HDFC Bank Savings Account: How to Open HDFC Bank Savings Account Online & Offline?

HDFC Bank offers a variety of savings accounts designed to meet the financial needs of different individuals. With an HDFC Bank Savings Account, you can easily manage your finances and enjoy benefits like attractive interest rates, seamless fund transfers, online transactions, and more.

HDFC Bank Savings Account Opening Online

The following steps below will take you through the process of how to open a savings account in HDFC Bank. 

Step 1: Visit the online portal of HDFC Bank via your mobile or laptop to create an InstaAccount. 

Step 2: From the menu, choose ‘Savings Account’ and select ‘Apply Online’. 

Step 3: Step 1: A pop-up will appear where you have to select your city to go ahead with your savings account opening application. 

Step 4: A new page will open, here you must select whether you are an existing customer or a new user of HDFC Bank. You might also need to fill up certain details to proceed with the application process. 

Step 5: The HDFC Bank portal will provide an application form. Fill up the required details correctly and upload scanned copies of the mentioned documents. 

Step 6: To complete the KYC verification process, a bank representative will visit your registered address to verify the authenticity of your details. You can also opt for the video KYC process wherein, you can attend a simple video call with a bank representative and follow the necessary steps. 

Step 7: After successful KYC verification, the bank will verify your eligibility and your application. Following this, they will activate your HDFC Bank savings account. 

Step 8: The bank will send a welcome kit to your registered address. This kit will include a chequebook, ATM/ debit card and PIN. 

Once HDFC Bank activates your account, you will receive a notification by SMS and email. After this, you can make deposits or conduct ATM transactions through the HDFC savings account. 

HDFC Bank Savings Account Opening Offline

You can follow the simple steps below for HDFC Bank savings account opening by visiting the bank in person. 

Step 1: Visit the HDFC Bank branch nearest to your location.

Step 2: The bank authorities will provide you with an application form. Fill this up by entering the necessary details from your documents correctly. 

Step 3: Submit the form to the counter along with the required documents. 

Step 4: The bank representative will check and verify the information and approve your application. 

Step 5: Following this, the bank will activate your bank account. You will also receive a notification in your registered email and phone number stating the same. 

Step 6: You will also receive your HDFC Bank savings account welcome kit which will consist of your ATM card, chequebook and other booklets. 

HDFC Bank Savings Account Opening Form

you can download the HDFC Bank savings account opening form and submit it to the nearest HDFC Bank branch to your location or apply online. You must fill in the following details in the HDFC Bank Savings Account opening form. 

• Applicant/applicants’ name, nationality, date of birth, PAN and Aadhaar details. 
• Residential address of applicant(s)
• Contact details like email ID and mobile number
• Customer profile information of all the applicants.
• Close relative declaration

HDFC Bank Savings Account Opening Eligibility

To open an HDFC Bank savings account online and in person, you must fulfil the following eligibility criteria. 

• You must be a resident citizen of India,  and HUF to open an HDFC Bank savings account
• As an applicant, you must be 18 years old to open a savings account. However, parents can open savings accounts for minors. 
• Foreign nationals residing in India for above 180 days can open a savings account with HDFC Bank. 

HDFC Bank Savings Account Opening Documents

Now, let us take you through the documents required for the HDFC Bank savings account opening process. 

1. Proof of Identity

• Passport
• Aadhaar card
• PAN card
• Voters’ ID card
• Driving Licence

2. Proof of Address

• PAN card
• Aadhaar card
• Utility Bills (telephone, electricity bills maximum 2 months old)
• Passport or Visa
• Ration Card
• Bank statement or Passbook
• Voters ID
• Rent Agreement
• Flat maintenance bill

3. Two recent passport-sized photos
4. Form 16 of PAN card
5. Qualification Certificate (optional)

HDFC Bank Account Opening Minimum Balance

The minimum initial balance for an HDFC Bank savings account is Rs. 10,000 for account holders in urban branches. For account holders in semi-urban branches, the minimum account opening balance is Rs. 5,000, while in rural areas, it is Rs. 2,500. 

Helpline Number

For any queries regarding the HDFC Bank savings account opening process, contact the customer service desk.

The HDFC Bank helpline number is 1800 1600, 1800 2600, or 1800 202 6161 (accessible across India).

For customers traveling abroad, the helpline number is +9122 61606160.

HDFC Bank offers IVR transaction facilities and assigns agents to resolve customer issues. IVR transactions are available 24/7, while HDFC Bank agents are available from 8 am to 8 pm daily.

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