your mini bank statement details.

Through IOB Mobile Banking

Indian Overseas Bank provides mobile banking apps on the Play Store and the App Store for various services, including mini statements. You can use the mobile banking application instantly by following this simple guide: 

Step 1: Download the IOB Mobile app from the app store.
Step 2: Open the app and register using your login details.
Step 3: Enter the verification code sent to your registered mobile number.
Step 4: Go to the app's ‘Account Details’ section.
Step 5: Tap the ‘Mini Statement’ option from the menu.
Step 6: View your mini-statement from the Indian Overseas Bank.

Through IOB Internet Banking

Like any other bank, Indian Overseas Bank offers customers the benefits of net banking. Here is a step-by-step guide you can follow to get an IOB mini statement through the net banking feature:

Step 1: Visit the official portal of Indian Overseas Bank.
Step 2: Find and select the ‘Internet Banking’ option.
Step 3: Log in to your account using your banking credentials.
Step 4: Select the ‘Enquiry’ option from the ‘Account Statement’ menu.
Step 5: View your last five transactions using the ‘Mini Statement’ option.

Through ATM

One of the easiest ways to print your Indian Overseas Bank account mini statement is through the ATM. You can follow these simple steps: 

Step 1: Visit any nearby ATM and insert/swipe your IOB card.
Step 2: Select your preferred language and enter your ATM PIN.
Step 3: Select the ‘Mini Statement’ option and choose your account type.
Step 4: The ATM will print a mini-statement with your last five transactions.

Benefits of IOB Mini Statement Service

The IBO mini statement service offers the following benefits:

• Immediate Examination: The service provides instant access to the last five transactions for real-time account updates.
• Universal Reach: IOB mini statements can be accessed via SMS, missed calls, ATMs, or online banking, letting customers check their account anywhere, anytime.
• Expense Monitoring: Customers can regularly check mini-statements to track spending, adjust budgets, and make informed financial decisions.
• Spotting Fraud Activity: Mini-statements help customers detect unauthorized or suspicious transactions quickly, enabling prompt action to prevent financial loss.
• Easy to Use: Accessing the IOB mini-statement service is simple and convenient. Customers can receive their mini-statement through any preferred channel by following the bank’s instructions, making it easy for users of all ages and skill levels. 

To Conclude

There are several ways to view IOB mini statements, including via the SMS service and mobile banking app. This allows customers to easily monitor their financial activities and manage their money more effectively, providing greater convenience. 

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