SBI Saving Account Opening Online: How to Open SBI Saving Account Online & Offline?

To start the SBI savings account opening online process, use the official SBI YONO app and follow the steps below:

Step 1: Download the SBI YONO app.

Step 2: Open the app and click ‘Open Savings Account'. Then, select 'With Branch Visit'. 

Step 3: Click on ‘Apply Now’ and then on ‘Next’.

Step 4: If the applicants have an Aadhaar card, select the ‘Open with Aadhaar using e-KYC (Biometric Authentication)’ option. If the applicant do not have an Aadhaar card, select the ‘Open with Officially Valid Document (OVD)’ option and click ‘Next’.

Step 5: Enter your mobile number and click ‘Submit’. Enter the OTP received on your mobile number and PAN. 

Step 6: Enter your personal details, income details and educational details and click ‘Submit’.

Step 7: Enter the OTP and submit. Visit the nearest SBI bank branch to complete the document verification process. The officials will open the account after the verification process is completed.

How to Open an SBI Insta Savings Account through Video KYC?

The steps for SBI Insta Savings Account opening online through video KYC:

Step 1: Download the SBI YONO application on your mobile phone and open it.

Step 2: Open the app and click ‘Open Savings Account'. Then, select 'Without Branch Visit'. 

Step 3: Select ‘Insta Plus Savings Account’ and enter Aadhaar and PAN card details.

Step 4: Enter the OTP that is sent to the Aadhaar-linked mobile number for verification.

Step 5: Schedule a video call and be ready with the original PAN and Aadhaar card for verification during video KYC.

Step 6: The savings account will be opened after successful verification of Aadhaar and PAN card.

How to Open an SBI Savings Account Offline?

Follow these steps for offline SBI savings account opening:

Step 1: Visit your nearest State Bank of India branch.

Step 2: Collect the savings account opening form from the bank.

Step 3: Fill up the form with all the required details. 

Step 4: Cross-check the application form to ensure that the details match your KYC documentation.

Step 5: Submit the form with the documents to the SBI officials.

Step 6: The officials will verify the form and open the account once the verification process is done.

How to Open an SBI Savings Account Online for Minor?

SBI offers two types of Savings Accounts for minors: 

• Pehla Kadam:  It can be opened jointly with parents or guardians for minors of any age.
• Pehli Udaan: It is available for minors aged 10 and above operate independently.

Follow the steps below for SBI savings account opening for minors:

Step 1: Download the SBI YONO app.

Step 2: Open the app and click ‘Open Savings Account'. Then, select 'With Branch Visit'. 

Step 3: Click on ‘Apply Now’ and then on ‘Next’.

Step 4: If you have an Aadhaar card, choose the “Open with Aadhaar using e-KYC (Biometric Authentication)” option. If not, select the “Open with Officially Valid Document (OVD)” option and proceed by clicking Next.

Step 5: Enter your mobile number and click ‘Submit’. Enter the OTP received on your mobile number and PAN. 

Step 6: Fill up the application form with the required details and submit it.

Step 7: Visit the nearest SBI bank branch to complete the document verification process. The officials will open the account after the verification process is completed.

SBI Bank Savings Account Opening Charges

SBI does not charge any amount for SBI savings account opening. However, for the Resident Foreign Currency Domestic Account, you must deposit the minimum balance amount while opening the account.

SBI Savings Account Opening Helpline Numbers

You can contact SBI’s helpline numbers (customer care), in case of any help, request, or grievances related to your SBI savings account: 

• 1800 1234 
• 1800 2100 
• 1800 11 2211 
• 1800 425 3800

Final Word

The SBI saving account opening online process is faster and more convenient than ever with the help of the YONO app and Insta Plus (video KYC). Whether applying online or offline, the SBI saving account opening process is accessible, secure, and tailored to meet the diverse needs of customers. 

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