HDFC Bank DD Charges and Cancellation Fees 2025

By Mayashree Acharya

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Updated on: Jan 16th, 2025

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3 min read

HDFC Bank offers Demand Draft (DD) services for secure and reliable payments across India. Demand draft charges vary based on the transaction amount, with additional fees for cancellation and reissuance.

Understanding these charges and fees helps customers make informed financial decisions. Keep reading to explore detailed insights about HDFC Bank demand draft charges, cancellation fees, and more.

HDFC Bank Demand Draft Details

Here are the important details you should know while generating a demand draft with HDFC Bank:

DD Details

The following information must be entered to issue a demand draft in HDFC Bank:

  • The bank’s branch name and details 
  • The name of the individual or company authorising payments 
  • The date of issuance 
  • The amount payable 
  • The name of the person to whom it is deliverable 
  • Signature

Processing

HDFC Bank processes demand draft (DD) requests the next working day. The DDs are typically delivered to the provided mailing or beneficiary address within 3 to 5 working days via courier.

Delivery

HDFC Bank delivers demand drafts (DDs) to all locations across India. For generating DDs in cities like Ghaziabad, Faridabad, Gurgaon, and Sonepat, select New Delhi under the city and state fields in the “Payable at” section for accurate details.

Overseas Location

If a demand draft (DD) is requested from an overseas location or for a beneficiary address where DD delivery is unavailable, the draft is automatically cancelled, and the amount is credited back to your account. No charges are deducted in such cases.

Undelivered Demand Drafts

If a demand draft (DD) sent to a beneficiary address is undelivered, it is cancelled, and the amount is credited back to your account after deducting applicable HDFC Bank DD charges and other fees. For DDs sent to mailing addresses within India, undelivered drafts are cancelled and returned to the issuing branch.

HDFC Bank DD Charges

Like other banks, HDFC Bank applies a convenience fee for generating a demand draft (DD). Additionally, a fee is mandatory for closing a DD. Let's dive into the detailed breakdown of HDFC demand draft charges below.

Demand Draft Service

Applicable Charges

DD issued through Branch*
Up to Rs. 10,000 Rs. 50
Above Rs. 10,000 (Rs. 25,000 for some accounts)Rs. 5 per Rs. 1,000 (minimum of Rs. 75 and maximum Rs. 10,000)
DD issued through Netbanking
Up to Rs. 1,00,000Rs. 50 + correspondent bank charges, if applicable
Third-party DD request of up to Rs. 10,00,000Rs. 50 + correspondent bank charges, if applicable 
DD issued on Non-Bank Locations - Rs. 50 plus the following charges
Up to Rs. 50Rs. 10
Above Rs. 500 to Rs. 1,000Rs. 15
Above Rs. 1,000 to 5,000Rs. 25 
Above Rs. 5,000 to 10,000Rs. 30
Above Rs. 10,000Rs. 5 per 1,000 

*The applicable DD charges vary depending on the type of account you have with HDFC Bank. Thus, it is recommended to contact the bank and check the DD charges applicable to your savings or current account.

HDFC Bank DD Cancellation Charges

  • Cancellation Fee: HDFC Bank charges ₹100 for cancelling a demand draft (DD).
  • Revalidation Fee: For DDs up to ₹1,000, the charge is ₹60, and for senior citizens, it is ₹54.

Convenient Payments with HDFC Demand Drafts
Using an HDFC Bank demand draft is a simple and reliable way to make payments. Once issued, the bank debits the amount from your account and ensures payment to the beneficiary. You can conveniently access this service via internet banking, all from the comfort of your home.

Related Demand Draft Articles:
SBI DD Charges and Cancellation Fees
Axis Bank DD Charges and Cancellation Fees
Canara Bank DD Charges and Cancellation Fees
ICICI Bank DD Charges and Cancellation Fees 
Bank of Baroda DD Charges and Cancellation Fees
Punjab Bank DD Charges and Cancellation Fees 
IOB DD Charges and Cancellation Fees

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Frequently Asked Questions

What are the DD charges of HDFC Bank?

The DD charges of HDFC Bank for an amount vary depending on the account type. An HDFC Bank DD issued at the branch location is free up to Rs. 25,000 for some accounts, while for other accounts, it is Rs. 50 for up to Rs. 10,000. After that, the HDFC Bank DD charge is Rs. 5 for every Rs. 1000. For DD requests sent via net banking, the charge for each draft is Rs. 50 plus corresponding bank charges for DD of up to Rs. 1 lakh. 

What is the limit of DD in HDFC Bank?

If you pay by cash, the maximum limit allowed by HDFC Bank is Rs. 49,999, as per Reserve Bank of India (RBI) guidelines. However, if you pay via a cheque, there is no maximum limit on the amount you can pay with a demand draft.

What are the DD charges for 1 Lakh in HDFC Bank?

The demand draft charges for a Rs. 1 lakh DD issued at HDFC Bank location is Rs. 500 (Rs. 5 per Rs. 1,000) plus corresponding bank charges if they are applicable.

What are the DD charges for 2 Lakh in HDFC Bank?

For a Rs. 2 lakh draft issued at HDFC Bank location is Rs. 1,000 (Rs. 5 per Rs. 1,000), along with corresponding bank charges if they are applicable.

What are the DD charges for 3 Lakh in HDFC Bank?

In HDFC Bank, the DD charges for a 3 lakh draft issued at an HDFC Bank location is Rs. 1,500 (Rs. 5 per Rs. 1,000) plus corresponding bank charges if they are applicable.

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