How to Check Karnataka Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

Karnataka Bank Limited, a prominent private-sector bank in India, is based in Mangalore. The bank is recognised for its innovative and customer-centric services. For customer convenience, Karnataka Bank offers various options to check account balances, including missed calls, SMS, internet banking, ATMs, WhatsApp, mobile applications, and passbook updates.

This article outlines the various methods for checking your Karnataka Bank account balance and provides step-by-step instructions on how to use them.

Bank of Karnataka Balance Check Number

Karnataka Bank provides toll-free customer care numbers for easy access to balance enquiries and other services. These Karnataka Bank balance check numbers are available during working hours on all non-public holidays:

• Toll-free Number: 1800-425-1444
• Toll-free Number: 1800-572-8031
• Missed Call Number for Balance Check: 1800-425-1445
• Missed Call Number for Mini Statement: 1800-425-1446

How to Check Bank of Karnataka Account Balance

Karnataka Bank has introduced multiple methods for checking account balances. Below are the different techniques and their detailed processes.

Missed Call Services

Karnataka Bank account holders can check account balances by registering their mobile numbers with the bank. Once the registration is complete, customers can easily check their account balance with a missed call from their registered mobile numbers by following the process below:

• Dial 1800-425-1445 from a registered mobile number to get the Bank of Maharashtra missed call balance service. 
• Disconnect the call after one or two rings. The bank account balance will be sent to your registered mobile number shortly after the call is made.

You can dial 1800-425-1446 from your registered mobile number to receive a mini statement of your account.

SMS

Karnataka Bank also offers an SMS banking service for checking balances. The following is the process to use the Karnataka Bank balance check number via SMS:

• Open the SMS application on your registered mobile phone.
• Type: BAL <space> <Account Number>
• Send the message to 9880654321.

Net Banking

Karnataka Bank’s internet banking facility allows customers to access their accounts 24/7 from anywhere in the world. Here is how you can check your balance using Internet banking:

• Visit the official Karnataka Bank website.
• Click on the ‘Login’ option located at the top of the homepage.
• Select ‘Personal NetBanking’.
• Log in using your credentials, such as User ID and the Captcha code.
• Navigate to the ‘Balance Enquiry’ section.
• Your account balance will be displayed on the screen.

ATM

Karnataka Bank account holders can easily check their account balance by visiting the nearest ATM. The bank provides an ATM-cum-debit card to all savings and current account holders, enabling them to access balance enquiries and other services conveniently. Here is the process to check your balance:

• Visit the nearest Karnataka Bank ATM. 
• Insert your Karnataka Bank ATM-cum-debit card into the machine.
• Enter your 4-digit ATM PIN for authentication.
• Select the ‘Balance Enquiry’ option from the menu.
• Confirm and submit your request.
• The ATM screen will display the balance available in your account.

WhatsApp

WhatsApp Banking is a relatively new feature introduced by Karnataka Bank to make banking even more convenient for its customers. It is easy to use and works on any smartphone with WhatsApp installed.

Follow the process below to check your balance via WhatsApp:

• Save the Karnataka Bank WhatsApp number - 9632188999 to your contacts.
• Open WhatsApp and send ‘Hi’ to the saved contact.
• Enter the OTP received on your mobile and accept the given terms and conditions to activate WhatsApp banking.
• From the main menu, select ‘Banking Services’.
• Next, click ‘Balance Enquiry’. Your bank balance will be displayed on your WhatsApp chat.

Mobile Banking

Karnataka Bank offers a mobile banking facility for its customers, allowing them to transact and inquire easily. Mentioned below are some of the mobile apps provided by Karnataka Bank for its customers to avail the service :

KBL Mobile Plus App

Here is how you can use this application to check your bank account balance: 

• Download and install the app on your Android or iOS smartphone.
• Log in with your credentials to access the services.
• Select ‘My Account’ to view the current balance in your bank account.

BHIM KBL UPI App

This app supports UPI (Unified Payments Interface) services, allowing seamless banking transactions. Here is how you can use this application for balance inquiry:

• Install the app on your Android or iOS device.
• Log in using the required credentials.
• Select your linked account and tap on ‘Balance Enquiry’ to view your account balance.

KBL mPassBook App

This app acts as a digital passbook, offering detailed account information. Its features include viewing detailed summaries of transactions, checking your current account balance, and downloading and reviewing your transaction history at any time. Follow the process below to use this application:

• Install the app on your mobile device.
• Log in with your credentials to access the digital passbook.
• The account balance will be displayed upon login.

Passbook

Karnataka Bank provides a passbook to every account holder at the time of account opening. This passbook contains all the relevant information related to the account. One way to check your Karnataka Bank balance is by regularly updating your passbook. An updated passbook allows you to keep track of all banking transactions. To update your passbook, simply visit your home bank branch.

UPI

Unified Payments Interface (UPI) apps, such as Google Pay, PhonePe, and Paytm, also enable Karnataka Bank customers to check their account balances. Here is the process you must follow to check your balance using UPI apps:

• Open your preferred UPI app.
• Select the Karnataka Bank account linked to the app.
• Tap on ‘Check Balance’.
• Enter your UPI PIN for authentication.
• The app will display your account balance.

USSD Code

For Karnataka Bank customers without internet access or data connectivity, the USSD banking service provides a simple and efficient solution. The USSD code to check the Karnataka Bank balance details is *99*76#. You need to type the code from your registered mobile number and call. You will receive an SMS containing your account balance details.

Conclusion

Karnataka Bank offers a range of convenient balance inquiry options, catering to both digital and traditional preferences. Customers can choose from mobile apps, WhatsApp, balance check numbers, passbooks, and ATMs, ensuring accessibility for both tech-savvy individuals and those without internet access.

Interested in checking balances for other banks as well?
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6. Bank of India Balance Check Number