You can check your IOB balance without using the internet by giving a missed call to 9210622122 from your registered mobile number. Alternatively, dial the USSD code 9952# and follow the prompts to view your balance. Both methods are simple, free, and work even on basic phones.
How To Check IOB Balance By SMS, Missed Call, ATM & Internet Banking
Indian Overseas Bank (IOB) offers multiple convenient ways to check your account balance, even without internet access. You can use the IOB balance check number, SMS service, UPI apps, or USSD code for instant balance updates from your mobile phone.
In this guide, we explain each IOB balance check method step-by-step to help you stay in control of your finances.
| Method | Access Type | Required | Service/Action |
|---|---|---|---|
| Missed Call | Offline | Registered Mobile Number | Dial 9210622122 or 9289222029 |
| SMS Banking | Offline | Registered Mobile Number | Send BAL<Last 4 digits> to 8424022122 |
| Net Banking | Online | Login Credentials | View balance under account details |
| Mobile Banking App | Online | App Login or MPIN | Use ‘View Account Balance’ feature |
| ATM | Offline | ATM Card + PIN | Select ‘Balance Enquiry’ |
| Passbook | Offline | Physical Passbook | Visit branch to update |
| UPI | Online | UPI PIN | Use ‘Check Account Balance’ |
| USSD Code | Offline | Registered Mobile Number | Dial 9952# and follow steps |
Indian Overseas Bank Balance Enquiry Number
The IOB Bank balance check number allows you to check the account balance instantly. Given below are the various IOB balance check numbers:
Service | Enquiry Number |
Indian Overseas Bank (IOB) Check Number (Toll-free) | 18008904445 |
Indian Overseas Bank Missed Call Balance Enquiry Number | 9210622122 |
Different Ways to Check Indian Overseas Bank Account Balance
Here are the various ways you can perform an IOB balance check using online and offline channels:
Through Missed Call Services
Registered IOB customers can check their balance by giving a missed call to the IOB bank balance check number at 9210622122 or 9289222029 from their registered mobile number. After one ring, the call disconnects automatically and the bank sends your balance details via SMS.
Through SMS
You can follow these steps to know your account balance through SMS banking:
- Send an SMS with ‘BAL<Last four digits of account Number>’ to 8424022122.
- The bank will send you an SMS shortly to your registered mobile number with your balance details.
Through Net Banking
As an Indian Overseas Bank customer, you can register for a net banking facility to check your account balance. Here is a simple guide you can follow to check your bank balance using this facility:
- Log into the Indian Overseas Bank’s Internet banking portal using the banking credentials.
- Click the ‘View Account Details’ section from the homepage.
- Select the ‘Check Account Balance’ to track your Indian Overseas Bank balance.
Through ATM
One of the easiest ways to enquire about your Indian Overseas Bank account balance is by visiting the nearest ATM. You can follow the below process to check your bank account balance through an ATM:
- Visit the nearest ATM and insert/swipe the card into the machine.
- Enter the 4-digit ATM PIN.
- Select the ‘Balance Enquiry’ option from the screen.
- Check the bank account balance displayed on the screen.
- The ATM will also print a receipt that will display the account balance.
Through Mobile Banking
Apart from the above methods, all Indian Overseas Bank customers can access their bank accounts using the IOB Mobile banking application. Here is how you can check the account balance with the mobile banking application of IOB:
- Download the IOB Mobile application through the Play Store or the App Store.
- Access your account with your credentials or MPIN.
- Your dashboard will open after verification.
- Select ‘My Account’ and click the ‘View Account Balance’ option to check the current balance in your bank account.
Through Passbook
You can check your balance in the account using your passbook. To do that, visit any Indian Overseas Bank branch with a passbook. Go to the bank official and request them to update your passbook. The official will update your passbook by recording the new balance and any new transactions that have taken place since the last update.
Through UPI
You can download any UPI application on your mobile phone and follow the below process to check the IOB account balance:
- Open any UPI application on your smartphone.
- Unlock it using your password or security code.
- Link the Indian Overseas Bank account for which you want to check the balance.
- Click on the ‘Check Account Balance’ option.
- Insert your UPI PIN to check the balance of your bank account.
Through USSD Code
If you do not have access to the internet, you can use the Indian Overseas Bank’s USSD Code feature to check your IOB bank balance. Here is the process on how to do it:
- Dial *99*52# from the registered phone number.
- Select your preferred language.
- Enter the IFSC code of the IOB branch where you have your account.
- After that, request to check your Indian Overseas Bank account balance.
- Follow the guidelines to check your bank account balance or get a mini statement.
- Your IOB bank balance will be sent via SMS.
With multiple options like the IOB balance check number, mobile banking, SMS, and USSD code, Indian Overseas Bank makes it simple for customers to stay updated on their account balances. For a fast and secure way to check your balance, just save the IOB bank balance check number and use it whenever needed.
Checking balances for other banks too?
1. Canara Bank Balance Check Number
2. SBI Balance Check Number
3. Axis Bank Balance Check Number
4. Union Bank Balance Check Number
5. Karur Vysya Bank Balance Check Number
6. Bank of Maharashtra Balance Check Number
7. IndusInd Bank Balance Check Number
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About the Author
Mayashree Acharya
Senior Content Writer
I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more
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