Sahara Refund Portal: Login, Check Refund Status, Process, How to Apply Online

By Mayashree Acharya

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Updated on: Aug 7th, 2025

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6 min read

Depositors who have invested in the Sahara Group of Cooperative Societies can now claim their refunds easily. The Sahara Refund Portal helps genuine investors to claim their refunds online.

Learn how to navigate the Sahara refund process, check your eligibility, and claim your money seamlessly through the official portal.

Latest Update:

As on July 23, 2025, in line with the Supreme Court's order 27,33,520 depositors of Sahara Group of Cooperative Societies received an amount of 5,139.23 crore out of 1,35,34,410 depositors. The amount of 523.72 crore was available for disbursement. The deadline for processing claims is extended till December 31, 2025.

Sahara India Refund 2025

The Sahara India Refund process aims to return funds to investors who made deposits and have outstanding dues with the Sahara Group, part of the renowned Sahara India Pariwar conglomerate. In recent years, the Sahara India Refund Portal has played a vital role in facilitating refunds for eligible and genuine investors.

Here is an overview of the Sahara India Refund:

Name

Sahara India Refund

Launched By

Government of India

Purpose

To return funds to depositors having outstanding dues with the Sahara Group

Principal Amount Payment

Up to ₹50,000

Eligibility

Investors of Sahara Group of Cooperative Societies

Application

Online

Application Fees

No charge

Application Start Date

18 July 2023

Application Last Date

No official deadline

Sahara India Helpline Number

01120909044 / 01120909045

Sahara Refund Official website

https://mocrefund.crcs.gov.in/depositor/#/home

Sahara Refund Resubmission Official website

https://mocresubmit.crcs.gov.in/resubmission/#/home 

Key Points of Sahara India Refund

  • Refunds of up to are directly credited to the bank accounts of investors linked with Aadhaar through DBT
  • Only verified claims of genuine depositors are refunded through through Aadhaar seeded bank account.
  • Resubmissions for claim aggregating up to ₹5,00,000 can be done by investors.  
  • The first installments of refunds have already been processed.

What is Sahara Refund Portal?

Launched on July 18, 2023, the Sahara Refund Portal provides a streamlined platform for depositors of four prominent cooperative societies to submit legitimate refund claims. The eligible societies include:

  • Humara India Credit Cooperative Society Limited, Kolkata
  • Sahara Credit Cooperative Society Limited, Lucknow
  • Saharayan Universal Multipurpose Society Limited, Bhopal
  • Stars Multipurpose Cooperative Society Limited, Hyderabad

Designed for efficiency and transparency, the portal ensures a hassle-free experience for users. Learn how to access the portal, check your eligibility, and apply for refunds online with ease.

Central Registrar of Cooperative Societies

Since the launch of the Sahara Refund Portal, the Ministry of Cooperation has taken steps to protect depositors’ interests. Following a Supreme Court directive, ₹5,000 crores were transferred from the 'Sahara SEBI Refund Account' to the CRCS for disbursing refunds to genuine depositors.

To claim a refund, depositors must provide proof of identity, claim details, and ensure their Aadhaar is linked to their mobile number. No fees are charged for claims. Claims are verified within 30 days, and depositors are notified via SMS within 15 days after verification, completing the process in 45 days.

Sahara Refund Portal Link

Investors can claim refund of their deposits by clicking on the direct link of the Sahara Refund Portal Link - https://mocrefund.crcs.gov.in/depositor/#/home.

Investors can apply for re-submission of their claims by clicking on the direct link of the Sahara Refund Resubmission Portal Link - https://mocresubmit.crcs.gov.in/resubmission/#/home.

Sahara Refund Process Eligibility

To be eligible for the Sahara refund process and reclaim your invested funds, you must meet the following criteria:

  • For Humara India Credit Cooperative Society Limited, Sahara Credit Cooperative Society Limited, and Saharayan Universal Multipurpose Society Limited: Deposits must have been made before March 22, 2022, with outstanding dues receivable.
  • For Stars Multipurpose Cooperative Society Limited: Deposits must have been made before March 29, 2023, with outstanding dues receivable.

Ensure you meet these criteria to successfully claim your refund through the Sahara Refund Portal.

Documents Required for Sahara India Refund 

Eligible depositors must have the following documents to claim a refund:

How to Register on Sahara India Refund?

Depositors must first register on the Sahara India Refund Portal to apply for their claim. Here are the steps to register on Sahara India Refund Portal:

Step 1: Visit the Sahara Refund portal

Step 2: Click on the ‘Depositor Registration’ tab.

Step 3: Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click on ‘Get OTP’.

Step 4: Enter the OTP and click on ‘Verify OTP’.

The registration will be complete.

How to Apply for Sahara India Refund Online?

Here is a detailed step-by-step guide you should follow to apply to get back your money after you register on the Sahara India Refund Portal:

Step 1: Visit the Sahara Refund portal

Step 2: Log in to the Sahara Refund portal by clicking on the ‘Depositor Login’ tab and entering the last 4-digits of your Aadhaar number and mobile number, as well as the OTP received on your mobile number.

Step 4: Accept the UIDAI conditions and click ‘I Agree’.

Step 5: Enter the personal details and click ‘Next’.

Step 6: Enter your Aadhaar number and click ‘Get OTP’. Enter the OTP and click ‘Verify OTP’.

Step 7: On the next page, check the details fetched and auto-filled from Aadhaar and click on ‘Get Bank Name’. Once the bank details are fetched, click ‘Next’.

Step 8: Enter the necessary details on the next page and click ‘Add Claim’.

Step 9: The claim details will be displayed. Click on ‘Next’. 

Step 10: On the next page, click on ‘Generate Claim Request Form’.

Step 11: The claim form will be displayed on the screen. Click on ‘Download Form’.

Step 12: Affix your latest photograph and signature on the claim form. 

Step 13: Log in to the Sahara Refund portal and upload the filled claim form, enter the PAN number and upload documents on the portal.

Once you successfully upload the form, you will receive an acknowledgment number. An SMS will also be sent to your registered mobile number. The refunding process takes around 45 days. You will get the invested amount into your account directly. 

Sahara India Refund Form 2025 PDF Download

You can download the Sahara Refund form by logging into the Sahara Refund portal, entering your personal and Aadhaar details, and clicking on ‘Generate Claim Request Form’.  The PDF of the Sahara India Refund form will be downloaded after you click on the ‘Generate Claim Refund Form’ button. You need to affix your photo and signature to the form and upload it on the Sahara Refund portal to complete the claim process. 

Sahara Refund Status Check

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund status by following the steps below:

Step 1: Visit the Sahara Refund portal.  

Step 2: Click on the ‘Depositor Login’ tab. 

Step 3: Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click ‘Get OTP’.

Step 4: Enter the OTP and click ‘Verify OTP’.

Step 5: The login page will display the details and status of your claim.

Sahara India Refund Resubmission Process 

The Sahara India Resubmission Portal was launched on November 15, 2023, to facilitate depositors for resubmission of their application where deficiencies and/or payment failures have been communicated and 45 days has lapsed since their refund application submission. Once resubmission application is submitted, the claims will be processed within 45 working days of the submission. Below are the steps for application resubmission process:

Step 1: Visit the Sahara Resubmission portal.

Step 2: Click on the ‘Resubmission Login’ tab.

Step 3: Enter the Claim Request Number (CRN), captcha code and click ‘Validate’.

Step 4: Enter the OTP received on your Aadhaar linked mobile number and click ‘Verify OTP’.

Step 5: Accept the UIDAI terms and conditions and click ‘Next’.

Step 6: Enter your Aadhaar number and click ‘Get OTP’. Enter the OTP and click ‘Verify OTP’.

Step 7: Your personal details will be displayed on the screen. Click on ‘Next’.

Step 8: On the next page, you will be able to see the ‘Processed Claims’ details and ‘Deficiency Communicated’ details along with deficiency reasons. 

Step 9: Click on the ‘Deficiency Communicated’ section and click the pencil icon under the ‘Action’ column to update claim details. Once claim details are updated, click on ‘Review and Resubmit’.

Step 10: Click on the ‘Upload Document’ section, fill in the required information and click ‘Next’.

Step 11: Review the summary and click ‘Yes’. Click on ‘Generate Claim Request Form’ to download the resubmission form. Fill out the resubmission form, upload it by clicking on ‘Upload’ and click on ‘Ok, Proceed’ to submit the form.

You will receive the acknowledgment containing the resubmission CRN number.

Sahara India Refund Helpline Number 

ParticularsHelpline NumberContact Hours
Sahara India Portal helpline numbers
  • 01120909044
  • 01120909045
9:30 AM to 6:00 PM from Monday to Friday (except on Central Government holidays)
Societies helpline numbers
  • 0522 6937100 
  • 0522 3108400 
  • 0522 6931000 
  • 08069208210
9:30 AM to 6:00 PM from Monday to Friday (except on Central Government holidays)

The Sahara Refund Portal enables Sahara group investors to claim refunds of their deposits by rectifying discrepancies and resubmitting claims. Accurate data is essential, as mismatches may lead to rejection. 

Frequently Asked Questions

Can Sahara money be refunded?

Yes, depositors of the Sahara Group of Cooperative Societies can get a refund of their money by applying for it in the Sahara Refund portal.

How to apply for Sahara refund online?

Depositors of the Sahara Group of Cooperative Societies can apply online for a refund by visiting the Sahara Refund portal. Click on the 'Depositor Registration' tab, enter the required details to register on the portal. Login to the portal by clicking ‘Depositor Login’, enter the required details and add your claim. Click on ‘Generate Claim Request Form’, download the form, fill it out and upload it on the portal.

How to check Sahara refund list?

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund status list by visiting the Sahara Refund portal, clicking on the ‘Depositor Login’ and entering the required details to log in. The login page will display the details and status of your claim.

How to check Sahara deficiency?

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund deficiency status by logging into the portal. After logging in, you will be able to see the deficiency message if your claim is rejected due to a deficiency. The claim status will be displayed as 'Deficiency Communicated'.

What is the maximum amount that I can claim as refund?

Depositors can claim a maximum of ₹50,000 as refund.

Is there any fee for submitting a claim on the Sahara Refund Portal?

No, there are no additional fees for submitting a claim. The refund process is free of charge for genuine depositors.

How long will Sahara refund take?

After submitting your claim, the Sahara Group of Cooperative Societies verifies it within 30 days. An SMS notification follows within 15 days, completing the process in 45 days.

How will I know if my claim is approved?

After verification, depositors will receive a decision via SMS within 45 days from the submission of the claim application.

How to check Sahara refund application status?

You can track the status of your claim by logging into the Sahara Refund Portal using your registered details. This allows you to stay updated on the progress of your refund application.

What happens if my refund claim is rejected?

If your claim is rejected, you'll be notified via SMS and may need to submit additional documents or clarification. If your claim is rejected due to deficiency in your application or failure of payment, you login to the Sahara resubmission portal and apply again to get your claim amount.

How do I resubmit my claim on the Sahara Refund Portal?

For claims with deficiencies or payment failures, you can resubmit the claim by visiting the Sahara resubmission portal. Click on ‘Resubmission Login’ tab, enter the CRN and click ‘Validate’. Enter your Aadhaar number and OTP. Go through your personal details and click ‘Next’. On the next page, go to the ‘Deficiency Communicated’ section, click on the icon under ’Action', fill in the details and submit. Click on the ‘Upload Document’ section, fill in the details, generate and download the claim request form, fill out the form, upload it and submit.

What is the processing time for resubmitted claims?

All resubmitted claims will be processed within 45 working days from the date of submission.

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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