How To Check IOB Balance By SMS, Missed Call, ATM & Internet Banking

Indian Overseas Bank (IOB) offers multiple options for checking your account balance to help you better plan your finances. Whether you prefer the simplicity of a missed call, the ease of SMS, or the flexibility of internet and mobile banking, IOB has you covered. 

In this article, we will explain each IOB balance check method in detail, helping you choose the best method for managing your IOB account.

Indian Overseas Bank Balance Enquiry Number

Indian Overseas Bank balance enquiry number allows you to check the account balance instantly using the IOB balance enquire number. Here is a table illustrating the balance check number through different methods:

Different Ways to Check Indian Overseas Bank Account Balance

Indian Overseas Bank has been devising simple measures to check account balances. Below are different methods to ensure that you can monitor your finances anytime, as per your convenience and preference.

Through Missed Call Services

All registered customers of the Indian Overseas Bank can check their bank account balance through this missed call facility by following the below process: 

• Dial 9210622122 or 9289222029 from your mobile number registered with IOB.
• Disconnect the call after one or two rings. Immediately after the call, the bank account balance will be sent to your registered mobile number.

Through SMS 

The IOB bank balance check number enables you to send an SMS to receive your account balance. You can follow these instructions from your account’s registered mobile phone to enquire through SMS banking:

• Send an SMS with ‘BAL<Last four digits of account Number>’ to 8424022122.
• The bank will send you an SMS shortly to your registered mobile number with your balance details.

Through Net Banking

As an Indian Overseas Bank customer, you can register for a net banking facility to check your account balance. Here is a simple guide you can follow to check your bank balance using this facility: 

• Log into the Indian Overseas Bank’s Internet banking portal using the banking credentials.
• Click the ‘View Account Details’ section from the homepage.
• Select the ‘Check Account Balance’ to track your Indian Overseas Bank balance.

Through ATM

One of the easiest ways to enquire about your Indian Overseas Bank account balance is by visiting the nearest ATM. You can follow the below process to check your bank account balance through an ATM:

• Visit the nearest ATM and insert/swipe the card into the machine.
• Enter the 4-digit ATM PIN.
• Select the ‘Balance Enquiry’ option from the screen.
• Check the bank account balance displayed on the screen.
• The ATM will also print a receipt that will display the account balance.

Through Mobile Banking

Apart from the above methods, all Indian Overseas Bank customers can access their bank accounts using the IOB Mobile banking application. Here is how you can check the account balance with the mobile banking application of IOB:

• Download the IOB Mobile application through the Play Store or the App Store.
• Access your account with your credentials or MPIN.
• Your dashboard will open after verification.
• Select ‘My Account’ and click the ‘View Account Balance’ option to check the current balance in your bank account.

Through Passbook

You can check your balance in the account using your passbook. To do that, visit any Indian Overseas Bank branch with a passbook. Go to the bank official and request them to update your passbook. The official will update your passbook by recording the new balance and any new transactions that have taken place since the last update.

Through UPI

You can download any UPI application on your mobile phone and follow the below process to check the IOB account balance:

• Open any UPI application on your smartphone.
• Unlock it using your password or security code.
• Link the Indian Overseas Bank account for which you want to check the balance.
• Click on the ‘Check Account Balance’ option.
• Insert your UPI PIN to check the balance of your bank account.

Through USSD Code

If you do not have access to the internet, you can use the Indian Overseas Bank’s USSD Code feature to check your bank account balance. Here is the process on how to do it:

• Dial *99*52# from the registered phone number.
• Select your preferred language.
• Enter the IFSC code of the IOB branch where you have your account.
• After that, request to check your Indian Overseas Bank account balance.
• Follow the guidelines to check your bank account balance or get a mini statement.
• After that, the bank will send you the account details on your registered phone. 

With the IOB balance check methods, managing your balance is quick, secure, and hassle-free, empowering you to stay informed and control your finances anytime, anywhere. Whether you prefer the speed of a missed call, the convenience of SMS, or the flexibility of mobile and internet banking, Indian Overseas Bank ensures you are always connected to your account.

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