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HDFC IFSC Code Search

By Mayashree Acharya

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Updated on: Jan 20th, 2025

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3 min read

HDFC IFSC Codes

The IFSC code (Indian Financial System Code) is a unique identifier for banks and their branches in India. It consists of 11 characters—the first four letters represent the bank’s name, the fifth character is always 0, and the last six characters indicate the specific branch.

For example, the HDFC Bank IFSC code for the Delhi MG Road branch is HDFC022556. Here, HDFC represents the bank, the 0 is fixed, and 22556 denotes the branch location.

HDFC IFSC Code Search

The Reserve Bank of India (RBI) issues IFSC codes to all banks for various purposes, especially for online and offline fund transfers. The IFSC code is used to identify banks and branches involved in RTGS, NEFT, and IMPS transactions.

To transfer funds between banks, the sender must provide the recipient's bank details, including the account number, account type, bank name, and IFSC code. Once the information is entered, the IFSC code is verified, enabling the transfer.

You can find the HDFC Bank IFSC code online or offline. It is printed on HDFC Bank cheques and account holders' passbooks. You can also contact HDFC customer care for specific branch IFSC codes.

The following Information is required for Transferring Funds Using Any Mode of Payment

  • Amount of remittance
  • Bank’s account number
  • Bank name of the receiver
  • Name of the receiver
  • Account number of the receiver
  • Receiver’s bank branch’s IFSC code

About HDFC Bank

HDFC Bank, established in August 1994, was one of the first private sector banks to receive approval from the Reserve Bank of India (RBI) to operate under the liberalization strategies of the Indian banking industry. It began operations as a Scheduled Commercial Bank in January 1995 with its registered office in Mumbai.

Known for its expertise in retail mortgage loans, HDFC Bank serves various market segments and maintains a strong corporate client base for its housing-related credit operations. The bank’s business philosophy is built on five core values that guide its commitment to excellence and customer satisfaction.

  • Operational Excellence
  • Customer Focus
  • Product Leadership
  • People
  • Sustainability.

Latest News on HDFC Bank

  • HDFC Bank launches Digital Loans against Mutual Funds (LAMF)
  • HDFC Bank partners with Rajasthan Government to promote Start-Ups
  • HDFC Bank Private Banking Group ranked No. 1 in 4 categories in Euromoney survey
  • HDFC Bank’s InstaCard crosses 3 lakh cards milestone

HDFC Deposit Rates 

HDFC interest

The following are HDFC rates:

HDFC Loans Rates

HDFC Loan

Steps to Open an HDFC Account

People can open various types of bank accounts with HDFC for business and personal purposes to transact, save and earn interest on deposits and be secured financially. To be eligible to open an account with HDFC Bank, customers need to meet the eligibility as mentioned below.

  • The applicant must be a citizen of India.
  • The individual should be 18 years and above to meet eligibility.
  • In the case of minors, the parents or the legal guardians of the minor can open the account on behalf of the minor.
  • The applicant is required to have valid proof of identity and address proof that is approved and recognised by the government..
  • Further to the above criteria and approval from the bank, the applicant must make an initial deposit which depends on the account type and maintain a minimum balance requirement for that particular savings account that has been chosen.

The following documents are required for account opening:

  • Proof of identity – Aadhaar Card, Passport, Driving license, Voter’s ID card,
  • Proof of address -Aadhaar Card, Passport, Driving license, Voter’s ID card,
  • PAN card
  • Form 16 (only if PAN card is not available)
  • Recent passport size photographs

Steps to open a savings account with HDFC To open an account at any HDFC Bank branch, customers will have to follow the steps mentioned below.

  • Visit the HDFC bank branch that is closest to you or the HDFC bank website.
  • Approach the bank executive/select open account option on the webpage.
  • Fill in the account opening form with all relevant details
    • Form 1 – Name of the applicant, address of the applicant, signature or thumb impression and various other credentials of the applicant
    • Form 2 – This part is for customers to fill out if in case they do not have a PAN card.
  • Ensure that all the fields of information are relevant and are entered in the correct format. The details mentioned by the applicant in the application form should correlate to the information provided and mentioned by the Identity and address proof
  • Simultaneously, the applicant can submit the internet banking form to activate and gain access to online banking portal.
  • Following the filling up of the application, the customer will have to make an initial deposit of money depending on the type of account they have opted to open.
  • As soon as the bank completes the verification process of the application form, the applicant will be granted a starter kit.

The starter kit consists of

  • Passbook
  • Debit/Credit card
  • An envelope containing PIN for the card
  • A chequebook
  • Pay-in slips
  • Set of account operating instructions
  • Internet Banking credentials

When receiving your welcome kit, ensure it is completely sealed and untampered. The Government of India mandates that all savings account holders must nominate a beneficiary, preferably a blood relative, who can operate the account in case of unforeseen circumstances.

This nomination process occurs when filling out the account opening application form. Applicants must select a nominee, and if the nominee is a minor, the account can only be operated by them once they turn 18. In the unfortunate event of the account holder’s untimely death, the nominated beneficiary can manage the account on their behalf.

HDFC CUSTOMER HELP-LINE

In case of any assistance, grievance, or information pertaining to HDFC Bank and in particular relating to the opening of a savings bank account, customers can contact the helpline at – 1800 22 1006

Organisation Structure of HDFC

HDFC Structure

The below picture portrays the structural hierarchy of HDFC Bank

Top Banks IFSC Code

SBIHDFCAxis BankIndian BankBank of Baroda
Canara BankAndhra BankPNBAllahabad BankUnion Bank
IDBI BankUnited Bank of IndiaCitibankDena BankVijaya Bank

 

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Frequently Asked Questions

What is an HDFC IFSC code?

The IFSC (Indian Financial System Code) is a unique code used to identify a specific branch of HDFC Bank for electronic payment applications like NEFT, RTGS, and IMPS.

How can I find the HDFC IFSC code for a branch?

You can find the IFSC code for any HDFC Bank branch on the official website, mobile banking app, or by contacting the bank directly. It is also available on your bank statement.

Can I use the HDFC IFSC code for online fund transfers?

Yes, you need the IFSC code to make online payments or fund transfers like NEFT, RTGS, and IMPS to any HDFC Bank branch.

What details do I need to use an HDFC IFSC code for a transfer?

To complete a transfer using the HDFC IFSC code, you will need the recipient’s account number, account type (savings, current, etc.), and the branch's IFSC code.

How do I search for the HDFC IFSC code of a specific branch?

You can search for the IFSC code by visiting the HDFC Bank website, using the IFSC code search tool, or simply by entering the branch name or location in the search bar.

Is the HDFC IFSC code the same for all branches?

No, each branch of HDFC Bank has a unique IFSC code. Ensure you use the correct one for the branch where the recipient holds an account.

What should I do if I cannot find the HDFC IFSC code online?

If you are unable to find the IFSC code online, you can call the customer service helpline of HDFC Bank or visit the nearest branch for assistance.

Can I use the HDFC IFSC code for international transfers?

No, the IFSC code is used for domestic transfers within India. For international transfers, you will need the SWIFT code or IBAN of the recipient bank.

Is the HDFC IFSC code required for IMPS transfers?

Yes, the IFSC code is necessary for IMPS (Immediate Payment Service) transfers to ensure that the funds are sent to the correct branch.

Can I find the HDFC IFSC code using mobile banking apps?

Yes, the HDFC Bank mobile banking app allows you to search and find the IFSC code for any of its branches by entering the branch details.

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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