How to Add Bank Account in Google Pay?

To enjoy seamless UPI transactions, it's essential to know how to add bank account in Google Pay (GPay). Understanding how to add bank account in GPay is simple—just open the app, select your bank, and verify your details using your registered mobile number and debit card. Once verified, your account is instantly ready for secure digital payments.

This guide explains how to add bank account in Google Pay, including step-by-step instructions for multiple accounts, without a debit card, and more.

How to Link a Bank Account with Google Pay?

Here is the step-by-step guide to add your bank account to Google Pay: 

Step 1: Open Google Pay on your mobile. 

Step 2:  Tap the profile icon on the top right corner of your screen. 

Step 3: Next, click on ‘Bank Account’. 

Step 4: Select the option ‘Add Bank Account’. 

Step 5: You will be redirected to a new page. Here, you will find a list of banks; choose your bank. 

Step 6: Google Pay will fetch and verify the bank account linked to your mobile number.

Step 7: Enter debit card details or Aadhaar number for authentication. Once verified, your bank account will be successfully added to GPay.

After completing this verification process, your bank account will be successfully linked with Google Pay.

How to Add Two Bank Accounts In Google Pay?

The recent updates of Google Pay allow you to link more than one bank account with Google Pay. By doing so, you can experience seamless cash-free transactions in case of any issue with your main account. 

Follow the below steps to add another bank account in Google Pay:

Step 1: Open the Google Pay App. 

Step 2: Tap the profile picture on the top right corner of your screen. 

Step 3: Next, click on ‘Bank Account’. 

Step 4: Select the option ‘Add Bank Account’ on the next screen. 

Step 5: You will be redirected to a new page. Here, you will find a list of banks; choose your preferred bank. 

Step 6: From the list of accounts, select the bank account you want to add.

Step 7: Verify your account by adding the debit card details 

Step 8: You will receive a One Time Password (OTP) on the mobile number linked to the bank account.

Step 9: Enter the OTP to complete the verification, and after this, your second bank account will be successfully linked with Google Pay. 

How to Re-add Bank Account in Google Pay?

Sometimes, you would need to reactivate your bank account in Google Pay to ensure seamless transactions due to various circumstances, such as while setting up a new device or in case of reinstalling Google Pay after uninstalling it. 

Below are the steps to re-add your bank account in Google Pay: 

Step 1: Install Google Pay on your device. 

Step 2: Enter the registered phone number and click ‘Next’ to verify it. Enter the OTP received on your mobile number to complete the verification process.  

Step 3: Select the Google Account linked with your Google Pay account at the time of registration. After choosing, you will receive an OTP on your Google Account email ID. Enter the same in the space provided to link it successfully. 

Step 4: After completing the verification process, the app will provide you with two security options to ensure safe transactions using Google Pay. You can secure this app with a screen lock or set a security PIN. 

Step 5: Once you are done with this app security procedure, you will be redirected to the Google Pay homepage. On the homepage, you can locate the ‘Acctivate Bank Account’ option. Tap on it to re-add your bank account with Google Pay. 

Step 6: Your screen will display all those bank accounts which were previously listed with your Google Pay. In case you have only one account linked to this app, the screen will display that account only. 

Step 7: In case you have more than one account, you can see the ‘Activate’ option against each bank account. Click ‘Activate’ next to your preferred bank account to re-add it. 

Step 8: The Google Pay app will verify your details with the partner bank to reactivate your account. 

Step 9: Finally, on a new screen, you will see that your bank account has been successfully linked. Now, you can resume UPI transactions with Google Pay. 

How to Add the Bank Account in Google Pay Without Debit Card?

Follow the steps below to learn how to link your bank account with Google Pay without a debit card:

Step 1: Install and open the Google Pay application on your mobile and create an account with your registered mobile number. 

Step 2: Tap on your profile in the top right corner of your screen. The menu will appear; click on ‘Bank Accounts’.

Step 3: On the new page, your screen will display all those bank accounts that are linked with Google Pay. 

Step 4: Tap on ‘Add Bank Account’ option available below the already linked bank accounts list.  

Step 5: On the next page, you must choose your preferred bank from a list of banks that Google Pay displays. 

Step 6: After choosing your bank, Google Pay will start a verification procedure. To verify yourself, consider entering your account details such as ‘Account Number’, ‘IFSC Code’ and ‘Branch Name’. 

Step 7: Before moving on to the next step, consider checking your entered information to avoid any errors. 

Step 8: Tap on ‘Next’ or ‘Proceed’ to move to the next step. 

Step 9: Next, Google Pay will initiate the process for bank verification. For this, you will receive SMS and missed calls from the app. 

Step 10: To complete this authentication process, you must provide certain additional information. The app might also ask you for an OTP for this process. 

Step 11: After successful verification and linking of your bank account, you will get a confirmation message from Google Pay.

Benefits of Adding a Bank Account to Google Pay

The following are the benefits of adding your bank account with Google Pay:

• Google Pay is much more customised than other apps. This makes the process of money transfer from one bank account to another more quick and easy. 
• You can further use the Google Pay app to make UPI payments in any retail or departmental stores. 
• This app's compatibility with every Indian bank is also solid proof of its security, network reach and quality service. 
• With the cash mode feature, you can transfer money to another Google Pay user in your proximity without entering their bank details. 
• The app is bringing new updates to include a pre-approved loan feature for users. This will allow users to get quick loan approval without much hassle. 
• As Google Pay transfers happen from one bank account to another, this app makes all big and small transactions possible. 
• Transactions happen instantly and in real-time.
• This app is available in 8 languages to make it more acceptable to people. 

Now that you know how to add a bank account in Google Pay, you can link your account and start safe cashless transactions with Google Pay. It is also important to note that today, every bank has set a UPI transaction limit to help you manage these fund transfers. So, before enjoying the benefits of cashless money transfers, consider knowing the maximum daily UPI limit set by your bank. 

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