UPI Complaint Number, Status Check & How to Complaint Wrong UPI Transaction?

By Mayashree Acharya

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Updated on: Aug 4th, 2025

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3 min read

If you have made a wrong UPI transaction or facing failed payment issues, you can easily register a complaint through the UPI complaint number or through the NPCI website and get your issue resolved. This guide explains: 

  • Official UPI complaint number 
  • How to register a wrong UPI transaction complaint?
  • How to track complaint status with NPCI.

Types of UPI Issues

Below you proceed filing for a UPI complaint, it is essential to know the types of UPI issues that you may encounter. The following are the different types of UPI issues for which you can file a UPI complaint:

  • PIN Issues: UPI PINs, blocked PIN or PIN errors can hinder you from completing your UPI transaction. 
  • Processing Issues: These issues include money deducted from the account but the transaction failed, indirect transactions to an incorrect account, transaction pending/declined, threshold exceeded, or transaction timed out.
  • Account Issues: Before conducting a UPI transaction, you may want to make changes to your account but may face issues such as the inability to link or fetch account details, problems related to changing or removing an account or difficulties while deregistering. 
  • Other Issues: Apart from the above issues, you may face issues like the inability to log in, failure to register on the application, or OTP errors.

UPI Complaint Number

You can call the NPCI UPI complaint number at 1800-120-1740 to raise a complaint. The number is available 24x7 for your help, enabling you to raise your concerns according to your preference. It usually takes 3 to 5 working days to resolve the complaint once it is registered.

How to Raise a Wrong UPI Transaction Complaint?

If you are facing any issues while processing a UPI transaction, you can file a UPI wrong transaction complaint with the National Payments Corporation of India (NPCI). To file a complaint for a wrong transaction, you can follow these easy steps:

Step 1: Visit the official website of NPCI and navigate to their ‘What we do’ tab to select the ‘UPI’ option.

Step 2: Click the ‘Dispute Redressal Mechanism’ under the ‘UPI’ option.

Step 3: Scroll the page and click the ‘Transaction’ option under the ‘Complaint’ section.

Step 4: Select the ‘Nature of the transaction’ according to your complaint.

Step 5: Choose the issue as ‘Incorrectly transferred to another account’ and briefly comment on your issue.

Step 6: Enter the transaction ID, bank name, rupees, transaction date, email ID and click ‘Submit’.

Ensure all details are correct so that the officials can look after the issue carefully and resolve it at the earliest. 

How do I Complaint UPI Transaction Failed?

Encountering a failed UPI transaction can be frustrating, but you can raise a complaint to resolve the issue at the earliest. If you are wondering how to complain UPI transaction for a failed transaction, you can follow these simple steps:

Step 1: Visit the official website of NPCI and navigate to their ‘What we do’ tab to select the ‘UPI’ option.

Step 2: Click the ‘Dispute Redressal Mechanism’ under the ‘UPI’ option.

Step 3: Scroll the page and click the ‘Transaction’ option under the ‘Complaint’ section.

Step 4: Select the ‘Nature of the transaction’ according to your complaint.

Step 5: Choose the issue as ‘Transaction failed but amount debited’ and provide a brief comment about the issue.

Step 6: Enter the transaction ID, bank name, rupees, transaction date, email ID and click ‘Submit’.

Details For Registering UPI Transaction Complaint

When you want to register a failed or wrong UPI transaction complaint, you must have the following information handy to ensure a smooth redressal process:

  • Transaction date
  • Email address
  • Transaction issue
  • Bank account details 
  • Transaction reference number or ID

NPCI UPI Complaint Status

To check the NPCI UPI complaint status, you can follow these simple steps:

Step 1: Visit the NPCI register a complaint webpage.

Step 2: Click the ‘Click here to check complaint status’ and enter the product type and bank details.

Step 3: Enter the CRN number and Captcha code.

Step 4: Click the ‘Get Status’ button for the UPI complaint status check.

If you have made a wrong UPI transaction or your UPI payment is failed, it is essential to raise a complaint by calling the UPI complaint number or online portal. You can easily and quickly register a UPI complaint to fix your issues. However, ensure you provide the correct details while raising a complaint to get it resolved quickly.

Other UPI Articles:
1. UPI Transaction Charges Limit Per Day
2. How To Increase UPI Transaction Limit In SBI?
3. Fake UPI Payment
4. How To Do UPI Payment Without Internet?
5. What is UPI ID? How to Create and Change UPI ID?

Frequently Asked Questions

How do I register a complaint for a UPI transaction?

You can register a complaint for a UPI transaction through the NPCI website or by calling the UPI complaint number at 1800-120-1740. 

How do I check the complaint number in BHIM UPI?

You can check the complaint number in BHIM UPI by visiting the BHIM UPI official website. On the website, visit their ‘FAQs’ section from the ‘More’ section. Click the ‘Help & Support’ section and choose the ‘Who can I contact in case of any issues with the app?’ question. You can get the BHIM UPI toll-free number, where you can call for any complaints or queries. 

How to report a wrong UPI transaction on PhonePe, Google Pay, BHIM?

You can report a wrong UPI transaction by calling the NPCI UPI complaint number at 1800-120-1740 and providing the transaction details. You can also visit the NPCI portal and file a complaint on their ‘Dispute Redressal Mechanism’ page by providing the required details, such as nature of transaction, issue type, transaction ID, bank details, amount, transaction date and email ID. 

How do I complain to the RBI about UPI payments?

To complain to RBI about UPI payments, you must send a written complaint to the RBI Ombudsman via post or online through the Grievance Redressal portal of RBI. However, you must file a complaint with the regulated entity, such as financial institutions before addressing it to the RBI. 

How long does NPCI take to resolve a UPI complaint?

It usually takes 3 to 5 working days to resolve a UPI complaint after registering it.

Can I get a refund for a wrong UPI payment?

You can receive a refund for an incorrect UPI transaction by contacting the recipient and requesting a refund. If they don't cooperate, you can file a complaint through the NPCI website, your UPI app, or your bank.

How do I register a UPI complaint on the BHIM app?

To register a complaint in the BHIM app, go to your ‘Transaction History’ and click on the transaction you're having trouble with. Then, click ‘Raise Concern’ to file your complaint.

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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