HDFC Bank SMS Banking - How to Register for HDFC Bank SMS Banking?

In the digital era, mobile apps, web browsers, and SMS-based services have become integral to modern banking, setting a new standard for Indian banks. Like its peers, HDFC Bank, one of India's largest private sector banks, offers SMS banking services, allowing its customers to carry out transactions, check their account balances and get instant alerts. 

HDFC Bank SMS banking services provide the ultimate convenience of availing banking services from the comforts of your home without needing an internet connection. Learn about this service's features, registration process, and more. 

Features of HDFC SMS Banking

HDFC Bank's SMS banking facility allows customers to perform various transactions and receive alerts through text messages on their mobile phones. Customers first need to sign up by sending an SMS to 7308080808 from a mobile number registered with the bank. They can also register via any ATM or an HDFC Bank branch. 

Once registered, customers can perform banking transactions by sending specific codes to 5676712. This way, they can access their bank account, apply for loans, check their FD balance, and use other banking services. Within minutes, they will get a text message in response.  

• A Wide Range of Functions: The HDFC Bank allows you to carry out several instant transactions from your phone with just an SMS. You can access your bank account balance, get detailed statements, pay bills, apply for loans, and request a passbook with SMS banking.
• Round-the-Clock Services: HDFC Bank SMS banking services are always available 24/7, 365 days a year. As a result, you don’t have to wait for certain hours to access these services. You can avail them even during the holidays. 
• Easy Registration: To register, send a simple SMS to 7308080808 to get started. You can also register for SMS banking from an ATM or an HDFC bank branch. This is quite useful for anyone unfamiliar with or unable to use mobile devices. 
• No Special Keywords Needed: With several banks' SMS services, you must remember specific keywords to access banking services. HDFC Bank has simplified the procedure, allowing you to access these services by typing what you want. The bank’s AI will automatically understand your words and fulfil your needs.
• No Charges: HDFC Bank does not charge anything for its SMS banking services. However, you may have to pay SMS charges as per your telecom operator’s plan. 

How to Register for HDFC Bank SMS Banking

HDFC Bank offers a variety of ways for customers to get started with its SMS banking services, including online and offline ways. Here are the steps to register for SMS banking:

ATM
HDFC Bank customers can apply for SMS banking via any ATM through these steps:

• Enter or swipe your ATM card and type in your PIN. 
• Navigate to ‘More Options’ on the main page.
• Sign up for SMS banking by entering your registered mobile number. Then, tap on ‘Confirm’. 

SMS

You can register for HDFC SMS banking with just a single text from your phone. 

• To get registered, send the following SMS to 7308080808 using your registered phone number. 
• REGISTER <space> last four digits of your customer ID <space> last four digits of your bank account number. 
• You will get an SMS instantly confirming that you have registered for SMS banking. 

Online Banking: 
Currently, there is no option to register for SMS banking online. Therefore, customers must register via SMS, bank branch, or ATM. For mobile and net banking customers, HDFC Bank offers the option to receive customisable alerts via its InstaAlerts service. 

This service allows you to get notifications via SMS or email on transactions, credits, debits, bill dates, and more. In addition, you can get instant alerts for insufficient funds and due dates and choose to receive specific alerts. While all email alerts are free, SMS alerts are charged at 20 paise + GST per SMS. 

Bank Branch 

Customers can subscribe to HDFC SMS banking services by visiting a nearby branch. To register, they must file an application form and submit it. The bank will take around four working days to complete the registration for applications sent through a bank branch.

HDFC Bank SMS Banking Charges

HDFC Bank SMS banking service is charged at a nominal rate of 20 paise plus GST per SMS, while email alerts remain entirely free of cost. To modify or unsubscribe from this service, you can use NetBanking by navigating to the 'InstaAlert Registration' option at the top of the screen. Alternatively, you can make changes through the mobile banking app by accessing the "Your Profile" section.

HDFC Bank SMS Banking Services 

HDFC Bank offers its customers different services related to SMS banking. They are discussed as follows as per different categories:

Banking Services : Here is a list of services you can avail via SMS banking services:

• Account balance enquiry
• Block debit card or credit card
• Request for account statement
• Check 7 day’s transactions 
• Request for a cheque book 
• Request for FD account summary
• Open a new fixed deposit
• Update nomination details 
• Submit Form 15G/15H
• Block UPI
• View credit card reward points
• Convert spending to EMI
• Apply for personal loans, business loans, two-wheeler loans, auto loans and consumer durable loans.
• PAN update and address change
• Get life insurance or general insurance
• Registration for FastTag

HDFC Bank SMS Banking Codes

You can use certain keywords to avail HDFC Bank SMS banking services. Here is a list of keywords you can send to 5676712 for certain transactions:

• HDFC Bank Balance SMS: bal <last five digits of A/C no.>
• Enquiry for Fixed Deposit Balance: fdq
• Request for Account Statement: stm <last five digits of A/C no.>
• Request for a Mini-Statement: txn <last five digits of A/C no.>
• Change Registered Primary Account: new <13 digit new A/C no.>
• Change Internet Banking Password: ipin
• Request for a New Cheque Book: chq <last five digits of A/C no.>
• Enquire Cheque Status: cst <6 digit cheque no.>
• Stop a Cheque: stp <6 digit cheque no.>

How to De-register from HDFC Bank SMS Banking

To deregister from HDFC Bank's SMS alerts, log in to NetBanking using your Customer Identification Number and NetBanking password. Navigate to the "Insta Alerts" option at the page's top-right corner. 

Choose the account number for which you wish to deregister the alerts. Select the specific alerts you want to remove and click the delete option. Finally, confirm your selection and the alerts will be successfully deregistered for the chosen account.

Regardless of the way you choose to register for HDFC Bank SMS banking, you will get an SMS with your account number stating that it’s registered. The timeline for this can vary; approvals are usually instant for SMS applications but can take 4 days for offline applications. Once you receive a confirmation, you can start performing transactions by sending specific codes to 5676712 or typing your query to 7308080808.

Also, check your HDFC balance easily!
HDFC Balance Check Number - How To Check HDFC Balance?