You can check your IOB balance without using the internet by giving a missed call to 9210622122 from your registered mobile number. Alternatively, dial the USSD code 9952# and follow the prompts to view your balance. Both methods are simple, free, and work even on basic phones.
Index
How To Check IOB Balance By SMS, Missed Call, ATM & Internet Banking
Indian Overseas Bank (IOB) offers multiple convenient ways to check your account balance, even without internet access. You can use the IOB balance check number, SMS service, UPI apps, or USSD code for instant balance updates from your mobile phone.
In this guide, we explain each IOB balance check method step-by-step to help you stay in control of your finances.
| Method | Access Type | Required | Service/Action |
|---|---|---|---|
| Missed Call | Offline | Registered Mobile Number | Dial 9210622122 or 9289222029 |
| SMS Banking | Offline | Registered Mobile Number | Send BAL<Last 4 digits> to 8424022122 |
| Net Banking | Online | Login Credentials | View balance under account details |
| Mobile Banking App | Online | App Login or MPIN | Use ‘View Account Balance’ feature |
| ATM | Offline | ATM Card + PIN | Select ‘Balance Enquiry’ |
| Passbook | Offline | Physical Passbook | Visit branch to update |
| UPI | Online | UPI PIN | Use ‘Check Account Balance’ |
| USSD Code | Offline | Registered Mobile Number | Dial 9952# and follow steps |
Indian Overseas Bank Balance Enquiry Number
The IOB Bank balance check number allows you to check the account balance instantly. Given below are the various IOB balance check numbers:
Service | Enquiry Number |
Indian Overseas Bank (IOB) Check Number (Toll-free) | 18008904445 |
Indian Overseas Bank Missed Call Balance Enquiry Number | 9210622122 |
Different Ways to Check Indian Overseas Bank Account Balance
Here are the various ways you can perform an IOB balance check using online and offline channels:
Through Missed Call Services
Registered IOB customers can check their balance by giving a missed call to the IOB bank balance check number at 9210622122 or 9289222029 from their registered mobile number. After one ring, the call disconnects automatically and the bank sends your balance details via SMS.
Through SMS
You can follow these steps to know your account balance through SMS banking:
- Send an SMS with ‘BAL<Last four digits of account Number>’ to 8424022122.
- The bank will send you an SMS shortly to your registered mobile number with your balance details.
Through Net Banking
As an Indian Overseas Bank customer, you can register for a net banking facility to check your account balance. Here is a simple guide you can follow to check your bank balance using this facility:
- Log into the Indian Overseas Bank’s Internet banking portal using the banking credentials.
- Click the ‘View Account Details’ section from the homepage.
- Select the ‘Check Account Balance’ to track your Indian Overseas Bank balance.
Through ATM
One of the easiest ways to enquire about your Indian Overseas Bank account balance is by visiting the nearest ATM. You can follow the below process to check your bank account balance through an ATM:
- Visit the nearest ATM and insert/swipe the card into the machine.
- Enter the 4-digit ATM PIN.
- Select the ‘Balance Enquiry’ option from the screen.
- Check the bank account balance displayed on the screen.
- The ATM will also print a receipt that will display the account balance.
Through Mobile Banking
Apart from the above methods, all Indian Overseas Bank customers can access their bank accounts using the IOB Mobile banking application. Here is how you can check the account balance with the mobile banking application of IOB:
- Download the IOB Mobile application through the Play Store or the App Store.
- Access your account with your credentials or MPIN.
- Your dashboard will open after verification.
- Select ‘My Account’ and click the ‘View Account Balance’ option to check the current balance in your bank account.
Through Passbook
You can check your balance in the account using your passbook. To do that, visit any Indian Overseas Bank branch with a passbook. Go to the bank official and request them to update your passbook. The official will update your passbook by recording the new balance and any new transactions that have taken place since the last update.
Through UPI
You can download any UPI application on your mobile phone and follow the below process to check the IOB account balance:
- Open any UPI application on your smartphone.
- Unlock it using your password or security code.
- Link the Indian Overseas Bank account for which you want to check the balance.
- Click on the ‘Check Account Balance’ option.
- Insert your UPI PIN to check the balance of your bank account.
Through USSD Code
If you do not have access to the internet, you can use the Indian Overseas Bank’s USSD Code feature to check your IOB bank balance. Here is the process on how to do it:
- Dial *99*52# from the registered phone number.
- Select your preferred language.
- Enter the IFSC code of the IOB branch where you have your account.
- After that, request to check your Indian Overseas Bank account balance.
- Follow the guidelines to check your bank account balance or get a mini statement.
- Your IOB bank balance will be sent via SMS.
With multiple options like the IOB balance check number, mobile banking, SMS, and USSD code, Indian Overseas Bank makes it simple for customers to stay updated on their account balances. For a fast and secure way to check your balance, just save the IOB bank balance check number and use it whenever needed.
Checking balances for other banks too?
1. Canara Bank Balance Check Number
2. SBI Balance Check Number
3. Axis Bank Balance Check Number
4. Union Bank Balance Check Number
5. Karur Vysya Bank Balance Check Number
6. Bank of Maharashtra Balance Check Number
7. IndusInd Bank Balance Check Number
Frequently Asked Questions
How to check my IOB account balance without internet?
How to check IOB balance with account number?
Is it possible to check last 5 transactions made through IOB?
How can I check my IOB mini statement by missed call?
Products
Resources & Guides
GST Resources
ITR Resources
Mutual Fund Resources
Tools
TRENDING MUTUAL FUNDS
ICICI Prudential Technology Fund Direct Plan Growth
Tata Digital India Fund Direct Growth
Axis Bluechip Fund Growth
ICICI Prudential Technology Fund Growth
Aditya Birla Sun Life Tax Relief 96 Growth
Aditya Birla Sun Life Digital India Fund Direct Plan Growth
Quant Tax Plan Growth Option Direct Plan
SBI Technology Opportunities Fund Direct Growth
Axis Long Term Equity Fund Growth
TOP AMCS
STOCK MARKETS
Clear offers taxation & financial solutions to individuals, businesses, organizations & chartered accountants in India. Clear serves 1.5+ Million happy customers, 20000+ CAs & tax experts & 10000+ businesses across India.
Efiling Income Tax Returns(ITR) is made easy with Clear platform. Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing.
CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax. Clear can also help you in getting your business registered for Goods & Services Tax Law.
Save taxes with Clear by investing in tax saving mutual funds (ELSS) online. Our experts suggest the best funds and you can get high returns by investing directly or through SIP. Download Black by ClearTax App to file returns from your mobile phone.
Office Address - Defmacro Software Private Limited, C 245A, Ground floor, Room No 1, Vikas Puri, West Delhi, New Delhi, Delhi 110018, India
Cleartax is a product by Defmacro Software Pvt. Ltd.
ISO 27001
Data Center
SSL Certified Site
128-bit encryption