Encumbrance Certificate (EC) AP: How to Apply, Download & Status Check

The Encumbrance Certificate (EC) is important for any property transaction in Andhra Pradesh. This certificate or document indicates if a property has any legal or financial encumbrances, such as loans, mortgages, liens, or disputes. The EC is required for the sale or for taking a loan against the property. 

Continue reading this article to gain detailed insights about Encumbrance Certificate AP, how to apply for it, and more. 

AP Encumbrance Certificate (EC)

An Encumbrance Certificate AP is a legal document in Andhra Pradesh, providing details about a property regarding its financial liabilities or legal encumbrances, such as loans or pending dues for a specified period. 

This certificate is required for buying, selling, or applying for loans against any property. It also allows buyers to check whether the property is free of any disputes. The office of the Sub-Registrar issues this certificate. 

Types of Encumbrance Certificates in Andhra Pradesh

There are two of Encumbrance Certificates in Andhra Pradesh, which are as follows:

Form 16

Form 16 is issued in the case of no financial or legal liability is there on the property. This means that no loans, mortgages or any other legal claims are there on the property during the specified time. This guarantees that the property is safe to the buyer. This document is mostly required for property transfers and new loans. 

Form 15

This type of EC notes that finance and legal transactions exist on the property. It provides details about property loans, mortgages, sale agreements, contractual leases, and court cases. Any pending dues or disputes will be included in case the property has one. This certificate allows buyers and banks to learn about the several risks before engaging in the options to purchase or lend the land.

How to Apply for an Encumbrance Certificate in AP?

In Andhra Pradesh, you can apply for an EC online or offline at the Sub-Registrar's Office. 

Online Process:

Step 1: Visit the Andhra Pradesh Registration and Stamps Department website.

Step 2: Click on the ‘EC and CC Services’ tab.

Step 3: On the next page, click the ‘Signed EC’ option.

Step 4: If you are a new user, register by clicking on the ‘New Registration’ option and filling in all relevant details. 

Step 5: Once registered, login by selecting ‘Email ID’, ‘Mobile Number’, or ‘Aadhaar Number’ and clicking ‘Get OTP’. Enter the OTP and click ‘Login’. 

Step 6: Click on the ‘New encumbrance Request’ button.

Step 7: Enter the document number, year of registration, SRO name, and captcha code and click ‘Submit’.

Step 8: Make the payment through the available online methods and save the reference number for tracking purposes.

Offline Process:

Step 1: Go to your nearest Sub-Registrar office and request Form 22 for the EC application.

Step 2: Fill out the form with accurate property details and attach the necessary documents.

Step 3: Submit the completed form along with all required documents at the designated counter in the Sub-Registrar office and pay the applicable fees based on the duration of encumbrance requested.

Step 4: After submission of the application, collect the acknowledgement receipt for reference.

Processing Time for Encumbrance Certificate in AP

The processing time and issuance of an Encumbrance Certificate in AP takes only one day. However, there may be delays in processing Encumbrance Certificates when applied for it at the Sub-Registrar’s office.

How to Check Encumbrance Certificate Status in AP?

Follow these steps to check the Encumbrance Certificate AP status online:

Step 1: Log in to the Andhra Pradesh Registration and Stamps Department website by clicking on ‘Vendor Login’ and entering the required information.

Step 2: Select the ‘Encumbrance Certificate (EC)’ option under the ‘Assistance’ tab.

Step 3: The status of the EC request will be displayed on the dashboard.

How to Download an Encumbrance Certificate in AP?

Follow the steps below to download the Encumbrance Certificate in AP:

Step 1: Log in to the Andhra Pradesh Registration and Stamps Department website by clicking on ‘Vendor Login’ and entering the required information.

Step 2: Select the ‘Encumbrance Certificate (EC)’ option under the ‘Assistance’ tab.

Step 3: The status of the EC request will be displayed on the dashboard. If the EC is processed, you can download it by clicking the icon under the ‘Action’ column.

Fees for EC Certificate in AP

The service charge applicable for issuance of an encumbrance certificate in Andhra Pradesh is Rs. 25. However, the fees charged for conducting a search and issuance of the certificate in Andhra Pradesh for a period of up to 30 years is Rs. 200 for each certificate. However, for more than 30 years, the charged fee is Rs. 500. 

Non-Encumbrance Certificate in AP

The Non-Encumbrance Certificate is a document in Andhra Pradesh stating that the property is free from any legal or monetary encumbrances. It indicates the property has no debt, mortgage, or cases during a specified period. 

It assures ownership to the buyer that the title to the property is clear and that there will be no disputes regarding any claims on the property that would impact ownership. This certificate is required in transactions concerning a sale, when applying for loans against the property, or in other situations where collateral is needed. 

An Encumbrance Certificate (EC) in AP is required to ascertain ownership of the property. Acquiring an EC is simple and quick in Andhra Pradesh both online and offline. Buyers require this certificate to know the status of a property and be sure that the property is legally and financially safe to buy.

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