How To Transfer Amazon Pay Balance To Bank Account?

By Mayashree Acharya

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Updated on: Aug 18th, 2025

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2 min read

Knowing how to transfer Amazon Pay balance to bank account is important for users who want to use wallet funds beyond shopping on Amazon. With a completed KYC, customers can move their Amazon Pay balance to bank account instantly through the Amazon app. This allows refunds, cashback, or gift card credits to be transferred without any extra charges.

Key Highlights:

  • KYC verification is mandatory for bank transfers
  • Process is free of cost and takes only a few steps
  • Money is credited instantly after confirmation

What is Amazon Pay Balance?

Amazon Pay balance is a digital wallet offered by Amazon that stores cashback, refunds, gift card credits, and money added by the user. It can be used for:

  • Online shopping on Amazon
  • Bill payments and recharges
  • UPI payments
  • Transferring money to bank accounts (only after KYC verification)

This wallet ensures faster checkouts and enables secure transactions both on and beyond Amazon.

How to Transfer Your Amazon Pay Balance to Bank Account?

Amazon allows customers to move their Amazon Pay balance to bank account once full KYC verification is completed. You can transfer your Amazon Pay balance to bank account by simply navigating to the Amazon Pay section in your Amazon app. 

The following steps showcase how to transfer Amazon Pay balance to bank account:

Step 1: To start with, open the Amazon app on your smartphone and sign in to your Amazon account if you have not already.

Step 2: Click ‘Send Money’ under the ‘Quick Links’ section.

Step 3: In the Send Money interface, you will find an option called ‘Bank Transfer’; tap on it.

Step 4: Here, you will have to fill in some basic details such as IFSC code, bank account number, and name and then tap on ‘Pay Now’.

Step 5: Then, enter the amount you are willing to transfer and confirm the same.

Step 6: Now it will show you the payment method interface, then tap on ‘Show more ways’, choose ‘Pay using Amazon pay balance’, and tap ‘Continue’.

The amount will be transferred to your bank account successfully.

Transferring Amazon Pay balance to bank account is now a quick and hassle-free process for customers who have completed KYC verification. With the built-in Bank Transfer option on the Amazon app, funds can be moved instantly to a linked bank account without extra charges. Knowing how to transfer Amazon Pay balance to bank account allows you to use your Amazon Pay balance as real cash for everyday needs.

Other Articles:
1. How To Transfer Money From PhonePe Wallet To Bank Account?
2. How To Transfer Money From Paytm Wallet To Bank Account?
3.  How to Deactivate or Delete Paytm Account?
4. How to Add Bank Account in Amazon Pay?
5. How to Add Bank Account in Google Pay?
6. How to Add Bank Account in PhonePe?

Frequently Asked Questions

Can I transfer my Amazon Pay balance to my bank account?

Yes, you can transfer your Amazon pay balance to your bank account easily.

What are the eligibility criteria for transferring Amazon Pay balance to a bank account?

There is no such specific eligibility criterion for this; however, one must complete their Amazon KYC verification to avail of this feature. To complete Amazon KYC verification, you might require a contact number and a government ID proof (passport/Aadhaar/driving license/voter ID).

How long does it take to transfer an Amazon Pay balance to a bank account?

The process of transferring Amazon Pay balance to a bank account is quick and hardly requires a minute or two, except for the time that you take to enter the details like bank account number, IFSC code, etc.

What is the maximum amount I can transfer from my Amazon Pay balance to a bank account?

The maximum amount that one can transfer from their Amazon Pay balance to a bank account is Rs.1,00,000 per month.

What do I need to do if my transfer fails or is delayed?

There can be several reasons behind a transaction failing. However, what you can do is contact Amazon's customer care or contact the concerned bank's customer care to resolve the issue. 

Can I transfer Amazon Pay gift card balance to my bank account?

No, the gift card balance in Amazon Pay cannot be transferred to a bank account; only cashback and wallet balance are eligible.

Is there any charge for transferring Amazon Pay balance to a bank account?

No, Amazon does not levy any extra charges for transferring Amazon Pay balance to your bank account once your KYC is completed.

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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