How To Transfer Amazon Pay Balance To Bank Account?

Knowing how to transfer Amazon Pay balance to bank account is important for users who want to use wallet funds beyond shopping on Amazon. Customers who have completed KYC must understand how to transfer Amazon Pay balance to bank account for refunds, cashback, or gift card credits.

This guide explains how to transfer Amazon Pay balance to bank account safely and instantly using the official Amazon app.

How to Transfer Amazon Pay Balance to Bank Account - Overview

ParticularsDetails
FeatureAmazon Pay Balance to Bank Transfer
Available OnAmazon App
EligibilityFull KYC Amazon Pay Wallet
Transfer FeeNil
Processing TimeUsually Instant
Transfer MethodAmazon Pay → Send Money → Bank Transfer
KYC RequiredYes
Bank Details RequiredAccount Number and IFSC Code

What is Amazon Pay Balance?

Amazon Pay balance is a digital wallet offered by Amazon that stores cashback, refunds, gift card credits, and money added by the user. It can be used for:

  • Online shopping on Amazon
  • Bill payments and recharges
  • UPI payments
  • Transferring money to bank accounts (only after KYC verification)

This wallet ensures faster checkouts and enables secure transactions both on and beyond Amazon.

How to Transfer Amazon Pay Balance to Bank Account?

If you are wondering how to transfer Amazon Pay balance to bank account, Amazon provides a built-in Bank Transfer feature for eligible users who have completed Full KYC. 

Follow the steps below to learn how to transfer Amazon Pay balance to bank account through the Amazon app.

Step 1: Open the Amazon app on your smartphone and sign in to your Amazon account if you have not already.

Step 2: Click ‘Send Money’ under the ‘Quick Links’ section.

Step 3: In the Send Money interface, you will find an option called ‘Bank Transfer’; tap on it.

Step 4: Here, you will have to fill in some basic details such as IFSC code, bank account number, and name and then tap on ‘Pay Now’.

Step 5: Then, enter the amount you are willing to transfer and confirm the same.

Step 6: Now it will show you the payment method interface, then tap on ‘Show more ways’, choose ‘Pay using Amazon pay balance’, and tap ‘Continue’.

The amount will be transferred to your bank account successfully.

Knowing how to transfer Amazon Pay balance to bank account allows you to use your Amazon Pay balance as real cash for everyday needs. With the built-in Bank Transfer option on the Amazon app, funds can be moved instantly to a linked bank account without extra charges. 

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Frequently Asked Questions

Can I transfer my Amazon Pay balance to my bank account?
What are the eligibility criteria for transferring Amazon Pay balance to a bank account?
How long does it take to transfer an Amazon Pay balance to a bank account?
What is the maximum amount I can transfer from my Amazon Pay balance to a bank account?
What do I need to do if my transfer fails or is delayed?
Can I transfer Amazon Pay gift card balance to my bank account?
Is there any charge for transferring Amazon Pay balance to a bank account?