How to Activate Kotak Credit Card Online & Offline?

Credit cards are one of the most convenient financial tools in today’s digital world. Kotak Mahindra Bank, one of India’s recognised private sector banks, dispatches credit cards to its customers. 

When you receive a Kotak Mahindra Bank credit card, you must activate it to conduct financial transactions. Activating your Kotak Mahindra Bank credit card is easy and can be done in multiple ways. Read this article to learn the several ways to activate your Kotak Mahindra Bank credit card. 

How to Activate Kotak Credit Card PIN?

After you receive your Kotak Mahindra Bank credit card, you must activate it to use it to make payments. You can activate it using the following online or offline methods:

• Through Internet Banking
• Through Mobile Application
• Through the ATM
• Through the Customer Care
• Through SMS

How to Activate Kotak Credit Cards through Internet Banking?

You can activate a Kotak credit card through net banking by following these simple steps:

Step 1: Log in to the Kotak Mahindra Bank net banking portal using your credentials. 

Step 2: Click the ‘Credit Card Activation’ option on the home page.

Step 3: Enter your credit card details and click ‘Submit’.

Step 4: Enter the PIN and click ‘Submit’.

Step 5: You will receive an OTP on your registered mobile number. Enter the OTP and create a new PIN for your credit card.

How to Activate Kotak Credit Card through Mobile App?

Follow these hassle-free steps to activate your Kotak credit card using the mobile application:

Step 1: Download the Kotak Mobile banking application from the Play Store or App Store.

Step 2: Create your account and log in to the app.

Step 3: Click on the ‘Credit Card’ option and click on ‘Card Overview’.

Step 4: Click on the ‘Set PIN’ option available under the credit card to be activated. 

Step 5: Enter your credit card details and click the ‘Submit’ button to set the PIN and use your card for financial transactions. 

How to Activate a Kotak Credit Card through an ATM?

You can also activate Kotak credit cards through an ATM by following the below steps:

Step 1: Visit the nearest ATM and insert your card into the machine.

Step 2: Select the ‘Set PIN/ Generate PIN’ option from the main menu. 

Step 3: Put your registered mobile number, after which you will receive a PIN on your registered mobile number. 

Step 4: Re-insert your card and enter the PIN sent to your mobile number.

Step 5: On the next screen, enter the new PIN and follow the instructions to activate the card. 

How to Activate Kotak Credit Cards through Customer Care?

In addition to activating the Kotak credit card through an ATM, you can activate it through the Kotak Mahindra Bank customer care. Call the customer care number of Kotak Mahindra Bank at 1860 266 2666. The bank executives will guide you through the process of activating your credit card.

How to Activate Kotak Credit Card through SMS?

You can also opt to activate a Kotak credit card through SMS. To do this, you must send a message to the bank mentioning your card number at 5676788 or 9971056767 from your registered mobile number. Once you send the message to the bank, they will process your request within 24 hours during working days. 

Kotak Mahindra Bank credit card activation is a simple and easy process for credit card users. Nevertheless, you must ensure that you use your registered mobile number to successfully activate your credit card for financial transactions, irrespective of the methods you choose. 

Related Articles:
1. How To Activate HDFC Credit Card?
2. How To Activate Yes Bank Credit Card?
3. How to Activate Axis Bank Credit Card ?
4. How to Activate ICICI Credit Card?
5. How To Unblock SBI Credit Card?

Other Kotak Bank Pages:
1. Kotak Bank Mobile Banking
2. Kotak Credit Card Cash Withdrawal Charges
3. Kotak Bank FD Calculator
4. Kotak Bank FD Interest Rates 
5. How to Close Kotak Bank Account Online