Log In Sign Up
File Income Tax Returns Yourself for FREE

Deductions on Section 80C, 80CCC & 80CCD

For financial year 2018-19 (including budget amendments)

There are various deductions a taxpayer can claim from his total income which would bring down his taxable income and thereby reduce his tax outgo. Discussed in this article are some of the important deductions under Section 80C a taxpayer is eligible to claim.

Section 80C Deductions

Section 80CSection 80CCCSection 80CCDSection 80 TTA
Section 80GGSection 80ESection 80EESection 80CCG
Section 80DSection 80DDSection 80DDBSection 80U
Section 80GSection 80GGBSection 80GGCSection 80RRB
Section 80TTB

Deductions on Investments

Section 80C

Under section 80C, a deduction of Rs 1,50,000 can be claimed from your total income. In simple terms, you can reduce up to Rs 1,50,000 from your total taxable income through section 80C. This deduction is allowed to an Individual or a HUF. A maximum of Rs 1, 50,000 can be claimed for the FY 2018-19, 2017-18 and FY 2016-17 each.

If you have paid excess taxes, but have invested in LIC, PPF, Mediclaim, incurred towards tuition fees etc.and have missed claiming a deduction of the same under 80C, you can file your Income Tax Return, claim these deductions and get a refund of excess taxes paid

Click here to see all the investment options to save

Not Enough 80C Deduction in Your Form-16?

section 80c, 80ccd, 80ccc deductionsIf you need help claiming Section 80 deductions like 80C, investments, mediclaim, or calculating HRA to save on taxes, cleartax’s CAs can help you claim a refund (if applicable) and e-file in 48 hours.

Start your Tax Return Now

 

Get Savings on Income Taxes With a CA to Help You File

Sometimes, you may have deductions or investments eligible for 80C, but you may not have submitted proof to your employer, so excess TDS may be deducted. You can still claim these deductions while e-filing as long as you have the proof with you.

I want an expert to help me file

Section 80CCC: Deduction for Premium Paid for Annuity Plan of LIC or Other Insurer

This section provides a deduction to an individual for any amount paid or deposited in any annuity plan of LIC or any other insurer. The plan must be for receiving a pension from a fund referred to in Section 10(23AAB).

Pension received from the annuity or amount received upon surrender of the annuity, including interest or bonus accrued on the annuity, is taxable in the year of receipt.

Section 80CCD: Deduction for Contribution to Pension Account

Employee’s contribution – Section 80CCD (1) is allowed to an individual who makes deposits to his/her pension account. Maximum deduction allowed is 10% of salary (in case the taxpayer is an employee) or 20% of gross total income (in case the taxpayer being self-employed) or Rs 1, 50,000, whichever is less.

FY 2016-17 and earlier years – In the case of a self-employed individual, maximum deduction allowed is 10% of gross total income.

However, the combined maximum limit for section 80C, 80CCC, and 80CCD (1) deduction is Rs 1, 50,000, which can be availed.

Deduction for self-contribution to NPS – section 80CCD (1B) A new section 80CCD (1B) has been introduced for an additional deduction of up to Rs 50,000 for the amount deposited by a taxpayer to their NPS account. Contributions to Atal Pension Yojana are also eligible.

Employer’s contribution to NPS – Section 80CCD (2) Additional deduction is allowed for employer’s contribution to employee’s pension account of up to 10% of the salary of the employee. There is no monetary ceiling on this deduction.


Deductions on Interest on Savings Account

Section 80 TTA: Deduction from Gross Total Income for Interest on Savings Bank Account

A deduction of maximum Rs 10,000 can be claimed against interest income from a savings bank account. Interest from savings bank account should be first included in other income and deduction can be claimed of the total interest earned or Rs 10,000, whichever is less. This deduction is allowed to an individual or an HUF. It can be claimed for interest on deposits in savings account with a bank, co-operative society, or post office. Section 80TTA deduction is not available on interest income from fixed deposits, recurring deposits, or interest income from corporate bonds.

Section 80 TTB: Deduction of Interest on Deposits for Senior Citizens

A new section 80TTB has been inserted vide Budget 2018 wherein, a deduction in respect of interest income from deposits held by senior citizens will be allowed as a deduction from the total income The limit for this deduction is Rs. 50,000. Further, no deduction under section 80TTA shall be allowed. In addition to section 80 TTB, section 194A of the Act will also be amended so as to increase the threshold limit for deduction of tax at source on interest income payable to senior citizens from the existing limit Rs 10,000 to Rs. 50,000.


Deductions on House Rent

Section 80GG: Deduction for House Rent Paid Where HRA is not Received

  • This deduction is available for rent paid when HRA is not received. The taxpayer, spouse or minor child should not own residential accommodation at the place of employment.
  • The taxpayer should not have self-occupied residential property in any other place.
  • The taxpayer must be living on rent and paying rent.
  • The deduction is available to all individuals

Deduction available is the least of the following

  1. Rent paid minus 10% of adjusted total income;
  2. Rs 5,000/- per month;
  3. 25% of adjusted total income*

*Adjusted Gross Total Income is arrived at after adjusting the Gross Total Income for certain deductions, exempt incomes, long-term capital gains and income relating to non-residents and foreign companies. An online e-filing software like that of ClearTax can be extremely easy as the limits are auto-calculated and you do not have to worry about making complex calculations.

From FY 2016-17 available deduction has been raised to Rs 5,000 a month from Rs 2,000 per month.

Deductions on Education Loan for Higher Studies

Section 80E: Deduction for Interest on Education Loan for Higher Studies

A deduction is allowed to an individual for interest on loan taken for pursuing higher education. This loan may have been taken for the taxpayer, spouse or children or for a student for whom the taxpayer is a legal guardian. The deduction is available for a maximum of 8 years (beginning the year in which the interest starts getting repaid) or till the entire interest is repaid, whichever is earlier. There is no restriction on the amount that can be claimed.


Deduction for First Time Home Owners

Section 80EE: Deductions on Home Loan Interest for First Time Home Owners

FY 2017-18 and FY 2016-17

This deduction is available in FY 2017-18 if the loan has been taken in FY 2016-17.

The deduction under this section is available only to an individual who is a first time home owner. The value of the property purchased must be less than Rs 50 lakh and the home loan must be less than Rs 35 lakh. The loan must be taken from a financial institution and must have been sanctioned between 01 April 2016 to 31 March 2017.

Through this section, an additional deduction of Rs 50,000 can be claimed on home loan interest. This is in addition to deduction of Rs 2,00,000 allowed under section 24 of the Income Tax Act for a self-occupied house property.

FY 2013-14 and FY 2014-15

This section provides a deduction on the home loan interest paid. The deduction under this section is available only to individuals for the first house purchased where the value of the house is Rs 40 lakh or less and the loan taken for the house is Rs 25 lakh or less. The loan must be sanctioned between 01 April 2013 to 31 March 2014. The aggregate deduction allowed under this section cannot exceed Rs 1,00,000 and is allowed for FY 2013-14  and FY 2014-15.


Deductions on Rajiv Gandhi Equity Saving Scheme (‘RGESS’)

Section 80CCG: RGESS

The deduction under this section is available to a resident individual. Investors whose gross total income is less than Rs. 12 lakhs. To avail the benefits under this section the following conditions should be met:

  1. The assessee should be a new retail investor as per the requirement specified under the notified scheme.
  2. The investment should be made in such listed investor as per the requirement specified under the notified scheme.
  3. The minimum lock in period in respect of such investment is three years from the date of acquisition in accordance with the notified scheme.

Upon fulfillment of the above conditions, a deduction, which  is lower of the following is allowed.

    • 50% of the amount invested in equity shares; or
    • Rs 25,000 for three consecutive Assessment Years.

Rajiv Gandhi Equity Scheme has been discontinued starting from 1 April 2017. Therefore, no deduction under section 80CCG will be allowed from FY 2017-18.

However, if you have invested in the RGESS scheme in FY 2016-17, then you can claim deduction under Section 80CCG until FY 2018-19.


Deductions on Medical Insurance

Section 80D: Deduction for premium paid for Medical Insurance

Deduction under this section is available to an individual or a HUF. A deduction of Rs. 25,000 can be claimed for insurance of self, spouse and dependent children. An additional deduction for insurance of parents is available to the extent of Rs 25,000 if they are less than 60 years of age or Rs 50,000 (has been increased in Budget 2018 from Rs 30,000)  if parents are more than 60 years old.

In case, a taxpayers age and parents age is 60 years or above, the maximum deduction available under this section is to the extent of Rs. 100,000.

Example: Rohan’s age is 65 and his father’s age is 90. In this case the maximum deduction Rohan can claim under section 80D is Rs. 100,000.

From FY 2015-16 a cumulative additional deduction of Rs. 5,000 is allowed for preventive health check up to individuals.


Deductions on Medical Expenditure for a Handicapped Relative

Section 80DD: Deduction for Rehabilitation of Handicapped Dependent Relative

deduction under section 80DD

This deduction is available to a resident individual or a HUF and is available on:

  1. Expenditure incurred on medical treatment (including nursing), training and rehabilitation of handicapped dependent relative
  2. Payment or deposit to specified scheme for maintenance of dependent handicapped relative.

Where disability is 40% or more but less than 80% – fixed deduction of Rs 75,000.

Where there is severe disability (disability is 80% or more) – fixed deduction of Rs 1,25,000.

To claim this deduction a certificate of disability is required from prescribed medical authority.

From FY  2015-16 – The deduction limit of Rs 50,000 has been raised to Rs 75,000 and Rs 1,00,000 has been raised to Rs 1,25,000.


Deductions on Medical Expenditure on Self or Dependent Relative

Section 80DDB: Deduction for Medical Expenditure on Self or Dependent Relative

A claim of Rs. 40,000 or the amount actually paid, whichever is less is available for deduction to a resident individual or HUF. The expense should have been made on self or dependent relative for medical treatment of specified disease or ailment.

From FY 2018-18 onwards, in case of senior citizen or very senior citizen, the deduction can be claimed up to Rs 1,00,000 or amount actually paid, whichever. Earlier, the deduction that could be claimed for a senior citizen and a super senior citizen was Rs 60,000 and Rs 80,000 respectively.


Deductions for Person suffering from Physical Disability

Section 80U: Deduction for Person suffering from Physical Disability

A deduction of Rs. 75,000 is available to a resident individual who suffers from a physical disability (including blindness) or mental retardation. In case of severe disability, deduction of Rs. 1,25,000 can be claimed.

From FY 2015-16 – The deduction limit of Rs 50,000 has been raised to Rs 75,000 and Rs 1,00,000 has been raised to Rs 1,25,000.


Deduction for donations towards Social Causes

Section 80G: Deduction for donations towards Social Causes

The various donations specified in u/s 80G are eligible for deduction up to either 100% or 50% with or without restriction as provided in section 80G.

From FY  2017-18 any donations made in cash exceeding Rs 2,000 will not be allowed as deduction.  The donations above Rs 2000 should be made in any mode other than cash to qualify as deduction u/s 80G.

Donations with 100% deduction without any qualifying limit:

  • National Defence Fund set up by the Central Government
  • Prime Minister’s National Relief Fund
  • National Foundation for Communal Harmony
  • An approved university/educational institution of National eminence
  • Zila Saksharta Samiti constituted in any district under the chairmanship of the Collector of that district
  • Fund set up by a State Government for the medical relief to the poor
  • National Illness Assistance Fund
  • National Blood Transfusion Council or to any State Blood Transfusion Council
  • National Trust for Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities
  • National Sports Fund
  • National Cultural Fund
  • Fund for Technology Development and Application
  • National Children’s Fund
  • Chief Minister’s Relief Fund or Lieutenant Governor’s Relief Fund with respect to any State or Union Territory
  • The Army Central Welfare Fund or the Indian Naval Benevolent Fund or the Air Force Central Welfare Fund, Andhra Pradesh Chief Minister’s Cyclone Relief Fund, 1996
  • The Maharashtra Chief Minister’s Relief Fund during October 1, 1993 and October 6,1993
  • Chief Minister’s Earthquake Relief Fund, Maharashtra
  • Any fund set up by the State Government of Gujarat exclusively for providing relief to the victims of earthquake in Gujarat
  • Any trust, institution or fund to which Section 80G(5C) applies for providing relief to the victims of earthquake in Gujarat (contribution made during January 26, 2001 and September 30, 2001) or
  • Prime Minister’s Armenia Earthquake Relief Fund
  • Africa (Public Contributions — India) Fund
  • Swachh Bharat Kosh (applicable from financial year 2014-15)
  • Clean Ganga Fund (applicable from financial year 2014-15)
  • National Fund for Control of Drug Abuse (applicable from financial year 2015-16)

Donations with 50% deduction without any qualifying limit

  • Jawaharlal Nehru Memorial Fund
  • Prime Minister’s Drought Relief Fund
  • Indira Gandhi Memorial Trust
  • The Rajiv Gandhi Foundation

Donations to the following are eligible for 100% deduction subject to 10% of adjusted gross total income

  • Government or any approved local authority, institution or association to be utilised for the purpose of promoting family planning
  • Donation by a Company to the Indian Olympic Association or to any other notified association or institution established in India for the development of infrastructure for sports and games in India or the sponsorship of sports and games in India.

Donations to the following are eligible for 50% deduction subject to 10% of adjusted gross total income

  • Any other fund or any institution which satisfies conditions mentioned in Section 80G(5)
  • Government or any local authority to be utilised for any charitable purpose other than the purpose of promoting family planning
  • Any authority constituted in India for the purpose of dealing with and satisfying the need for housing accommodation or for the purpose of planning, development or improvement of cities, towns, villages or both
  • Any corporation referred in Section 10(26BB) for promoting interest of minority community
  • For repairs or renovation of any notified temple, mosque, gurudwara, church or other place.

Deductions on Contribution by Companies to Political Parties

Section 80GGB: Deduction on contributions given by companies to Political Parties

Deduction is allowed to an Indian company for amount contributed by it to any political party or an electoral trust. Deduction is allowed for contribution done by any way other than cash.


Deductions on Contribution by Individuals to Political Parties

Section 80GGC: Deduction on contributions given by any person to Political Parties

Deduction under this section, is allowed to a taxpayer except a company, local authority and an artificial juridical person wholly or partly funded by the government, for any amount contributed to any political party or an electoral trust. Deduction is allowed for contribution done by any way other than cash.


Deductions on Income by way of Royalty of a Patent

Section 80RRB: Deduction with respect to any Income by way of Royalty of a Patent

Deduction for any income by way of royalty for a patent registered on or after 01.04.2003 under the Patents Act 1970 shall be available up to Rs. 3 lakhs or the income received, whichever is less. The taxpayer must be an individual resident of India who is a patentee. The taxpayer must furnish a certificate in the prescribed form duly signed by the prescribed authority.

Section 80 Deduction Table

Section Deduction on Allowed Limit (maximum) FY 2018-19
Section 80C – Investment in PPF
– Employee’s share of PF contribution
– NSCs
– Life Insurance Premium payment
– Children’s Tuition Fee
– Principal Repayment of home loan
– Investment in Sukanya Samridhi Account
– ULIPS
– ELSS
– Sum paid to purchase deferred annuity
– Five year deposit scheme
– Senior Citizens savings scheme
– Subscription to notified     securities/notified deposits scheme
– Contribution to notified Pension Fund   set up by Mutual Fund or UTI.
– Subscription to Home Loan Account   scheme of the National Housing Bank
– Subscription to deposit scheme of a     public sector or company engaged in   providing housing finance
– Contribution to notified annuity Plan of   LIC
– Subscription to equity shares/   debentures of an approved eligible issue
– Subscription to notified bonds of   NABARD
Rs. 1,50,000
80CCC For amount deposited in annuity plan of LIC or any other insurer for pension from a fund referred to in Section 10(23AAB).
80CCD(1) Employee’s contribution to NPS account (maximum up to Rs 1,50,000)
80CCD(2) Employer’s contribution to NPS account Maximum up to 10% of salary
80CCD(1B) Additional contribution to NPS Rs. 50,000
80TTA(1) Interest Income from Savings account Maximum up to 10,000
80TTB Exemption of interest from banks, post office, etc. Applicable only to senior citizens Maximum up to 50,000
80GG For rent paid when HRA is not received from employer Least of :

– Rent paid minus 10% of total income
– Rs. 5000/- per month
– 25% of total income

80E Interest on education loan Interest paid for a period of 8 years
80EE Interest on home loan for first time home owners Rs 50,000
80CCG Rajiv Gandhi Equity Scheme for investments in Equities Lower of

– 50% of amount invested in equity shares; or
– Rs 25,000

80D Medical Insurance – Self, spouse, children
Medical Insurance – Parents more than 60 years old or (from FY 2015-16) uninsured parents more than 80 years old
 – Rs. 25,000
– Rs. 50,000
80DD Medical treatment for handicapped dependent or payment to specified scheme for maintenance of handicapped dependent

– Disability is 40% or more but less than 80%
– Disability is 80% or more

 – Rs. 75,000
– Rs. 1,25,000
80DDB Medical Expenditure on Self or Dependent Relative for diseases specified in Rule 11DD

– For less than 60 years old
– For more than 60 years old

 – Lower of Rs 40,000 or the amount actually paid
– Lower of Rs 1,00,000 or the amount actually paid
80U Self suffering from disability:

– Individual suffering from a physical disability (including blindness) or mental retardation.
– Individual suffering from severe disability

 – Rs. 75,000
– Rs. 1,25,000
80GGB Contribution by companies to political parties Amount contributed (not allowed if paid in cash)
80GGC Contribution by individuals to political parties Amount contributed (not allowed if paid in cash)
80RRB Deductions on Income by way of Royalty of a Patent Lower of Rs 3,00,000 or income received

Finish your E-filing for FREE with ClearTax

 

Finish your E-filing for FREE with ClearTax

  • ClearTax makes it very easy to E-File your ITR
  • E-Filing takes only a few minutes
  • Our experts help you on live chat and email

Start your Tax Return Now

All Articles

  1. The post office fixed deposit (POFD), also known as ‘post office time deposit’ is a convenient alternative to the fixed deposits provided by banks. Know more about the Features & Benefits, benefits for senior citizens and Post Office Interest Rates tables
  2. All provident fund investments are made in the account maintained by EPFO (Employee’s Provident Fund Organization). The EPFO allocates a Universal Account Number (UAN) for such accounts. Read more about UAN Status, Passbook Checking Your Account Balance
  3. PPF stands for Public Provident Fund which is a long term investment scheme declared by the government of India. It is a safe deposit scheme that offers tax exemptions and attractive interest rates.
  4. The Sukanya Samriddhi Yojana / SSY Account is a small savings scheme declared by the Government of India exclusively for the girl child. According to this scheme, an account can be opened in the name of girl child by her parent or legal guardian until she attains the age of ten years.
  5. ULIP is an investment product that also gives insurance benefits.In ULIP, a part of the money goes towards insurance and the rest towards investments.
  6. EPFO / Employee Provident Fund Organisation is established to assist the Central Board of Trustees in India and is under the administrative control of the Ministry of Labour & Employment. Know about EPFO Applicability, structure, functions & services offered.
  7. Budget 2018 introduced Section 80TTB which provides for a deduction of Rs 50000 from total income of senior citizens of interest from bank deposits. Read on
  8. One of the deductions available under Chapter Vi A is section 80P which is available for co-operative societies. Read more on eligible deductions, exception
  9. Superannuation benefit is among the retirement benefits offered to employees by their employers where employer contributes for /on behalf of employees.
  10. To further the objective of the Beti Bachao Beto Padhao initiative, the government launched Sukanya Samriddhi Yojna (SSY). Investment in this scheme allows a tax benefit under Section 80C upto Rs 1.5 lakhs
  11. The Senior Citizens Savings Scheme (SCSS) is primarily for senior citizens of India that offers regular income. Read more about fixed deposit Interest rates, Eligibility, benefits, investment amount, Banks applicable and how to open the SCSS account.
  12. The Post Office Saving Schemes come under central government run savings portfolio that offer a high amount of reliability. Read on to know more .
  13. The Public Provident Fund (PPF) Scheme was started by the National Savings Organization to promote small savings. Read on to know everything about PPF.
  14. The article gives a detailed understanding on the kinds of disabilities and eligibility for claiming deductions. It also lays out the difference between section 80DD and Section 80U
  15. Tax Saving Calculator
  16. Know about the details of EPF payment online on the Employees’ Provident Fund Organization / EPFO portal. It also lists the supporting banks and the link to them, where the payment can be made.
  17. The Employees’ Provident Fund Organisation / EPFO India provides an easy online procedure to check the status of your Provident Fund claim. Learn how to claim PF / EPF and check PF claim status online by UAN,SMS or Mobile App.
  18. The introduction of UAN has brought about a change in the procedure for PF transfer online.. Know more on the procedure for PF transfer online
  19. To further the objective of the Beti Bachao Beto Padhao initiative, the government launched Sukanya Samriddhi Yojna (SSY). Investment in this scheme allows a tax benefit under Section 80C upto Rs 1.5 lakhs
  20. PPF Calculator : Calculate your Public Provident Fund Interest / returns with ClearTax Online PPF Calculator. Know about PPF benefits and how it can help you in saving your taxes.
  21. There is a proposal in Budget 2018 that no deduction under Section 80IA to 80RRB would be available if the return of income is not filed within the due date
  22. The individual taxpayers are eagerly hoping that the Budget 2018 be a more common man friendly one when compared to that of last year... Section 80C
  23. Universal Account Number (UAN) is a member identification number allotted to all employees entitled to Provident Fund (PF). Read to know how to activate EPFO UAN login, uan employee login,features and benefits, employees benefits and the documents required and also about the uan helpdesk.
  24. PPF / Public Provident Fund is a Tax Saving Scheme run by the Government of India. Learn how to open a PPF Account and know about its interest rates, withdrawal procedure, essential features & tax benefits.
  25. There're many ways that individuals can save income tax. Learn more about Section 80 deductions, HUF, Mutual funds, PPF ELSS & other tax savings schemes
  26. EPF / Employee Provident Fund balance check can be done now in less than 5 minutes either by way of an SMS, by giving a missed call, using the EPFO app or through the Employees' Provident Fund Organisation / EPFO portal.
  27. Interestingly, EPF withdrawal is taxable under certain circumstances and exempt under certain circumstances.
  28. PF / EPF withdrawal can be done either by submission of a physical application for withdrawal or an online application. You can online check Employee Provident Fund Withdrawal, Claim Status, Transfer & Balance in EPFO portal.
  29. Zero coupon bonds are bonds that don't offer interest, but can be purchased at a discount on the face value. Find out who should invest in them.
  30. Have you taken home loan from any of your friends and relatives? This article will help you understand the deduction that can be claimed for the repayments.
  31. The deduction under section 80CCG i.e Rajiv Gandhi Equity Savings Scheme available under Chapter 6A has been discontinued starting from 1st April 2017.
  32. Find out how to reach Rs. 1,50,000 under section 80C with no investments. Check out how section 80c offers tax relief on some of your expenses.
  33. Find out the income tax benefits to Employee on Medical Reimbursements. Check out how much amount can be claimed under medical expenses deduction.
  34. Find out which deductions are allowed and which are not under section 80TTA. Check out how can you claim this deduction and the maximum deduction allowed.
  35. Find out how you can claim deductions under section 80gg for rent paid. Check out the conditions that must be fulfilled and deductions under this section.
  36. Find out if you are eligible to claim a deduction under section 80DD or not. Check out the conditions you must meet to avail this deduction for ay 2016-17
  37. FInd out if you should include employer’s contribution to NPS in your taxable salary. Check out if you can claim deduction on employer’s contribution.
  38. Per the the latest notification from the PFRDA, dated March 6th, 2017, you can now transfer funds from EPF to NPS.
  39. Here's how to get a certificate for claiming deduction under section 80DDB in your income tax return.
  40. You can claim deductions and save tax even when you have missed income tax proof submission deadline. Find out how you can do this.
  41. Find out the tax benefits on children education allowance, tuition fees & school fees. Know about the tuition and fees deduction under section 80c.
  42. Find out the Investments and payments that are eligible for 80C deductions. Compare the popular 80C investments in terms of risk, returns, lock-in.
  43. Find out the stamp duty exemption & registration charges which are related to the transfer of property are allowed as a deduction under Section 80C.
  44. Section 80EE allows tax benefits for first time home buyers. Income tax deduction can be claimed on home loan interest. want to know more about the income tax india, tax benefits on home loan and deduction on home loan,interest on home loans and Income Tax Deduction
  45. Find out the mode of payment and eligible donations under section 80g and 80gga deductions. Check the list of Prescribed funds & institutions under 80g
  46. Find out the Tax Benefits of Education Loan under Section 80E Income Tax deductions. See if you are eligible to claim this deduction.
  47. Partial NPS withdrawals will be tax free - Budget 2017. Find out the withdrawal limit and tax treatment on or before retirement and upon death of Subscriber
  48. Here's a step-by-step guide to register yourself for an i-SIP facility for netbanking of other banks. It's a secure way to invest in mutual funds.
  49. Step by step guide on how to add i-sip URN number for mutual fund investments in your SBI netbanking.
  50. Here is a Step by step guide on how to add i-SIP URN number for mutual fund investments in your Axis netbanking. It is a secure way to invest in mutual fund
  51. Here is a Step by step guide on how to add i-sip URN number for mutual fund investments in your kotak netbanking account.
  52. PPF is very popular with its twin benefits of tax saving and long term secure investment. clearTax totally recommends it!
  53. 'Claim HRA when living in parent's house. How to save tax on HRA by paying rent to parents. Download and prepare rent receipts from parents.'
  54. Investments and payments that are eligible tax-saving deductions under Section 80C. A taxpayer can save up to Rs 1.5 lakh by availing these deductions.
  55. Claim Deductions and Save Tax even when you missed income tax proof submission deadline
  56. Find out Who can claim Income Tax Rebate U/s. 87a for FY 2017-18 and FY 2016-17. Know how to claim section 87A rebate in ClearTax Software.
  57. If you have been a generous soul in the past year, you can save some amount of tax. clearTax tells you how!
  58. Did you know you can save on tax if you have a Home Loan? Read on to find out more!
  59. The Section 80E Deduction (for interest paid on loan taken for higher education) explained, how you can save on the tax you are paying