How to Change and Reset UPI PIN?

Remembering your UPI PIN can be tricky. If you forget it, you cannot make financial transactions. However, you can easily change or reset it online if you forget it. All you have to do is follow some simple steps. Keep reading to learn how to change your UPI PIN and how to reset your UPI PIN effortlessly.

What is a UPI PIN?

Unified Payments Interface, or UPI, is a type of payment system developed by the National Payments Corporation of India (NPCI). One primary benefit of using UPI is that it eliminates the hassle of entering the IFSC code, net banking credentials, and account numbers. 

You need a 4-digit or 6-digit UPI PIN to securely and seamlessly transfer funds across bank accounts. The UPI verifies each transaction and action, like transferring amounts or adding a new payment account. Additionally, it is widely accepted and available 24/7, irrespective of bank or national holidays. 

How to Change UPI PIN?

Changing the UPI PIN is extremely simple and can be done with just a few taps on the screen. The steps are as follows:

• Open your preferred payments app.
• Log in to the app using your MPIN. 
• Click on your profile picture, which is available on the top-left of the homepage.
• Navigate to the ‘My Accounts’ section.
• Select ‘Savings Account’ from the available options. 
• Tap on the ‘Change UPI PIN’ option present on the screen.
• Click the ‘Change Now’ option to redirect to the next screen.
• Enter your existing PIN and the new PIN in the designated locations. 

Once done, your UPI PIN gets changed, and you can use your new PIN going forward.

How to Reset UPI PIN?

Even resetting your UPI PIN is a simple process. Here are a few steps you can follow to reset your UPI PIN:

• Navigate to your preferred payments app and log in using your MPIN.
• On the homepage, locate your profile picture in the top-left corner and tap on it. 
• Move to the ‘My Accounts’ section and choose the ‘Savings Account’ option.  
• Tap the ‘Forgot UPI PIN’ option and then click the ‘Reset Now’ button. 
• Enter the OTP received on your registered mobile number.
• Next, enter your previous PIN and then enter the new PIN in the designated location.

Once done, the UPI PIN resets so that you can seamlessly carry on online transactions. 

Final Word

Your UPI PIN is essential for secure digital transactions, and remembering it is crucial. However, if you ever forget it or need to update it for security reasons, you can easily change your UPI PIN or reset your UPI PIN by following the simple steps outlined above. Whether you’re switching to a new PIN for security reasons or recovering access after forgetting it, the process is quick and hassle-free. Keep your UPI PIN confidential and update it periodically to ensure safe and seamless online transactions.

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