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Beti Bachao, Beti Padhao

The ‘Beti Bachao, Beti Padhao’ scheme was launched by Prime Minister Narendra Modi in January 2015. It is aimed at improving the child sex ratio and promoting the education and protection of girls in India. Since its launch, the scheme has raised awareness about the value of girls and encouraged greater community participation in supporting their rights.

Key Highlights

  • Main Objective: Improve the child sex ratio and promote girls’ education in India
  • Target Areas: Gender equality, women's empowerment, and girl child protection
  • Official Ministries: Ministry of Women and Child Development, Ministry of Education, and Ministry of Health and Family Welfare
  • Applicable Across: All states and union territories in India

What is Beti Bachao, Beti Padhao?

Beti Batao, Beti Padhao aims to reduce discrimination against girls by promoting education and encouraging families to value daughters equally, helping to build a fair society.

There was a significant improvement in the sex ratio at birth and in school enrollment for girls. The scheme has helped raise awareness on gender equality and education for girls across several states

Beti Bachao, Beti Padhao 2.0

Since it had a positive impact from launch, it was further strengthened with the launch of BBBP 2.0 in 2026.

The updated phase focuses on:

  • Better use of digital tools for monitoring progress
  • Skill development for girls
  • Encouraging education linked with jobs and careers
  • Stronger community participation

Eligibility under Bet Bachao, Beti Padhao 

Since Beti Bachao Beti Padhao is a government awareness programme and not a benefit scheme that people apply for, it does not have a direct individual eligibility criterion. To apply for Beti Bachao Beti Padhao, a Sukanya Samriddhi Account (SSA) bank account is to be opened in the name of the girl child.

Eligibility Criteria for Sukanya Samriddhi Bank Account

To open a Sukanya Samriddhi Account (SSA) bank account. The following criteria are to be fulfilled:

CriteriaDetails
Account HolderGirl child (account opened in her name by parent or legal guardian)
Age LimitGirl child must be below 10 years of age
NationalityIndian resident citizen
Number of AccountsOnly one account per girl child
Family LimitMaximum two accounts per family (exceptions for twins/triplets allowed)
Who Can OpenParent or legal guardian of the girl child
KYC RequirementRequired (identity and address proof of guardian + child’s birth certificate)

Documents Required to Open Sukanya Samriddhi Account (SSA) Bank Account?

The following are the required documents:

  •  Official birth certificate of the girl child
  • Passport-size photographs of the child and parent/guardian.
  • Address proof includes Aadhar card, utility bill or rental agreements
  • Identity proof of the legal guardian/ parent

How to Open Sukanya Samriddhi Account (SSA) Bank Account?

The Sukanya Samriddhi Account can be opened by visiting an authorized post office or participating bank that offers the scheme. The application involves submission of the prescribed form, required documents, and the initial deposit. After verification, the account is activated and a passbook is issued.

Opening a Sukanya Samriddhi Account in a bank or post office follows a defined procedure under the scheme guidelines.

Interest Rate of Sukanya Samriddhi Account 

The Sukanya Samriddhi Account offers a government-notified interest rate that is revised periodically by the Ministry of Finance. The interest is compounded annually, making it a long-term savings-oriented investment for the girl child.

Information on the latest interest rate and related benefits is published periodically under official SSY notifications.

WIthdrawal Rules

The withdrawal of the previous financial year's ending balance is permitted only for the girl child's higher education or marriage, and only after she reaches 18 years of age or has passed the 10th standard, whichever comes first.

  • Partial withdrawal: Permitted after the girl child attains 18 years of age, mainly for higher education
  • Full withdrawal: Allowed after maturity, generally when the girl turns 21 years old
  • Premature closure: Permitted only under specific conditions such as medical emergencies or as per government guidelines

The Beti Bachao Beti Padhao scheme is a major initiative aimed at improving the status of the girl child in India. Through awareness and financial support systems like the Sukanya Samriddhi Yojana, it promotes education, equality, and long-term financial security for girls.
 

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