HDFC Bank Savings Account: How to Open HDFC Bank Savings Account Online & Offline?

HDFC Bank offers a variety of savings accounts designed to meet the financial needs of different individuals. With an HDFC Bank savings account, you can easily manage your finances and enjoy benefits like attractive interest rates, seamless fund transfers, online transactions, and more.

Key Highlights of HDFC Savings Account Opening:

• Online Method: Open account through the online portal by filling in details, uploading documents, and completing KYC (either via video call or address visit). 
• Offline Method : Visit the nearest HDFC Bank branch, fill out the application form, submit documents, and complete verification. 

HDFC Bank Savings Account Opening Online

The following steps will take you through the process of how to open a savings account in HDFC Bank: 

Step 1: Visit the online portal of HDFC Bank. 

Step 2: Click on ‘Save’ tab and choose ‘Savings Account’. 

Step 3: Go through the different types of savings account and select ‘Apply Online’ for the type of account you wish to open. 

Step 4: Fill in the application form and upload the required documents. 

Step 5: For KYC verification, a bank representative may visit your address, or you can complete it through a simple video call with the bank. 

Step 6: After successful KYC verification, the bank will verify your eligibility and your application. Following this, they will activate your HDFC Bank savings account. 

Step 7: The bank will send a welcome kit to your registered address. This kit will include a cheque book, ATM/ debit card, and PIN. 

Once HDFC Bank activates your account, you’ll get an SMS and email notification, after which you can start deposits and ATM transactions. 

HDFC Bank Savings Account Opening Offline

You can follow the simple steps below for HDFC Bank savings account opening by visiting the bank in person:

Step 1: Visit the HDFC Bank branch nearest to your location.

Step 2: The bank will provide an application form, which you need to fill in accurately with your document details. 

Step 3: Submit the form to the counter along with the required documents. 

Step 4: The bank representative will check and verify the information and approve your application. 

Step 5: Following this, the bank will activate your bank account. You will also receive a notification in your registered email and phone number stating the same. 

Step 6: You will also receive your HDFC Bank savings account welcome kit, which will consist of your ATM card, cheque book, and other booklets. 

HDFC Bank Savings Account Opening Form

You can download the HDFC Bank savings account opening form and submit it to the nearest HDFC Bank branch to your location, or apply online. You must fill in the following details in the HDFC Bank savings account opening form:

• Applicant/applicants’ name, nationality, date of birth, PAN, and Aadhaar details. 
• Residential address of applicant(s)
• Contact details like email ID and mobile number
• Customer profile information of all the applicants
• Close relative declaration

HDFC Bank Savings Account Opening Eligibility

To open an HDFC Bank savings account, you must fulfil the following eligibility criteria:

• You must be a resident citizen of India or HUF to open an HDFC Bank savings account.
• As an applicant, you must be 18 years old to open a savings account. However, parents can open savings accounts for minors. 
• Foreign nationals residing in India for above 180 days can open a savings account with HDFC Bank. 

HDFC Bank Savings Account Opening Documents

Now, let us take you through the documents required for the HDFC Bank savings account opening process:

• Proof of Identity:
  • Passport
  • Aadhaar card
  • PAN card
  • Voters’ ID card
  • Driving Licence
• Proof of Address:
  • PAN card
  • Aadhaar card
  • Utility Bills (telephone, electricity bills maximum 2 months old)
  • Passport or Visa
  • Ration Card
  • Bank statement or Passbook
  • Voters ID
  • Rent Agreement
  • Flat maintenance bill
• Two recent passport-sized photos
• Form 16 of PAN card
• Qualification Certificate (optional)

Helpline Numbers

For queries on HDFC Bank savings account opening, contact the customer service desk.

• Helpline numbers (India): 1800 1600 or 1800 2600 (toll-free, accessible nationwide)
• Helpline for customers abroad: +91 22 6160 6160

Conclusion

HDFC Bank savings account opening is simple and convenient, with options available both online and offline. Whether you choose HDFC saving account opening at a branch or prefer HDFC Bank saving account opening online, the process ensures quick activation and access to essential banking services.

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