How to Add Bank Account in Amazon Pay?

In this digital era, the e-commerce industry is gaining popularity. This is because the companies ensure they have advanced tools and services, including simple digital payment options. Digital payments have changed our method of payment. Moreover, using digital payment services, you can even earn exciting rewards. 

Amazon Pay is a popular digital payment service, well-known for its parent company, Amazon. Amazon owns this online payment processing service. By linking bank accounts to the Amazon mobile app, customers can carry out their payments easily and securely. Keep reading to learn about how to add a bank account in Amazon Pay, its benefits, and more. 

How to Link a Bank Account with Amazon Pay?

There is no separate app for making payments on Amazon India. It has introduced the Amazon Pay option on the Amazon app itself. Here is the detailed step-by-step process to add a bank account in Amazon Pay:

Step 1: Sign in to your Amazon Pay account.

Step 2: Click the ‘Amazon Pay UPI’ tab available at the top of the page.

Step 3: On the next page, your mobile number will be verified. If your mobile number is already linked with a UPI account, the Amazon Pay app will automatically link your bank account linked with a UPI for your mobile number. 

Step 4: When your mobile number is not linked to any other UPI app, you will get a list of banks after verification. Choose the bank account to link to Amazon Pay. 

Step 5: Enter the debit card details and click the ‘Set your UPI PIN’ option. 

Step 6: Set the UPI PIN and click ‘Proceed’. The bank account will be linked on Amazon Pay.

How to Add Another Bank Account in Amazon Pay?

Below are the steps mentioning how to add multiple bank accounts in Amazon Pay:

Step 1: Log in to your account and click the ‘Amazon Pay UPI’ tab.

Step 2: Here, you will see the bank account linked with your Amazon Pay account.

Step 3: Under the ‘Your Linked Bank Accounts’ tab, click on the ‘Add a New Bank Account’ option. 

Step 4: You will get a list of banks after verification. Choose the bank account to link to Amazon Pay. 

Step 5: Enter the debit card details and click the ‘Set your UPI PIN’ option. 

Step 6: Set the UPI PIN and click ‘Proceed’. The bank account will be linked on Amazon Pay.

How to Add a Bank Account in Amazon Pay without a Debit Card?

You can add a bank account in Amazon Pay without a debit card if you already have a UPI and a bank account linked to the UPI account for your mobile number. The steps to add a bank account in Amazon Pay without a debit card are as follows:

Step 1: Sign in to your Amazon Pay account.

Step 2: Click the ‘Amazon Pay UPI’ tab available at the top of the page.

Step 3: On the next page, your mobile number will be verified. 

Step 4: Select the bank account that is already linked to a UPI through some other UPI payment app for your mobile number. Amazon Pay will automatically link your bank account linked with a UPI account for your mobile number without asking for debit card details. 

How to Transfer Money Using a Bank Account in Amazon Pay?

Amazon enables users to transfer money through their registered bank account in Amazon Pay. Users can then redeem the money they receive in their respective bank accounts. 

Below are the steps showing how to transfer money in Amazon pay balance to a bank account:

Step 1: Open the Amazon app and then navigate to the Amazon Pay page.

Step 2: Scroll down and click the ‘Send Money’ option under ‘Quick Actions’. You will get a lot of options from which you can choose. Select ‘Bank Transfer’ option.

Step 3: Fill in all necessary bank details, including ‘Account Number’, ‘IFSC code’, and name of the account holder. Click on the ‘Pay Now’ button.

Step 4: Enter the amount you want to transfer and press the ‘Continue’ button.

Step 5: You will now receive all the payment options. Click ‘Show More Options’ and then select 'Pay using Amazon Pay Balance'.

Step 6: Click on ‘Continue’. 

The amount entered will now get transferred to the bank account successfully. 

What are the Benefits of Adding a Bank Account to Amazon Pay?

In recent years, mobile banking has become an important part of consumers’ daily lives. Consumers mostly carry their smartphones everywhere they wish to, so a mobile banking app helps them to manage their financial needs as and when they wish. It is essentially considered a bank in your pocket. 

Linking your bank account with Amazon Pay offers numerous benefits and makes shopping and payment experiences more efficient. Here are some of the benefits you can avail by adding a bank account to Amazon Pay:

• Centralised Method of Payment

If you link your bank account with Amazon Pay, you can carry out your transactions hassle-free as you do not have to carry several debit or credit cards with you. Thus, linking your bank account helps to centralise your payment method with Amazon Pay.

• One Click Purchase

This way, you can avoid following the entire checkout process. Linking your bank account will enable you to make a one-click purchase. 

• Faster checkout

Linking your bank account with Amazon Pay will help you enjoy a quicker and smoother checkout process. You no longer need to enter your payment details for each transaction manually.

• Automatic Refund

Having your bank account linked with Amazon Pay will help in the automatic refund process. The refunded amount gets transferred to your linked bank account.

• Security and Fraud Protection

Linking a bank account with Amazon Pay enhances security. Amazon Pay implements various security measures to protect your financial information and simplify your transaction process. 

• Managing Expenses

Opening an Amazon Pay account and linking with your bank account will make your payment and transaction process easier. This becomes extremely helpful for managing your expenses and maintaining records of your online purchase history. 

• Special Offers and Cashbacks

If your bank account is linked with Amazon Pay, you can avail of special offers, including cashback and discounts. 

Amazon Pay is an e-wallet service that Amazon provides its customers. Like other e-wallets, customers here can transfer and receive money via UPI ID. Thus, most customers prefer this service to pay their bills online, purchase movie tickets, scan QR codes, and more. 

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