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Sahara Refund Portal: Login, Check Refund Status, Process, How to Apply Online

Depositors who have invested in the Sahara Group of Cooperative Societies can now claim their refunds easily. The Sahara Refund Portal helps investors to claim their refunds online.

Latest Update

  • Disbursement Progress: Following the orders of the  Hon’ble Supreme Court , the goverment has paid ₹8,783.55 crore to 40,33,448 investors of the Sahara Group Cooperative Societies by early 2026.
  • Deadline Extension: The Hon'ble Supreme Court has officially extended the deadline for refund payments to depositors until 31 December 2026.
  • Current Payment Cap: The Current Disbursement Cap is upto ₹ 50,000 per depositor.

Sahara India Refund 2026

The Sahara India Refund process aims to return funds to investors who made deposits and have outstanding dues with the Sahara Group, part of the renowned Sahara India Pariwar conglomerate. In recent years, the Sahara India Refund Portal has played a vital role in facilitating refunds for eligible and genuine investors.

Here is an overview of the Sahara India Refund:

ParticularsDetails
NameSahara India Refund
Launched ByGovernment of India
PurposeTo return funds to depositors with outstanding dues from the Sahara Group
Principal Amount PaymentUp to ₹50,000
EligibilityInvestors of Sahara Group of Cooperative Societies
Application ModeOnline
Application FeesNo charge
Application Start Date18 July 2023
Application Last DateExtended up to 31 December 2026
Sahara India Helpline Number01120909044 / 01120909045
Sahara Refund Official Websitehttps://mocrefund.crcs.gov.in/depositor/#/home
Sahara Refund Resubmission Websitehttps://mocresubmit.crcs.gov.in/resubmission/#/home

Key Points of Sahara India Refund

The Sahara India Refund Portal enables eligible depositors to claim refunds online, subject to the latest claim limits and documentation requirements.

  • Individual Payment Disbursement Cap: The individual payment cap is limited to a maximum of ₹50,000 per eligible depositor.
  • Upgraded Online Re-submission Cap: The system now accepts re-submissions for claims up to a maximum of ₹1,00,0000.
  • Mandatory PAN Card Rule for Higher Limits: Providing a PAN Card remains strictly mandatory for all claim submissions that are above ₹50,000 across the eligible cooperative societies.

What is Sahara Refund Portal?

Launched on 18 July 2023, the Sahara Refund Portal provides a streamlined platform for depositors of four prominent cooperative societies to submit legitimate refund claims. The eligible societies include:

  • Humara India Credit Cooperative Society Limited, Kolkata
  • Sahara Credit Cooperative Society Limited, Lucknow
  • Saharayan Universal Multipurpose Society Limited, Bhopal
  • Stars Multipurpose Cooperative Society Limited, Hyderabad

Central Registrar of Cooperative Societies

Since the launch of the Sahara Refund Portal, the Ministry of Cooperation has taken steps to protect depositors’ interests. Following a Supreme Court directive, ₹5,000 crore was transferred from the 'Sahara SEBI Refund Account' to the CRCS to disburse refunds to genuine depositors.

To claim a refund, depositors must provide proof of identity, claim details, and ensure their Aadhaar is linked to their mobile number. No fees are charged for claims. Claims are verified within 30 days, and depositors are notified via SMS within 15 days after verification, completing the process in 45 days.

Sahara Refund Portal Link

I. Investors can claim a refund of their deposits through the Sahara Refund Portal.

II. Investors can apply for re-submission of their claims through the the Sahara Refund Resubmission Portal.

Sahara Refund Process Eligibility

To be eligible for the Sahara refund process and reclaim your invested funds, you must meet the following criteria:

  • For Humara India Credit Cooperative Society Limited, Sahara Credit Cooperative Society Limited, and Saharayan Universal Multipurpose Society Limited: Deposits must have been made before 22 March 2022, with outstanding dues receivable.
  • For Stars Multipurpose Cooperative Society Limited: Deposits must have been made before 29 March 2023, with outstanding dues receivable.

Ensure you meet these criteria to successfully claim your refund through the Sahara Refund Portal.

Documents Required for Sahara India Refund 

Eligible depositors must have the following documents to claim a refund:

  • Membership number
  • Deposit account number
  • An active Aadhaar-seeded bank account (mandatory for receiving the Direct Benefit Transfer).  
  • PAN Card (Strictly mandatory for all aggregate claim amounts of ₹50,000 and above).  
  • Passbook/Deposit certificates

Note: All individual claims across multiple accounts must be clubbed into a single application form, as you cannot add more accounts after submission

How to Register on Sahara India Refund?

Depositors must first register on the Sahara India Refund Portal to apply for their claim. Here are the steps to register on the Sahara India Refund Portal:

Step 1: Visit the Sahara Refund portal

Step 2: Click on the ‘Depositor Registration’ tab.

Step 3: Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click on ‘Get OTP’.

Step 4: Enter the OTP and click on ‘Verify OTP’.

The registration will be complete.

How to Apply for Sahara India Refund Online?

Here is a detailed step-by-step guide to apply to get back your money after you register on the Sahara India Refund Portal:

Step 1: Visit the Sahara Refund portal

Step 2: Log in to the Sahara Refund portal by clicking on the ‘Depositor Login’ tab and entering the last 4-digits of your Aadhaar number and mobile number, as well as the OTP received on your mobile number.

Step 4: Accept the UIDAI conditions and click ‘I Agree’.

Step 5: Enter the personal details and click ‘Next’.

Step 6: Enter your Aadhaar number and click ‘Get OTP’. Enter the OTP and click ‘Verify OTP’.

Step 7: On the next page, check the details fetched and auto-filled from Aadhaar, then click ‘Get Bank Name’. Once the bank details are fetched, click ‘Next’.

Step 8: Enter the necessary details on the next page and click ‘Add Claim’.

Step 9: The claim details will be displayed. Click on ‘Next’

Step 10: On the next page, click on ‘Generate Claim Request Form’.

Step 11: The claim form will be displayed on the screen. Click on ‘Download Form’.

Step 12: Affix your latest photograph and signature on the claim form. 

Step 13: Log in to the Sahara Refund portal and upload the filled claim form, enter the PAN number and upload documents on the portal.

Once you successfully upload the form, you will receive an acknowledgment number. An SMS will also be sent to your registered mobile number. The refunding process takes around 45 days. You will get the invested amount into your account directly. 

Sahara India Refund Form 2026 PDF Download

You can download the Sahara Refund form by logging into the Sahara Refund portal, entering your personal and Aadhaar details, and clicking on ‘Generate Claim Request Form’.  

The PDF of the Sahara India Refund form will be downloaded after you click on the ‘Generate Claim Refund Form’ button. You need to affix your photo and signature to the form and upload it on the Sahara Refund portal to complete the claim process. 

Sahara Refund Status Check

After you have raised a claim for a refund on the Sahara Refund portal, you can check the Sahara refund status by following the steps below:

Step 1: Visit the Sahara Refund portal.  

Step 2: Click on the ‘Depositor Login’ tab. 

Step 3: Enter the last 4-digits of your Aadhaar number, mobile number and captcha code and click ‘Get OTP’.

Step 4: Enter the OTP and click ‘Verify OTP’.

Step 5: The login page will display the details and status of your claim.

Sahara India Refund Resubmission Process 

The Sahara India Resubmission Portal was launched on November 15, 2023, to facilitate depositors for resubmission of their application where deficiencies and/or payment failures have been communicated and 45 days has lapsed since their refund application submission. Once resubmission application is submitted, the claims will be processed within 45 working days of the submission. 

Below are the steps for application resubmission process:

Step 1: Visit the Sahara Resubmission portal.

Step 2: Click on the ‘Resubmission Login’ tab.

Step 3: Enter the Claim Request Number (CRN), captcha code and click ‘Validate’.

Step 4: Enter the OTP received on your Aadhaar linked mobile number and click ‘Verify OTP’.

Step 5: Accept the UIDAI terms and conditions and click ‘Next’.

Step 6: Enter your Aadhaar number and click ‘Get OTP’. Enter the OTP and click ‘Verify OTP’.

Step 7: Your personal details will be displayed on the screen. Click on ‘Next’.

Step 8: On the next page, you will be able to see the ‘Processed Claims’ details and ‘Deficiency Communicated’ details, along with deficiency reasons. 

Step 9: Click on the ‘Deficiency Communicated’ section and click the pencil icon under the ‘Action’ column to update claim details. Once claim details are updated, click on ‘Review and Resubmit’.

Step 10: Click on the ‘Upload Document’ section, fill in the required information and click ‘Next’.

Step 11: Review the summary and click ‘Yes’. Click on ‘Generate Claim Request Form’ to download the re submission form. Fill out the resubmission form, upload it by clicking on ‘Upload’ and click on ‘Ok, Proceed’ to submit the form.

You will receive the acknowledgment containing the resubmission CRN number.

Sahara India Refund Helpline Number 

ParticularsHelpline NumberContact Hours
Sahara India Portal Helpline011-20909044 

011-20909045
9:30 AM to 6:00 PM, Monday to Friday (except Central Government holidays)
Societies Helpline0522-6937100

0522-3108400

0522-6931000

080-69208210
9:30 AM to 6:00 PM, Monday to Friday (except Central Government holidays)

The Sahara Refund Portal enables Sahara group investors to claim refunds of their deposits by rectifying discrepancies and resubmitting claims. Accurate data is essential, as mismatches may lead to rejection. 

Frequently Asked Questions

Can Sahara money be refunded?
How to check Sahara refund list?
How to check Sahara deficiency?
What is the maximum amount that I can claim as refund?
Is there any fee for submitting a claim on the Sahara Refund Portal?
How long will Sahara refund take?
How will I know if my claim is approved?
How to check Sahara refund application status?
What happens if my refund claim is rejected?
What is the processing time for resubmitted claims?
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