How to Check HDFC Bank Personal Loan Status Online and Offline?

HDFC Bank offers personal loans up to Rs. 40 lakhs at competitive interest rates with a loan tenure of up to 5 years. If you’ve applied for an HDFC personal loan, tracking your application status is simple. This guide will show you how to check your HDFC personal loan status both online and offline.

Ways to Check HDFC Bank's Personal Loan Status

There are multiple ways to check your HDFC loan status, both online and offline, based on your convenience. Here are the different methods to track your HDFC personal loan status:

• Through HDFC Bank account number
• Through the registered mobile number
• Through the proposal or reference number
• Through the HDFC Bank mobile application
• Visiting the nearest HDFC Bank branch (offline mode) 

Required Details to Check HDFC Bank's Personal Loan Status

When you apply for an HDFC personal loan, you receive a reference number. In addition to the reference number, you'll need to provide the following details to track your loan status:

• Date of Birth
• Mobile Number you have filled in Loan Application Form

How to Check HDFC Personal Loan Status Online?

You can log in to your HDFC Net Banking account and follow the below steps to check your loan application online:

• Step 1: Click the ‘Personal Loan’ option from the ‘Borrow’ section in the menu bar.
• Step 2: You will be redirected to another page, where you can click the ‘Track Your Application’ option under the ‘Manage Your Loan’ menu.
• Step 3: Enter the required information and click ‘Submit’.

Your HDFC personal loan status will be displayed on the screen.

How to Track HDFC Personal Loan Status with Your Mobile Number?

HDFC Bank allows you to check your personal loan application status using your mobile number. It’s one of the easiest methods. Follow these simple steps to track your loan status:

• Step 1: Visit the official website of HDFC Bank and click the ‘Personal Loan’ option.
• Step 2: You will be redirected to another page, where you can click the ‘Track Your Application’ option under the ‘Manage Your Loan’ menu.
• Step 3: Enter your name or reference number and your mobile number.
• Step 4: Enter the captcha code and click ‘Submit’.

The screen will display your loan application status.

How to Check HDFC Loan Status via Reference or Proposal Number?

HDFC Bank allows you to track the personal loan status via reference or proposal number. Steps are below:

• Step 1: Visit the official website of HDFC Bank and click the ‘Personal Loan’ option.
• Step 2: You will be redirected to another page, where you can click the ‘Track Your Application’ option under the ‘Manage Your Loan’ menu.
• Step 3: Enter the reference or proposal number received when applying for an HDFC personal loan.
• Step 4: Enter your date of birth or registered mobile number and fill out the Captcha code.
• Step 5: Click the ‘Submit’ button to check your loan application status.

How to Check the Status of HDFC Personal Loan Through the Mobile App?

The HDFC mobile banking app is convenient for checking account balances, credit card details, and more. Additionally, you can easily track the progress of your loan application through the app. Follow these simple steps to quickly check your HDFC loan status via the mobile application:

• Step 1: Download the ‘HDFC Bank Loan Assist’ application from Play Store or App Store.
• Step 2: Loe2g in to the application with your registered mobile number. 
• Step 3: Select the ‘Personal Loan’ option and enter the required information to check the loan application status.

How to Check the Status of HDFC Personal Loan Offline?

To check your HDFC loan status offline, visit a branch or call customer care at 1800 202 6161 / 1860 267 6161. At the branch, provide your reference or proposal number for loan status updates. Alternatively, customer care will ask for your reference number and registered mobile number to assist with the status.

Documents Required for HDFC Bank Personal Loan

When applying for an HDFC Bank Personal Loan, you need to submit documents to verify your identity and income. Here’s a list of the required documents for your HDFC personal loan application:

• Copy of identity proof, such as voter ID card, passport, Aadhaar card or driving licence.
• Address proof copy, such as an Aadhaar card, driver’s licence, passport or voter ID card.
• Bank statements of the last three months or passbooks of the previous six months.
• Salary slips of the last two months or the latest Form 16 with current salary certificate.

HDFC Bank Personal Loan Eligibility Criteria

• Your age must be between 21 and 60 when applying for this loan.
• Applicants must have a job for at least 2 years and a minimum of 1 year with their current employer.
• You must have a monthly net income of Rs. 25,000 to apply for this loan.
• Employees of private limited companies and public sector undertakings, including state, central and local bodies, can apply for this loan. 

Personal Loan Application Status Terminology

The result of your HDFC Personal Loan application status will show following terms, which tells where you application stands. Here is the the meaning of that terminology:

• In process: the bank is still reviewing your application, and it will take additional days to take the decision on your application. 
• Disapproved: your application will not be processed further, and you will receive an SMS with or without the reason for rejection; contact customer care for clarifications.
• On-hold: the bank needs additional or missing details, which you will be informed of via SMS or email; once resolved, the application review will proceed.
• No records found, the provided details might be incorrect or mismatched; if details are correct, contact customer care for assistance.

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