How To Check HDFC Personal Loan Status via NetBanking, Mobile Banking and Offline

HDFC Bank offers personal loans of up to Rs.40 lakhs at competitive interest rates with a tenure of up to 5 years. If you have applied for HDFC personal loan, the status of your loan application can be easily tracked. Through this comprehensive guide, we will help you learn how to check your HDFC personal application status online and offline. 

Ways to Check HDFC Bank's Personal Loan Status

There are several ways to check HDFC loan status. Both online and offline methods are available for you to choose as per your feasibility. Here are the various ways through which you can check your HDFC personal loan status:

• Through HDFC Bank account number
• Through the registered mobile number
• Through the proposal or reference number
• Through the HDFC Bank mobile application
• Visiting the nearest HDFC Bank branch (offline mode) 

Required Details to Check HDFC Bank's Personal Loan Status

You get a reference number when you apply for HDFC personal loan. Other than reference number, you will need to enter following details to track your loan status.

• Date of Birth
• Mobile Number you have filled in Loan Application Form

How to Check HDFC Personal Loan Status Online?

You can log in to your HDFC Net Banking account and follow the below steps to check your loan application online:

• Step 1: Click the ‘Personal Loan’ option from the ‘Borrow’ section in the menu bar.
• Step 2: You will be redirected to another page, where you can click the ‘Track Your Application’ option under the ‘Manage Your Loan’ menu.
• Step 3: Enter the required information and click ‘Submit’.

Your HDFC personal loan status will be displayed on the screen.

How to Track HDFC Personal Loan Status with Your Mobile Number?

HDFC Bank lets you check the status of your personal loan application using your mobile number. It is one of the easiest ways to check your loan application status. To do this, you can follow these hassle-free steps:

• Step 1: Visit the official website of HDFC Bank and click the ‘Personal Loan’ option.
• Step 2: You will be redirected to another page, where you can click the ‘Track Your Application’ option under the ‘Manage Your Loan’ menu.
• Step 3: Enter your name or reference number and your mobile number.
• Step 4: Enter the captcha code and click ‘Submit’.

The screen will display your loan application status.

How to Check HDFC Loan Status via Reference or Proposal Number?

HDFC Bank allows you to track the personal loan status via reference or proposal number. Steps are below:

• Step 1: Visit the official website of HDFC Bank and click the ‘Personal Loan’ option.
• Step 2: You will be redirected to another page, where you can click the ‘Track Your Application’ option under the ‘Manage Your Loan’ menu.
• Step 3: Enter the reference or proposal number received when applying for an HDFC personal loan.
• Step 4: Enter your date of birth or registered mobile number and fill out the Captcha code.
• Step 5: Click the ‘Submit’ button to check your loan application status.

How to Check the Status of HDFC Personal Loan Through the Mobile App?

HDFC mobile banking application comes in handy when you want to check your account balances, credit cards and more. In addition, you can check the progress of your loan application through the application. Here are a few simple steps you can follow to do a quick HDFC loan status check via mobile application:

• Step 1: Download the ‘HDFC Bank Loan Assist’ application from Play Store or App Store.
• Step 2: Loe2g in to the application with your registered mobile number. 
• Step 3: Select the ‘Personal Loan’ option and enter the required information to check the loan application status.

How to Check the Status of HDFC Personal Loan Offline?

You can check HDFC loan status offline by visiting the branch in person or calling customer care. Visiting the HDFC branch is one of the most efficient methods to check your loan application status. When you visit the branch, you must provide the reference or proposal number received while applying for a personal loan. After that, the officials will inform you about your HDFC personal loan status.

In addition, you can communicate with HDFC bank officials by calling customer care at 1800 202 6161/1860 267 6161. The official will ask you for the reference or proposal number and your registered mobile number to check the loan application status. 

Documents Required for HDFC Bank Personal Loan

When applying for an HDFC Bank Personal Loan, you must submit certain documents to prove your eligibility. These documents are necessary for verifying your identity and income proof. Here is a list of documents you must keep handy when applying for an HDFC personal loan:

• Copy of identity proof, such as voter ID card, passport, Aadhaar card or driving licence.
• Address proof copy, such as an Aadhaar card, driver’s licence, passport or voter ID card.
• Bank statements of the last three months or passbooks of the previous six months.
• Salary slips of the last two months or the latest Form 16 with current salary certificate.

HDFC Bank Personal Loan Eligibility Criteria

Before applying for an HDFC personal loan, you must know the loan’s eligibility criteria. Without fulfilling the criteria, you cannot apply for a personal loan. Below are the eligibility criteria for the HDFC personal loan:

• Your age must be between 21 and 60 when applying for this loan.
• Applicants must have a job for at least 2 years and a minimum of 1 year with their current employer.
• You must have a monthly net income of Rs. 25,000 to apply for this loan.
• Employees of private limited companies and public sector undertakings, including state, central and local bodies, can apply for this loan. 

Personal Loan Application Status Terminology

The result of your HDFC Personal Loan application status will show following terms, which tells where you application stands. Here is the the meaning of that terminology:

• In process: the bank is still reviewing your application, and it will take additional days to take the decision on your application. 
• Disapproved: your application will not be processed further, and you will receive an SMS with or without the reason for rejection; contact customer care for clarifications.
• On-hold: the bank needs additional or missing details, which you will be informed of via SMS or email; once resolved, the application review will proceed.
• No records found, the provided details might be incorrect or mismatched; if details are correct, contact customer care for assistance.

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