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Sahara Refund Portal: Login, Check Refund Status, Process, How to Apply Online

By Mayashree Acharya

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Updated on: Apr 21st, 2025

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4 min read

The Sahara Refund Portal was launched to facilitate refunds for depositors of the Sahara Group of Cooperative Societies within 45 days of filing their claims. Unveiled by the Union Home Minister and Minister of Cooperation in New Delhi, this initiative follows a Supreme Court order issued on March 29, 2023.

Eligible depositors with funds stuck in the Sahara scam can claim their refunds by following a straightforward process. Read on to discover detailed steps, application procedures, and all essential information about the Sahara refund process.

Sahara India Refund 2025

The Sahara India Refund process aims to return funds to investors who made deposits and have outstanding dues with the Sahara Group, part of the renowned Sahara India Pariwar conglomerate. In recent years, the Sahara India Refund Portal has played a vital role in facilitating refunds for eligible and genuine investors.

Learn how to navigate the refund process, check your eligibility, and claim your money seamlessly through the official portal.

Central Registrar of Cooperative Societies

Since the launch of the Sahara Refund Portal, the Ministry of Cooperation has taken steps to protect depositors’ interests. Following a Supreme Court directive, ₹5,000 crores were transferred from the 'Sahara SEBI Refund Account' to the CRCS for disbursing refunds to genuine depositors.

To claim a refund, depositors must provide proof of identity, claim details, and ensure their Aadhaar is linked to their mobile number. No fees are charged for claims. Claims are verified within 30 days, and depositors are notified via SMS within 15 days after verification, completing the process in 45 days.

Learn more about eligibility, required documents, and the full application process here.

What is Sahara Refund Portal?

Launched on July 18, 2023, the Sahara Refund Portal provides a streamlined platform for depositors of four prominent cooperative societies to submit legitimate refund claims. The eligible societies include:

  • Humara India Credit Cooperative Society Limited, Kolkata
  • Sahara Credit Cooperative Society Limited, Lucknow
  • Saharayan Universal Multipurpose Society Limited, Bhopal
  • Stars Multipurpose Cooperative Society Limited, Hyderabad

Designed for efficiency and transparency, the portal ensures a hassle-free experience for users. Learn how to access the portal, check your eligibility, and apply for refunds online with ease.

Sahara Refund Portal Link

Investors can claim refund of their deposits by clicking on the direct link of the Sahara Refund Portal Link - https://mocrefund.crcs.gov.in/depositor/#/home.

Sahara Refund Process Eligibility

To be eligible for the Sahara refund process and reclaim your invested funds, you must meet the following criteria:

  • For Humara India Credit Cooperative Society Limited, Sahara Credit Cooperative Society Limited, and Saharayan Universal Multipurpose Society Limited: Deposits must have been made before March 22, 2022, with outstanding dues receivable.
  • For Stars Multipurpose Cooperative Society Limited: Deposits must have been made before March 29, 2023, with outstanding dues receivable.

Ensure you meet these criteria to successfully claim your refund through the Sahara Refund Portal.

Documents Required for Sahara India Refund 

Eligible depositors must have the following documents to claim a refund:

How to Register on Sahara India Refund?

Depositors must first register on the Sahara India Refund Portal to apply for their claim. Here are the steps to register on Sahara India Refund Portal:

Step 1: Visit the Sahara Refund portal

Step 2: Click on the ‘Depositor Registration’ tab.

Step 3: Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click on ‘Get OTP’.

Step 4: Enter the OTP and click on ‘Verify OTP’.

The registration will be complete.

How to Apply for Sahara India Refund Online?

Here is a detailed step-by-step guide you should follow to apply to get back your money after you register on the Sahara India Refund Portal:

Step 1: Visit the Sahara Refund portal

Step 2: Log in to the Sahara Refund portal by clicking on the ‘Depositor Login’ tab and entering the last 4-digits of your Aadhaar number and mobile number, as well as the OTP received on your mobile number.

Step 4: Accept the UIDAI conditions and click ‘I Agree’.

Step 5: Enter the personal details and click ‘Next’.

Step 6: Enter your Aadhaar number and click ‘Get OTP’. Enter the OTP and click ‘Verify OTP’.

Step 7: On the next page, check the details fetched and auto-filled from Aadhaar and click on ‘Get Bank Name’. Once the bank details are fetched, click ‘Next’.

Step 8: Enter the necessary details on the next page and click ‘Add Claim’.

Step 9: The claim details will be displayed. Click on ‘Next’. 

Step 10: On the next page, click on ‘Generate Claim Request Form’.

Step 11: The claim form will be displayed on the screen. Click on ‘Download Form’.

Step 12: Affix your latest photograph and signature on the claim form. 

Step 13: Log in to the Sahara Refund portal and upload the filled claim form, enter the PAN number and upload documents on the portal.

Once you successfully upload the form, you will receive an acknowledgment number. An SMS will also be sent to your registered mobile number. The refunding process takes around 45 days. You will get the invested amount into your account directly. 

Sahara India Refund Form 2025 PDF Download

You can download the Sahara Refund form by logging into the Sahara Refund portal, entering your personal and Aadhaar details, and clicking on ‘Generate Claim Request Form’.  The PDF of the Sahara India Refund form will be downloaded after you click on the ‘Generate Claim Refund Form’ button. You need to affix your photo and signature to the form and upload it on the Sahara Refund portal to complete the claim process. 

Sahara Refund Status Check

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund status by following the steps below:

Step 1: Visit the Sahara Refund portal.  

Step 2: Click on the ‘Depositor Login’ tab. 

Step 3: Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click ‘Get OTP’.

Step 4: Enter the OTP and click ‘Verify OTP’.

Step 5: The login page will display the details and status of your claim.

The Sahara Refund Portal enables Sahara group investors to claim refunds of their deposits by rectifying discrepancies and resubmitting claims. Accurate data is essential, as mismatches may lead to rejection. By September 2024, Rs. 370 crore was refunded to 4.29 lakh depositors.

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Frequently Asked Questions

Can Sahara money be refunded?

Yes, depositors of the Sahara Group of Cooperative Societies can get a refund of their money by applying for it in the Sahara Refund portal.

How to apply online for a Sahara refund?

Depositors of the Sahara Group of Cooperative Societies can apply online for a refund by following the below process:

  • Visit the Sahara Refund portal
  • Click on the 'Depositor Registration' tab. Enter the the last 4-digits of your Aadhaar number, mobile number, and OTP received on your mobile number.
  • Once you log in, accept the UIDAI conditions and click 'I Agree'.
  • Enter the required details and add your claim.
  • Click on 'Generate Claim Request Form'. The claim form will be displayed on the screen.
  • Download the form and add your photograph and signature.
  • Log in to the Sahara Refund portal and upload the filled claim form and documents.
How to check Sahara refund list?

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund status list by following the process below:

  • Visit the Sahara Refund portal.  
  • Click on the 'Depositor Login' tab. 
  • Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click 'Get OTP'. Enter the OTP and click 'Verify OTP'.
  • The login page will display the details and status of your claim.
How to check Sahara deficiency?

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund deficiency status by following the process below:

  • Visit the Sahara Refund portal.  
  • Click on the 'Depositor Login' tab. 
  • Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click 'Get OTP'. Enter the OTP and click 'Verify OTP'.
  • After logging in, you will be able to see the deficiency message if your claim is rejected due to a deficiency. The claim status will be displayed as 'Deficiency Communicated'.
What is the maximum amount that I can claim as refund?

Depositors can claim a maximum of Rs.50,000 as refund.

What documents do I need to submit for a refund?

You will need to provide:

  • Proof of identity (Aadhaar card, voter ID, etc.)
  • Proof of your deposit claim (receipts, bank statements, etc.)
  • Aadhaar linked to your mobile number. Have all your documents ready for a smooth application process.
Is there any fee for submitting a claim on the Sahara Refund Portal?

No, there are no additional fees for submitting a claim. The refund process is free of charge for genuine depositors.

How long does it take to process my refund claim?

After submitting your claim, the Sahara Group of Cooperative Societies verifies it within 30 days. An SMS notification follows within 15 days, completing the process in 45 days.

How will I know if my claim is approved?

After verification, depositors will receive a decision via SMS within 45 days from the submission of the claim application.

Can I check the status of my Sahara refund claim online?

Yes, you can track the status of your claim by logging into the Sahara Refund Portal using your registered details. This allows you to stay updated on the progress of your refund application.

What happens if my refund claim is rejected?

If your claim is rejected, you'll be notified via SMS and may need to submit additional documents or clarification. For disputes, contact the support team for assistance.

How do I contact customer support for the Sahara Refund Portal?

If you have any issues or questions about the refund process, you can contact customer support via the official Sahara Refund Portal’s helpdesk or the provided contact details.

Portal Help desk numbers: 01120909044 / 01120909045

Contact hours 09:30 AM to 6:00 PM, Monday to Friday (except on Central Government holidays)

How do I resubmit my claim on the Sahara Refund Portal?

For claims with deficiencies or payment failures, log in to the Sahara Refund Portal to resubmit. Complete the resubmission form and upload the required documents.

What is the processing time for resubmitted claims?

All resubmitted claims will be processed within 45 working days from the date of submission.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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